pathetic whip lash claims
Discussion
btdk5 said:
pork911 said:
Fastdruid said:
I had one some years ago, the accident was totally my fault, I failed to spot a car lost in my A-pillar blind spot at a roundabout and hit them in the side.
Admittedly it did make a mess of their car (and thankfully no passenger)
Anyway what annoyed me was the claim for whiplash backed up with a statement and "case studies" going on about how "neck injuries could be caused from rear impacts, blah, blah, blah". I hit her in the side! There was no rear impact. No airbags went off etc. It was from my point of view a very gentle crash due to the relative motion, it just spun her round.
I told the insurance company I thought it was bogus but tbh didn't push it too hard.
very gentle?Admittedly it did make a mess of their car (and thankfully no passenger)
Anyway what annoyed me was the claim for whiplash backed up with a statement and "case studies" going on about how "neck injuries could be caused from rear impacts, blah, blah, blah". I hit her in the side! There was no rear impact. No airbags went off etc. It was from my point of view a very gentle crash due to the relative motion, it just spun her round.
I told the insurance company I thought it was bogus but tbh didn't push it too hard.
Just a very gentle nudge that ended up spinning the car around.CoolHands said:
btdk5 said:
pork911 said:
Fastdruid said:
I had one some years ago, the accident was totally my fault, I failed to spot a car lost in my A-pillar blind spot at a roundabout and hit them in the side.
Admittedly it did make a mess of their car (and thankfully no passenger)
Anyway what annoyed me was the claim for whiplash backed up with a statement and "case studies" going on about how "neck injuries could be caused from rear impacts, blah, blah, blah". I hit her in the side! There was no rear impact. No airbags went off etc. It was from my point of view a very gentle crash due to the relative motion, it just spun her round.
I told the insurance company I thought it was bogus but tbh didn't push it too hard.
very gentle?Admittedly it did make a mess of their car (and thankfully no passenger)
Anyway what annoyed me was the claim for whiplash backed up with a statement and "case studies" going on about how "neck injuries could be caused from rear impacts, blah, blah, blah". I hit her in the side! There was no rear impact. No airbags went off etc. It was from my point of view a very gentle crash due to the relative motion, it just spun her round.
I told the insurance company I thought it was bogus but tbh didn't push it too hard.
Just a very gentle nudge that ended up spinning the car around.
We were discussing this in the office the other day, and the general consensus was that (obviously) everyone was too kind and not jammy enough to do it.
But, that most thought with the cost of insurance being so high they were almost entitled to claim should the situation arise.
Certainly, it does feel like that. I've paid over £4k in insurance since I've been driving, on cars with a combined value of £400. Not only have I paid an absolute fortune, but should I have (god forbid!) needed to claim, my excess was £2k last year.
If one has paid that much, it does feel like you should be entitled to get something back apart from a written off car and a packet of wine gums.
Again, I do understand how it all works, but to put it in context, insurance is the most expensive thing i've purchased in my life and all I have to show for it is not being in prison because I've got the cheek to be a driving god!
But, that most thought with the cost of insurance being so high they were almost entitled to claim should the situation arise.
Certainly, it does feel like that. I've paid over £4k in insurance since I've been driving, on cars with a combined value of £400. Not only have I paid an absolute fortune, but should I have (god forbid!) needed to claim, my excess was £2k last year.
If one has paid that much, it does feel like you should be entitled to get something back apart from a written off car and a packet of wine gums.
Again, I do understand how it all works, but to put it in context, insurance is the most expensive thing i've purchased in my life and all I have to show for it is not being in prison because I've got the cheek to be a driving god!
TwigtheWonderkid said:
I've found the perfect way to avoid bogus claims against me. I don't crash into anyone. I've being doing this for over 30 years and it really does work.
Come to a town with a certain ethnic demographic; having people actively trying to make you crash into them will certainly sharpen your senses up. I get an attempt at every week, at least.Latest funny a couple of weeks ago was five lads all squashed into a Micra, 40 limit. No other traffic at all. Slammed on from 40 to a dead stop. So blatant it was actually amusing.
I got knocked off my bike a few years ago (motorbike). The chap (his fault, he did a u-turn) was really helpful and honest. I was a bit injured (man parts) but I didnt think once of claiming. But I could see how someone would in that situation.
I did get plenty of calls from accident law people wondering if i'd like to make a claim, then i told them my injury, they laughed at me, and I told them i wouldnt deal with them!
I did get plenty of calls from accident law people wondering if i'd like to make a claim, then i told them my injury, they laughed at me, and I told them i wouldnt deal with them!
I've had a couple of accidents that have irritated. One I was knocked of my bike by a guy pulling out of a side street turning right across 2 lanes of traffic. He was flashed out and just appeared in front of me stationary. He was about a car length away and I was doing 25-30. Managed to slow to 15 ish and went into his door/wing. Enough damage to write my bike off and tear my rotor cuff. He was fine, car door opened and closed perfectly no air bags, glass intact etc etc. I knew the problems were coming when I saw him in hospital a few hours later. The upshot was he claimed 50:50 and for whiplash and a few other ailments. Luckily my insurance company fought it but it took 18 months and the day before the court case for the other side to drop it. By that point the hire bike charges were 7.5k as I needed it for commuting and they insisted on like for like replacement.r
The other one was a crash for cash. 5 occupants in the car accelerating up a slip road it suddenly braked to a standstill from 50. Myself and another 3 cars went into the back of him. My insurance took a raping for that one and the world lost a Legacy GTB, I was gutted.
The other one was a crash for cash. 5 occupants in the car accelerating up a slip road it suddenly braked to a standstill from 50. Myself and another 3 cars went into the back of him. My insurance took a raping for that one and the world lost a Legacy GTB, I was gutted.
EggsBenedict said:
It's really not that hard: http://bit.ly/XEHVeh
Ok, thanks, I've had a look at those links. Any idea how I now convert those bulk g-levels into strain levels on the neck?Mave said:
Have you got any sources for that?
http://www.nytimes.com/2013/04/19/sports/rugby/club-measures-how-hard-rugbys-hits-really-are.html?pagewanted=all&_r=0From the article - Biggest force was over 100G, but I'd guess that was a sensor error. Most were in the 20-40g range.
Collision forces when 2 100kg guys hit at 20kph+ are high.
Having been in some 20/30kph minor car crashes (as a passenger) they felt a lot lower in impact that many hits I've taken. The research being done now shows that to be the case.
Where the sensor is located will make a difference - in the study above they were mouth/head so will show the force on the head neck well.
...but that doesn't tell you about strain, only force. Have you ever been walking along and jarred your back when the floor is suddenly lower than you expected? The peak g-levels are hugely lower than jumping off a wall for example, but because you're not expecting it your muscles don't protect the joint.
back in Jan 13 I was a passenger as I was car'less for a week.
we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
cirian75 said:
back in Jan 13 I was a passenger as I was car'less for a week.
we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
A ray of sunshine to this thread! we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
cirian75 said:
back in Jan 13 I was a passenger as I was car'less for a week.
we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
I hope you contacted the other parties insurers to offer some form of payment?we had to stop as traffic had suddenly stopped
BMW rear ended us, got a jolt through my lower back, before this I was suffering a bit of lower back pain, afterwards and now 20 month later my lower back pain is still gone
must have fixed what ever was causing the issue.
In November 2010, when I was buying my current car, some total bell-end hit my old car in his works van. My car had been perfectly legally parked by the side of the main road (tiny little town in the Scottish borders). When I got back to my car, my front wing and both driver's side doors were buckled, dented, scraped and scratched, right down to the metal. There was a large piece of grey plastic bumper trim from some kind of big van lying on the road beside my car. His van was on the opposite side of the street and would have had to swerve right across the centre line and the right-side of the road in order to hit my car the way he did.
Some witnesses told me what had happened, but had failed to write down his registration number or remembered the name of the company whose logo was on the side of the van, despite him apparently hanging around for 5 mins asking if anyone knew whose car this was. The guy piled back into his van and then left, and didn't leave any kind of note with contact information or insurance details - something else that seriously boils my piss, but that's a whole different topic.
I'm *still* getting calls from ambulance-chasing lawyers, sometimes twice a week, telling me I could be entitled to ££££ as a result of the accident I was involved in. This, despite nobody being in the car at the time. My insurance company (at the time) must have sold my details to one (or more) of them, despite their having full knowledge that nobody was injured, and the car was legally parked.
Some witnesses told me what had happened, but had failed to write down his registration number or remembered the name of the company whose logo was on the side of the van, despite him apparently hanging around for 5 mins asking if anyone knew whose car this was. The guy piled back into his van and then left, and didn't leave any kind of note with contact information or insurance details - something else that seriously boils my piss, but that's a whole different topic.
I'm *still* getting calls from ambulance-chasing lawyers, sometimes twice a week, telling me I could be entitled to ££££ as a result of the accident I was involved in. This, despite nobody being in the car at the time. My insurance company (at the time) must have sold my details to one (or more) of them, despite their having full knowledge that nobody was injured, and the car was legally parked.
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