Should I inform insurance? No damage to anything else.

[StottyEvo]

Personally I'd call my insurance and say "I'd like to cancel my policy please" if they asked why I'd say "I'm scrapping the car". It's not rocket.

Although I might not be the best person to dish out advice as I wouldn't have called the Police, I'd have called a friend with a recovery truck to come and take the car to the scrappers.

[tanderson]

StottyEvo said:

Personally I'd call my insurance and say "I'd like to cancel my policy please" if they asked why I'd say "I'm scrapping the car". It's not rocket.

Although I might not be the best person to dish out advice as I wouldn't have called the Police, I'd have called a friend with a recovery truck to come and take the car to the scrappers.

Well my car rolled and people driving pulled over. If I had not informed the police and someone had called them it would have looked like I was doing a runner for drink driving or something. I'm just going to bite the bullet and tell them what happened and that I don't want to claim and no one else was involved. Hopefully when I get another policy in a year or two it won't put the price up too much as I will still have my no claims and it will just be an incident with no cost. Not worth it I reckon in case I have an accident on my next policy that the insurance really want to wriggle out of. If they ended up really digging round and found I hadn't announced an accident I could be in deep sh*t

[isetta]

some might say the first mistake was telling the police, if no one else was involved and there was no damage to third party property some might suggest you should never have told the police. Now that you have, it's probably officially recorded somewhere. Where exactly, I am not sure, if that info is ever linked to anything else- i am not sure.
If you take out insurance in future there will be a question about accidents and loss / damage. If you do not mention this incident on any new insurance application you will have not told the truth. Whether or not they ever find out I can't say but as someone official knows about the incident (the police) you can't really be absolutely sure what might happen. If only you and the tow truck driver knew then you could probably worry less.
Things have funny ways of catching up with people by the most unexpected means and coincidences.

Edit: Tanderson's reply above was not there when i started typing

[MagneticMeerkat]

isetta said:

some might say the first mistake was telling the police, if no one else was involved and there was no damage to third party property some might suggest you should never have told the police. Now that you have, it's probably officially recorded somewhere. Where exactly, I am not sure, if that info is ever linked to anything else- i am not sure.
If you take out insurance in future there will be a question about accidents and loss / damage. If you do not mention this incident on any new insurance application you will have not told the truth. Whether or not they ever find out I can't say but as someone official knows about the incident (the police) you can't really be absolutely sure what might happen. If only you and the tow truck driver knew then you could probably worry less.
Things have funny ways of catching up with people by the most unexpected means and coincidences.

Edit: Tanderson's reply above was not there when i started typing

There will be a police 'incident' closed off as a non-reportable accident. Nothing more. It's not reportable as such a crash is irrelevant under the Road Traffic Act. It's only reportable if there's an injury or damage to another's property: car, fence, wall, whatever.

I wouldn't bother to inform the insurance company. Something similar may have happened to me a long time ago. Or maybe it was a friend. Or possibly I've made the whole thing up. Anyway it involved a private recovery truck and I/he/she hasn't heard anything further. No insurance company was informed as a result of that incident.