Auto protect gold warranty... Genuine or headache??
Discussion
I'm in the process of buying a used car.
The garage is offering 6 months gold auto protect warranty.
The cars an e46 325i 170k mileage.
I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
The 6 months warranty offered gives me piece of mind but how good are auto protect at paying out when there is a mechanical failure?? Are they harsh and dispute everything ensuring they don't pay out? Or is it a simple process when something goes wrong?
My impression on the car is if after 6 months there's no problems it's pretty much spot on, and obviously with warranty, then any problems are covered for free essentially! To good to be true??
Your replies will be much appreciated!
The garage is offering 6 months gold auto protect warranty.
The cars an e46 325i 170k mileage.
I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
The 6 months warranty offered gives me piece of mind but how good are auto protect at paying out when there is a mechanical failure?? Are they harsh and dispute everything ensuring they don't pay out? Or is it a simple process when something goes wrong?
My impression on the car is if after 6 months there's no problems it's pretty much spot on, and obviously with warranty, then any problems are covered for free essentially! To good to be true??
Your replies will be much appreciated!
Have you read the warranty?
My bet is it won't cover anything other than catastrophic failure of a major item - and there are likely to be a "driver abuse" and "wear & tear" getouts too.
Ask yourself, would you offer someone a gold plated warranty on an old BMW with 170,000 miles on it?
My bet is it won't cover anything other than catastrophic failure of a major item - and there are likely to be a "driver abuse" and "wear & tear" getouts too.
Ask yourself, would you offer someone a gold plated warranty on an old BMW with 170,000 miles on it?
Just did a quick Google,
"The listed components are subject to the terms as described in your warranty agreement and are also subject to certain limitations in the maximum amount paid in the event of a breakdown."
"Exclusions apply as detailed in the warranty agreement schedule."
So make sure you read it very carefully.
"The listed components are subject to the terms as described in your warranty agreement and are also subject to certain limitations in the maximum amount paid in the event of a breakdown."
"Exclusions apply as detailed in the warranty agreement schedule."
So make sure you read it very carefully.
Boxer87 said:
The cars an e46 325i 170k mileage.
I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
There's your answer.I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
It is a leggy old BMW, very much towards the end of its usable life. If you're concerned about that don't buy it. To do bangernomics you have to go in with your eyes open that you're paying a fraction of the car's price when new and as such if you get a few months out of it before it spectacularly explodes then you're onto a winner. It might last forever, it might get you home and no more. The presence, or otherwise, of a 3rd party warranty shouldn't influence this.
Boxer87 said:
I'm in the process of buying a used car.
The garage is offering 6 months gold auto protect warranty.
The cars an e46 325i 170k mileage.
I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
The 6 months warranty offered gives me piece of mind but how good are auto protect at paying out when there is a mechanical failure?? Are they harsh and dispute everything ensuring they don't pay out? Or is it a simple process when something goes wrong?
My impression on the car is if after 6 months there's no problems it's pretty much spot on, and obviously with warranty, then any problems are covered for free essentially! To good to be true??
Your replies will be much appreciated!
OKThe garage is offering 6 months gold auto protect warranty.
The cars an e46 325i 170k mileage.
I'm obviously concerned it's potentially on its last legs! (If it's not been looked after)
The 6 months warranty offered gives me piece of mind but how good are auto protect at paying out when there is a mechanical failure?? Are they harsh and dispute everything ensuring they don't pay out? Or is it a simple process when something goes wrong?
My impression on the car is if after 6 months there's no problems it's pretty much spot on, and obviously with warranty, then any problems are covered for free essentially! To good to be true??
Your replies will be much appreciated!
Move on and find something that isn't on it's last legs, and HAS been looked after, maybe?
Boxer87 said:
Thing is the car will have done motorway miles, 17k a year. Hence a 6 month warranty helps with little niggles or major repairs if needed.
Everyone always seems to assume high mileage is motorway miles, and also that this is 100% a positive thing. It could have done the first load as motorway miles and then been used for a 10 mile commute for the last 20,000. You need to buy entirely on condition at this end of the market, and any real history of expensive work done is a massive plus. At 170k miles if this hasn't had most of the suspension replaced it'll be absolutely knackered.A 170k mile car from a dealer is 98% certain to be a heap of s
t in my experience, you'll want to be going private if you're looking for cheap and decent.Run away. I had a catastrophic part failure, steering rack, engine out repair all paid by me due to some lame excuse from them. In the real world you cannot argue against "wear and tear" as everything is caused by "wear and tear". Like us, our health is "wear and tear"
Warranties like many insurances not worth the paper they're written on.
Warranties like many insurances not worth the paper they're written on.
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