Insurance is odd isn't it?

[TwigtheWonderkid]

Erdy said:

Changed from a octy vRS to 330. Worked out cheaper go figure

Easy to figure. 330 is a mature sensible car, and vRS is for knobbers.

[TwigtheWonderkid]

PurpleMoonlight said:

They quote what they think they can get away with and hide behind the veil of claimed secret statistics.

Yes, LeighW being quoted £347 for a Gallardo as above proves it. They sat round and decided that £347 was the most they could get for a Gallardo. £350 would put people off.

Edited by TwigtheWonderkid on Thursday 18th September 10:02

[Shaoxter]

Matt100HP said:

Admiral wanted another £200 if I said my car was kept in a locked garage overnight, as opposed to being kept on the road outside my house.

It's still bloody obvious which household owns the car (if anyone really wanted to burgle the house for the keys to a couple of grands worth of hatchback...), so I came to the conclusion that lots of people must crash their cars going into/out of their garage. Which is worrying...

Considering the size of garages in this country and the ever growing size of new cars, are you really surprised?

[Matt100HP]

98elise said:

Mound Dawg said:

Matt100HP said:

Admiral wanted another £200 if I said my car was kept in a locked garage overnight, as opposed to being kept on the road outside my house.

It's still bloody obvious which household owns the car (if anyone really wanted to burgle the house for the keys to a couple of grands worth of hatchback...), so I came to the conclusion that lots of people must crash their cars going into/out of their garage. Which is worrying...

You haven't met my dad then?

Or my father in law. He's hit the garage wall twice now!

You have a point. My mate's mum put her Ford Focus through the wall at the back of their garage and ended up in their downstairs toilet. She didn't even have old age as an excuse, she must have been no older than 40 at the time.

That said, how many 20 year olds crash into their garage? I know we (young drivers) have a bad reputation, but it's not exactly for stuff like crashing into garages...our style is, apparently, more burying Corsas upside down in someone's front garden.

[Matt100HP]

Shaoxter said:

Considering the size of garages in this country and the ever growing size of new cars, are you really surprised?

If you can't park a Panda 100HP in a garage, even a small one, it's time to hand back you driving licence. I can fit it in my distinctly average sized garage and normal sized human could get out of any of the car's doors.

That said, I'm in no way surprised that people can't park in a garage, seeing as some people seem to struggle to park in a bloody massive supermarket car park.

[xRIEx]

poing said:

I'd love to see the full stats and figures but I assume a lot of it will be fairly well guarded.

PurpleMoonlight said:

They quote what they think they can get away with and hide behind the veil of claimed secret statistics.

AFAIK there's nothing secret about accident figures, it's probably quite easy to get from the ONS. However, the rating formulae created by an insurer's actuaries will probably be closely guarded.

Edited by xRIEx on Thursday 18th September 10:54