Buyer has paid finance off but disappeared
Discussion
kevpip said:
Sorry to leave you in suspense. Had too many shandies at the weekend so have been suffering a bit.
I can't even recall where we are up to on this trail however the car is now sold to wbac. only took 15 minutes of their time. Useful to know although after this i don't think i'll be buying and selling private again. Lease is probably the way forward.
Anyhow, car is gone and buyer is asking to have the money transferred across to his bank account. I have a letter from the finance company stating that they have no financial interest in the car and as far as they are concerned the transaction is legit and won't be sending the boys round if it does go tits up later on.
I'm still concerned but as far as i can work out i am covered if it does come back. I'll just have to shrug my shoulders and choose to believe he is legit and is prepared to take a 3.5k hit to get his money back.
I'll update you once all transactions are complete and we can draw a line under this chapter in our lives. There doesn't look like being any Bruce Willis style explosions to conclude this episode. Probably for the best.
Can I just ask what the point of starting thread was then? It so obviously some form of scam that even my grandmother rang up to tell me to post on here to let you know that you were about to get your pants pulled down. She's 94, in a home and doesn't remember my name, has never driven a car and wouldn't know what an internet was if it brought her tea, but she still knows this is hooky.I can't even recall where we are up to on this trail however the car is now sold to wbac. only took 15 minutes of their time. Useful to know although after this i don't think i'll be buying and selling private again. Lease is probably the way forward.
Anyhow, car is gone and buyer is asking to have the money transferred across to his bank account. I have a letter from the finance company stating that they have no financial interest in the car and as far as they are concerned the transaction is legit and won't be sending the boys round if it does go tits up later on.
I'm still concerned but as far as i can work out i am covered if it does come back. I'll just have to shrug my shoulders and choose to believe he is legit and is prepared to take a 3.5k hit to get his money back.
I'll update you once all transactions are complete and we can draw a line under this chapter in our lives. There doesn't look like being any Bruce Willis style explosions to conclude this episode. Probably for the best.
I am rather suspecting that this is a wind up, as not many people are really naive enough to actually think this is legit.
AndStilliRise said:
Does smell a little now.
OP posts an interesting situation
OP then posts updates without any evidence (or even car advert)
OP then ignores all good advice from the members
OP disappears for days/weeks
Have to admit he's good though. Not many get this far without being called.OP posts an interesting situation
OP then posts updates without any evidence (or even car advert)
OP then ignores all good advice from the members
OP disappears for days/weeks
surveyor said:
Have to admit he's good though. Not many get this far without being called.
Ahem... ages ago...EskimoArapaho said:
kevpip said:
5) It turns out his story's a lot less interesting than you all thought, but I quite like the attention, so can we keep it going for another few days?
5.Friend of mine who works at Lombard said that there is no way on earth they would not come and chase you if you paid them with fraudulent money.
Doesn't matter what letter you have, if you have used stolen money to pay them they will sue your ass and get the police onto you.
It will then be up to you to prove you have not been the criminal.
Tread with caution here.
I can just see this now in court.
So, you say you never saw the buyer, he never looked at the car, and then you sent him £15,000 in cash from your account and he disappeared?
I think we all know what has happened here, you have fabricated a story to pocket yourself £15000, and not even a very believable story at that.
You have lied to the finance house, the police, and now me in court.
I sentence you to 5 years.
Doesn't matter what letter you have, if you have used stolen money to pay them they will sue your ass and get the police onto you.
It will then be up to you to prove you have not been the criminal.
Tread with caution here.
I can just see this now in court.
So, you say you never saw the buyer, he never looked at the car, and then you sent him £15,000 in cash from your account and he disappeared?
I think we all know what has happened here, you have fabricated a story to pocket yourself £15000, and not even a very believable story at that.
You have lied to the finance house, the police, and now me in court.
I sentence you to 5 years.
Surely this is all on big troll.
Despite everyone saying not to go through it, he has since sold it to WBAC.
In the event this isn't someone trolling, you are utterly stupid. The scammer must be rubbing his hands together thinking how an earth he has managed to get £12k cash which is probably quite hard to trace back to the original stolen card used to pay off the finance.
This will one day catch up with you, be it not straight away but in a few years. There are people with lots of money who wouldn't notice a stolen card and £15k going immediately, but they will. If ever the Police investigated and found this thread, with yourself even admitting that it's all a bit dubious and still proceeding with it puts you 100% involved in aiding and abetting I'm afraid.
Some call centre operative at the car finance company is hardly a specialist in fraud.
Despite everyone saying not to go through it, he has since sold it to WBAC.
In the event this isn't someone trolling, you are utterly stupid. The scammer must be rubbing his hands together thinking how an earth he has managed to get £12k cash which is probably quite hard to trace back to the original stolen card used to pay off the finance.
This will one day catch up with you, be it not straight away but in a few years. There are people with lots of money who wouldn't notice a stolen card and £15k going immediately, but they will. If ever the Police investigated and found this thread, with yourself even admitting that it's all a bit dubious and still proceeding with it puts you 100% involved in aiding and abetting I'm afraid.
Some call centre operative at the car finance company is hardly a specialist in fraud.
Here's my post from day two and page one of the thread. Move along now, there's nothing to see here.
Wacky Racer said:
Are you saying the OP has made this up? The thought did cross my mind too, but apologies to the OP if this is not the case...just seems rather strange.
Personally, I would still keep putting the amount you were paying away in a pot at home, that way you are no worse off...(you still have use of the car), in case things go tits up, and if they don't you have a nice little sum to spend as you wish.
My response;
PH gets lots of time wasters. They get advice, some good and some not so. The thread lumbers on until the penny drops that the OP has long since dissapeared leaving the contributors to argue amongst themselves over a situation that is fictitious.
Is this? I don't know. A new member posting on an extremely unusual circumstance and we've heard nothing from them for a couple of days.
Perhaps he is spending the £15,000 and driving around in his car.
I would be and I definitely wouldn't be telling a public forum I'd never been on but I could be wildly wrong.
Wacky Racer said:
Are you saying the OP has made this up? The thought did cross my mind too, but apologies to the OP if this is not the case...just seems rather strange.
Personally, I would still keep putting the amount you were paying away in a pot at home, that way you are no worse off...(you still have use of the car), in case things go tits up, and if they don't you have a nice little sum to spend as you wish.
My response;
PH gets lots of time wasters. They get advice, some good and some not so. The thread lumbers on until the penny drops that the OP has long since dissapeared leaving the contributors to argue amongst themselves over a situation that is fictitious.
Is this? I don't know. A new member posting on an extremely unusual circumstance and we've heard nothing from them for a couple of days.
Perhaps he is spending the £15,000 and driving around in his car.
I would be and I definitely wouldn't be telling a public forum I'd never been on but I could be wildly wrong.
EskimoArapaho said:
surveyor said:
Have to admit he's good though. Not many get this far without being called.
Ahem... ages ago...EskimoArapaho said:
kevpip said:
5) It turns out his story's a lot less interesting than you all thought, but I quite like the attention, so can we keep it going for another few days?
5.Thankyou4calling said:
Here's my post from day two and page one of the thread. Move along now, there's nothing to see here.
Wacky Racer said:
Are you saying the OP has made this up? The thought did cross my mind too, but apologies to the OP if this is not the case...just seems rather strange.
Personally, I would still keep putting the amount you were paying away in a pot at home, that way you are no worse off...(you still have use of the car), in case things go tits up, and if they don't you have a nice little sum to spend as you wish.
My response;
PH gets lots of time wasters. They get advice, some good and some not so. The thread lumbers on until the penny drops that the OP has long since dissapeared leaving the contributors to argue amongst themselves over a situation that is fictitious.
Is this? I don't know. A new member posting on an extremely unusual circumstance and we've heard nothing from them for a couple of days.
Perhaps he is spending the £15,000 and driving around in his car.
I would be and I definitely wouldn't be telling a public forum I'd never been on but I could be wildly wrong.
This ^Wacky Racer said:
Are you saying the OP has made this up? The thought did cross my mind too, but apologies to the OP if this is not the case...just seems rather strange.
Personally, I would still keep putting the amount you were paying away in a pot at home, that way you are no worse off...(you still have use of the car), in case things go tits up, and if they don't you have a nice little sum to spend as you wish.
My response;
PH gets lots of time wasters. They get advice, some good and some not so. The thread lumbers on until the penny drops that the OP has long since dissapeared leaving the contributors to argue amongst themselves over a situation that is fictitious.
Is this? I don't know. A new member posting on an extremely unusual circumstance and we've heard nothing from them for a couple of days.
Perhaps he is spending the £15,000 and driving around in his car.
I would be and I definitely wouldn't be telling a public forum I'd never been on but I could be wildly wrong.
I dont think this is a scam, there are easier and Quicker ways of scaming than this
kevpip said:
...the car is now sold to wbac. only took 15 minutes of their time.
Who actually sells a car to WBAC? And doesn't it take more than 15 mins? I thought you had to take the vehicle to one of their approved centres to be inspected so they can lower their offer....kevpip said:
...
Anyhow, car is gone and buyer is asking to have the money transferred across to his bank account... I'll just have to shrug my shoulders and choose to believe he is legit and is prepared to take a 3.5k hit to get his money back.
This is the definition of money laundering. He has distanced himself from the dirty money via a series of transactions of different amounts to different companies and individuals. He didn't want a refund from the finance company as they would have had a duty to follow anti-money laundering regs, instead he now has a partial refund from yourself, someone who doesn't have to follow the same procedures. He has just cleaned £11.5k of dirty money which can no longer be traced, the £3.5k loss (from original £15k) was the cost of cleaning this money.Anyhow, car is gone and buyer is asking to have the money transferred across to his bank account... I'll just have to shrug my shoulders and choose to believe he is legit and is prepared to take a 3.5k hit to get his money back.
This was either a money laundering scam, or a troll posting.
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