Am I being a selfish b@$&%£d?
Discussion
SickFish said:
Birdster said:
Hate to be the boring one.
How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.
If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.
How about buy the car and something nice for Mrs Fish?
Finances are above average, but by no means wealthy. We have been very sensible and we already have everything for baby. Nursery is decorated and fully kitted out etc and has already been spoilt!How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.
If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.
How about buy the car and something nice for Mrs Fish?
The bonus is on top of my annual salary so is exactly that... a bonus.
If it really is extra income not better spent elsewhere then treat yourself. You only live once.
Birdster said:
SickFish said:
Birdster said:
Hate to be the boring one.
How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.
If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.
How about buy the car and something nice for Mrs Fish?
Finances are above average, but by no means wealthy. We have been very sensible and we already have everything for baby. Nursery is decorated and fully kitted out etc and has already been spoilt!How are the finances in general? Holidays and experiences, things for the baby and home will be much more useful and will make your life more fulfilled as a family than a new car will.
If things are good and this is money that if you didn't receive it you would't miss it I see no harm in buying the car.
How about buy the car and something nice for Mrs Fish?
The bonus is on top of my annual salary so is exactly that... a bonus.
If it really is extra income not better spent elsewhere then treat yourself. You only live once.
I wasn't 'banking' on having the money in my financial plans so the bonus is essentially "spare" cash... for want of a better word.
Didn't mean to offend
Gruber said:
A few thoughts having recently had our own first offspring:
2. Assuming you plan to help out with the baby at weekends and so on, you won't have as much time as before to enjoy cars. And cars won't seem nearly so interesting or important.
This2. Assuming you plan to help out with the baby at weekends and so on, you won't have as much time as before to enjoy cars. And cars won't seem nearly so interesting or important.
Durzel said:
Once baby is born your priorities will change dramatically. I'd wait until after and see if you still feel the same, I'd be surprised if you do.
and very much thisI'm lucky - just posted this in another thread, but when Mrs.NCoT was 5 months pregnant she actively encouraged me to buy a TVR! The way she sees it is that it's my money and as long as I can afford to pay my share of the bills then there's no problem. Now got me considering a Z4 as my daily!
The main issue if you buy it is that you will find you never use it. During the week it's dull to use an interesting car for trudging through rushhour traffic, and at the weekend you will want to spend your time with the family, so any driving will be 3-up. The odd early morning hoon makes it difficult to justify spending £5k on a car... Currently pondering mine as I have only done 3000 miles in 2 years in it.
Currently have an e36 323 cab as a daily which ferries the 3 of us around perfectly well and allows roof down RWD thrills with a nice 6-pot soundtrack when I am on my own!
The main issue if you buy it is that you will find you never use it. During the week it's dull to use an interesting car for trudging through rushhour traffic, and at the weekend you will want to spend your time with the family, so any driving will be 3-up. The odd early morning hoon makes it difficult to justify spending £5k on a car... Currently pondering mine as I have only done 3000 miles in 2 years in it.
Currently have an e36 323 cab as a daily which ferries the 3 of us around perfectly well and allows roof down RWD thrills with a nice 6-pot soundtrack when I am on my own!
When baby arrives you wont know whats hit you (in a nice way!)
The world will be a very different place and cars will have a different place in it.
Hang fire, wait for baby and enjoy the coming months. When the dust starts to settle, see what gives - you'll find that you have a completely different set of priorities.
Your Mrs will need lots of TLC and support - use some of the money to pamper her - maybe plan a holiday for the three of you later in the year. If there's money left next summer, then why not have a little flutter on a cheap but interesting car. Don't expect to either want or have the time to do lots with it though.
The world will be a very different place and cars will have a different place in it.
Hang fire, wait for baby and enjoy the coming months. When the dust starts to settle, see what gives - you'll find that you have a completely different set of priorities.
Your Mrs will need lots of TLC and support - use some of the money to pamper her - maybe plan a holiday for the three of you later in the year. If there's money left next summer, then why not have a little flutter on a cheap but interesting car. Don't expect to either want or have the time to do lots with it though.
BL Fanboy said:
When baby arrives you wont know whats hit you (in a nice way!)
The world will be a very different place and cars will have a different place in it.
This +100The world will be a very different place and cars will have a different place in it.
That's not to say ultimately you will probably want to scratch that itch again, but in the very short term I'd bet money that you simply won't care anymore.
Sorry if that sounds depressing, it isn't meant to be, it's not hyperbole to say that you won't know what's hit you, as this guy said. There's no other way to describe it.
I found when the first child arrives, there's a fair bit of stuff you need to buy, prams, cots, car seats, high chairs, nappies etc. might be worth using the bonus towards all that stuff and seeing what you have left, plus save a little towards another car a bit later on.
Of course, this all depends on the size of the bonus
Of course, this all depends on the size of the bonus
I got the car I wanted after Junior GMan was born last year. I made sure however that Mrs GMan was happy so got her a new car too.
I know people can have family and use a relatively small car, but I have not got a clue how they do it. The amount of s
t we take with us when going out or away makes the logistics for a travelling F1 team look small.
I know people can have family and use a relatively small car, but I have not got a clue how they do it. The amount of s
t we take with us when going out or away makes the logistics for a travelling F1 team look small.If you can afford to:
> Let your Mrs stop working, at least until the little one is in a nursery
> Maintain a decent lifestyle whilst this is happening (couple of meals out every now and again, decent-ish holiday once a year, etc)
> Save cash for the future
> Buy everything that the baby does and will need in the near future
> Replace the Polo when you discover that it's not big enough.
Whilst blowing a valuable £6k on another car, and another £x000 insuring/maintaining it then by all means do it.
If not, don't spend a valuable £6k on a stupid car when you have more pressing priorities.
> Let your Mrs stop working, at least until the little one is in a nursery
> Maintain a decent lifestyle whilst this is happening (couple of meals out every now and again, decent-ish holiday once a year, etc)
> Save cash for the future
> Buy everything that the baby does and will need in the near future
> Replace the Polo when you discover that it's not big enough.
Whilst blowing a valuable £6k on another car, and another £x000 insuring/maintaining it then by all means do it.
If not, don't spend a valuable £6k on a stupid car when you have more pressing priorities.
Regardless of how much financial input your other half has had, she has allowed you to work long hours, been understanding, and (i assume) kept the house in some kind of order and free from bacteria and last nights plates, wine glasses etc ?
The point is you BOTH worked for that money, she had endless nights on the sofa, lonely while you were at work, tidying up after you and supporting you.
You BOTH deserve a treat.
The point is you BOTH worked for that money, she had endless nights on the sofa, lonely while you were at work, tidying up after you and supporting you.
You BOTH deserve a treat.
)Pixelpeep7r said:
The point is you BOTH worked for that money, she had endless nights on the sofa, lonely while you were at work, tidying up after you and supporting you.
You BOTH deserve a treat.
Absolutely this.You BOTH deserve a treat.
You could try the "I want to get the 2 seater out of my system before the next kid comes along" line, that may help....
WinstonWolf said:
Last time I looked a first child will cost something in the order of £250,000. You might think you've got spare money, but you haven't 
Anyone want to buy a teenager? I've invested almost 1/2 a million in my pair and quite frankly I'm disappointed in my returns thus far
How much and is either responsible to be an au pair?Anyone want to buy a teenager? I've invested almost 1/2 a million in my pair and quite frankly I'm disappointed in my returns thus far
Got to be cheaper than nursery costs.
Very far off having children. Two years nearly engaged.
Personally I would take a couple of grand and get yourself a second hand sports bike. The rest i would bank and leave for a rainy day, you never know what is coming especially with children (so i am told).
I currently get quarterly bonuses which i do not account for in my financial planning. There is no guarantee of it turning up every quarter so i so save accordingly out of my normal wages.
This leaves me with a nice chunk every quarter to do with what i want - typically so far it has either been banked or used to chip away for finance on the car or spent on the odd thing here and there for the house.
Personally I would take a couple of grand and get yourself a second hand sports bike. The rest i would bank and leave for a rainy day, you never know what is coming especially with children (so i am told).
I currently get quarterly bonuses which i do not account for in my financial planning. There is no guarantee of it turning up every quarter so i so save accordingly out of my normal wages.
This leaves me with a nice chunk every quarter to do with what i want - typically so far it has either been banked or used to chip away for finance on the car or spent on the odd thing here and there for the house.
Gassing Station | General Gassing | Top of Page | What's New | My Stuff