GT-R non fault claim, like for like hire car?

[DonnyMac]

mph1977 said:

DonnyMac said:

mph1977 said:

the aim of an insurer is to take in more premiums than they pay out in claims and reinsurance premiums

Thank the sweet baby Jesus, you've got it, without actually getting it.

I've been subsidising you by paying these inflated preimums and not claiming for twenty years...

Guess what, the insurer told me my premiums will be unaffected, not just the no-claims scam, the actual cost.

I really wish I paid more tax and it went to education.

I'm damn sure i've paid more in motor premiums than i've had out over the years, not to mention all bar one of the other insurances I pay ... I've had my money's worth and more from my professional indemnity insurer, but they also control costs , it's organised through my My Professional Represntative Organisation who have their own legal services dept so much of the solictor work is conducted by their employed solictors and they only pay outwhen Counsel are needed ...

And thus I rest my case.

You drive like a granny and are so crap at your job that you get sue'd relentlessly.

Spend more time on the Internet, you'll get sued less as you'll not be doing your job so badly, so often.

From the mouth of babes.

[DonnyMac]

Mave said:

DonnyMac said:

Mave said:

For all your verbose, these last 2 paragraphs compared to the 4th are the root of the issue. You're paying your insurer for the difference between 3rd party liability and the car you want; but you want the 3rd party to stump up for the GTR....

The 3rd party is my insurers hire car company not the death wish teenagers insurers.

Keep up.

Often I'm told I was destined to make money as I'm switched on, I always say I'm just a normal chap... Mave, if you're a normal guy, I'm not performing well enough and should be scooting about in a few veryons.

This is better than cats drilling to lower blood pressure...

Keep up? The 3rd party is not your insurer's hire car company. If we pay for 3PF&T it is not to make sure we get hire cars.

Quoted for you to think about it. I'm out of laughs as it's now become rude.

[DonnyMac]

Jabosoc said:

DonnyMac said:

I nearly bought a M6 a few years back but went for a Maserati GranSport instead (for sale if any of you are interested) so pootling about in a 650 will give me a fairly good idea on whether I made the right decision.

I've made an assumption here that the replacement will be provided on Credit Hire, so if this doesn't apply then feel free to ignore the following.

One of the first questions the Other Party's solicitor will ask is why you didn't use the other cars available to you. If it goes to court and they are successful then you will be expected to pay the costs of the hire car, as Credit Hire should only be provided to those who need it.

Understood.

The Maserati is on SORN awaiting sale + for some bonkers reason is uber mileage sensitive when it comes to residuals - it's an Italian thing.

Sadly neither the S8 nor 650 happened, which is a shame - I've been wafting around in a Mercedes CL500 since the weekend, the power is glorious, but cornering not so much.

Just got the call from the insurer, written off CatD, uneconomical to repair at near £30k - I loved that bloody car.

Righto, this can now turn into a 'what car' thread -

Another GT-R
Porsche 911t cab
Lamborghini Gallardo
Something else?


Eta speeeeling of residuals

Edited by DonnyMac on Wednesday 19th November 11:27

[DonnyMac]

thelawnet said:

DonnyMac said:

Just got the call from the insurer, written off CatD, uneconomical to repair at near £30k - I loved that bloody car.

So does that mean the hire car goes back immediately?

They've yet to call, I guess it goes back when I get the cheque?

[DonnyMac]

thelawnet said:

DonnyMac said:

Just got the call from the insurer, written off CatD, uneconomical to repair at near £30k - I loved that bloody car.

So does that mean the hire car goes back immediately?

They've yet to call, I guess it goes back when I get the cheque?

[DonnyMac]

fezst said:

Worst "I've got a Nissan GTR" thread ever

It's more of a "I don't have a GT-R (anymore)" thread

[DonnyMac]

KungFuPanda said:

OP, I think if they've deemed it a write off, you're allowed to keep the hire car for 7 days after you receive the cheque to allow you sufficient time to buy another. I'm a bit rusty on this kind of thing having been out of the game for a while.

Thanks for the info KFP.