Insurance row over vicar's Jesus Christ car stickers
Discussion
This was on the Welsh version of Watch Dog, last night.
Apparently,the car had the sump stolen,to do this the thieves smashed the exhaust off to get to the sump.
When the lady tried to start the car, no sump, no oil, broken engine.
Apparently the insurance was happy to pay out, but she was told about the stickers.
Being the car was W reg and worth nowt was the dissapointment.
As far as stickers, the car expert said that vauxhall, themselves, were also possibly as bad, for putting a badge, telling the world, it was a rare 1.8 engine,making it a target,apparently, as it was the type of sump needed for boy racers to modify 1.6 engines..??
Apparently,the car had the sump stolen,to do this the thieves smashed the exhaust off to get to the sump.
When the lady tried to start the car, no sump, no oil, broken engine.
Apparently the insurance was happy to pay out, but she was told about the stickers.
Being the car was W reg and worth nowt was the dissapointment.
As far as stickers, the car expert said that vauxhall, themselves, were also possibly as bad, for putting a badge, telling the world, it was a rare 1.8 engine,making it a target,apparently, as it was the type of sump needed for boy racers to modify 1.6 engines..??
saaby93 said:
IATM said:
Most of you have all been brainwashed into being witty people about well what if the car is targeted for having the slogans it has, you could be targeted for anything by any group.
If such conversations existed 10 years back and someone said well technically your insurance could be invalid if you add in an extra light socket, you would probably have a few of your light sockets punched out for being so daft.
If such conversations existed 10 years back and someone said well technically your insurance could be invalid if you add in an extra light socket, you would probably have a few of your light sockets punched out for being so daft.
Anyone owned up to having a PH sticker
If there's any brainwashing here, it's people brainwashed into thinking everything insurers do is unreasonable.
Supposing someone had "reduced jail terms for paedos" signwritten on their car. Do you think that might in anyway increase the risk of vandalism??
Having your vehicle signwritten with a political or religious slogan is asking for trouble from the many idiots out there.
TwigtheWonderkid said:
Yes, because a small uncontroversial sticker on your car is exactly the same as having your vehicle signwritten in support of something that many people have very strong views about.
If there's any brainwashing here, it's people brainwashed into thinking everything insurers do is unreasonable.
Supposing someone had "reduced jail terms for paedos" signwritten on their car. Do you think that might in anyway increase the risk of vandalism??
Having your vehicle signwritten with a political or religious slogan is asking for trouble from the many idiots out there.
Should someone notify Insurers when they put a 'vote UKIP/Labour/Cons' sicker in the house window? When they put a lower fence in the back garden? They are the same sort of ridiculous 'risks' referred to.If there's any brainwashing here, it's people brainwashed into thinking everything insurers do is unreasonable.
Supposing someone had "reduced jail terms for paedos" signwritten on their car. Do you think that might in anyway increase the risk of vandalism??
Having your vehicle signwritten with a political or religious slogan is asking for trouble from the many idiots out there.
This is a free country, free speech, and its up to someone's own conscience and understanding of their 'risk' that determines what they do or don't.
Missingbadly said:
Should someone notify Insurers when they put a 'vote UKIP/Labour/Cons' sicker in the house window?
Another one who can't tell the difference between a sticker and signwriting. If it was election time when loads of people do it, then no problem. But if I was an insurer of a house in a poor area of Liverpool that had a "Vote Tory" mural on the wall, then I wouldn't want to cover it and I would expect to be told about the mural as a material fact.
Do you not think that house would be at a higher risk of vandalism or fire?
Missingbadly said:
TwigtheWonderkid said:
if I was an insurer of a house in a poor area of Liverpool that had a "Vote Tory" mural on the wall, then I wouldn't want to cover it and I would expect to be told about the mural as a material fact.
Oh dear...I think I said on here a couple years back that my boss got asked if he had changed the make of his windscreen wipers on his car when chatting to his insurer. He had changed the OEMs to Bosch I believe and the person on the phone told him to declare them.
f
king ludicrous but it did happen.
f
king ludicrous but it did happen.TwigtheWonderkid said:
If you were insuring houses, you'd be quite happy to cover a house with BNP slogans plastered all over it? You don't think that house would be at any greater risk?
House Insurers don't take that into account at all. Its not on the proposal forms, there's no requirement to inform over trivial matters, there's not a perceived additional risk. Theres a greater risk having a woodburning stove or a child who may find some matches.Do woodburning stoves come with a warning that your house wont be insured? Do you notify Insurers when you have a child?
I think not.
Missingbadly said:
House Insurers don't take that into account at all. Its not on the proposal forms, there's no requirement to inform over trivial matters, there's not a perceived additional risk. Theres a greater risk having a woodburning stove or a child who may find some matches.
Do woodburning stoves come with a warning that your house wont be insured? Do you notify Insurers when you have a child?
I think not.
If you had a house fire that was traced to a woodburner that hadn't been installed in accordance with HETAS/Buildings Regs standards, then you may very well find a problem with the claim.Do woodburning stoves come with a warning that your house wont be insured? Do you notify Insurers when you have a child?
I think not.
Be careful what you wish for, because there's a decent parallel between Buildings Regs and TuV-style modification approval.
At this rate we'll be adding disclaimers to threads like these soon
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
Missingbadly said:
Do you notify Insurers when you have a child?
I think not.
Yes. My house insurance co ask every year at renewal numbers of adults and children living in the home.I think not.
I really don't know how anyone can not see that signwriting your car with Christian slogans makes you a target for nutcases from other religions or just idiots in general. Compared to someone who doesn't sign write their car. Seems bloody obvious to me.
It's a free country and she can have what she wants on her car, but if the risk is increased, don't ask me to subsidise it. She can pay her own extra insurance.
I'm an atheist but I wouldn't dream of having my car sign written with an atheist message. That would be looking for trouble.
TwigtheWonderkid said:
I really don't know how anyone can not see that signwriting your car with Christian slogans makes you a target for nutcases from other religions or just idiots in general. Compared to someone who doesn't sign write their car. Seems bloody obvious to me.
It took me quite a while to work out what the fish logo was about on the back of cars.It's a notifiable mod?
Similarly I thought Dick Lovett stickers meant nothing more than a car dealership
saaby93 said:
TwigtheWonderkid said:
I really don't know how anyone can not see that signwriting your car with Christian slogans makes you a target for nutcases from other religions or just idiots in general. Compared to someone who doesn't sign write their car. Seems bloody obvious to me.
It took me quite a while to work out what the fish logo was about on the back of cars.It's a notifiable mod?
Similarly I thought Dick Lovett stickers meant nothing more than a car dealership
There's also a difference between wearing a small gold crucifix, that millions of people do, and walking up and down Oxford St with a sandwich board declaring "Repent to Jesus or burn in hell."
The first is less likely to get you punched in the face than the second.
vescaegg said:
I think I said on here a couple years back that my boss got asked if he had changed the make of his windscreen wipers on his car when chatting to his insurer. He had changed the OEMs to Bosch I believe and the person on the phone told him to declare them.
fking ludicrous but it did happen.
Totally legit heref
king ludicrous but it did happen.
Unlike the rest of you scummy law breakers
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