Rear ended What to do
Discussion
My faithful panda which we have owned from new was rear ended by a young girl on Thursday morning
Damage to the panda =
1 The rear bumper scuffed to hell
2 the rear wheel well slightly squished
Crash structure and chassis rails are fine
Damage to her car
1 the front grill totally f
ked
2 the front bump looking iffy
Now The rear bumper before being taken roughly by behind was it was scratched to hell by the dog jumping in and out plus when i cleaned the crap off i discovered a big scuff on the left rear corner which i have no idea how it got there.
The rear wheel well has been fixed by hitting it with a lump hammer.
The panda is 6 years from a scrapyard as we have zero intention of selling it before it dies
I really really can't be arsed to deal with insurance companies, 28 thousand you had accident calls, repairs centres, hire cars etc and so on
It turns out the girl that hit me lives at the end of the road.
To be honest if i had reversed into something i would be doing exactly zero about it
So what would you do in my situation
Damage to the panda =
1 The rear bumper scuffed to hell
2 the rear wheel well slightly squished
Crash structure and chassis rails are fine
Damage to her car
1 the front grill totally f
ked2 the front bump looking iffy
Now The rear bumper before being taken roughly by behind was it was scratched to hell by the dog jumping in and out plus when i cleaned the crap off i discovered a big scuff on the left rear corner which i have no idea how it got there.
The rear wheel well has been fixed by hitting it with a lump hammer.
The panda is 6 years from a scrapyard as we have zero intention of selling it before it dies
I really really can't be arsed to deal with insurance companies, 28 thousand you had accident calls, repairs centres, hire cars etc and so on
It turns out the girl that hit me lives at the end of the road.
To be honest if i had reversed into something i would be doing exactly zero about it
So what would you do in my situation
gazz81 said:
I would suggest that you give her the option of paying for a second hand bumper, or at least a token gesture towards one if you feel that it was already damaged. We all make mistakes!
This. A second hand bumper will be a lot cheaper than the associated crap with an insurance claim. And she can sort her car as she wishes then.
Got reared by a girl a few few years ago at a junction in the old escort van. Damage to bumber, but it was a bit of a nail. Got out and said "let's swap details, but I'm going to be honest the old van is not much worse for this knock, we'll forget about this incident as your insurance will go sky high." Girl then started crying and said thanks.
If there's no serious damage you'd be good to leave the insurance out of it for her sake, we've all been young and cock sure behind the wheel
If there's no serious damage you'd be good to leave the insurance out of it for her sake, we've all been young and cock sure behind the wheel
TheJimi said:
Don't non-fault claims count against you?
That being the case, given the situation, not worth the future hassle of raised premiums.
Not in my case as posted earlier.That being the case, given the situation, not worth the future hassle of raised premiums.
All my car needed was a new bumper and assorted brackets and a little bit of straightening of stuff.
Came to £900.
iva cosworth said:
Depends what your insurance company is like.
My Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can't see one single tangible benefit to getting an insurance company involvedMy Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can see hours to a call centre, loads of forms to fill in, hire cars to f
k about with, phone calls from ambulance chasers, increased insurance premiums, hassle and general bad feelingFar too much hassle for fixing car i don't give a f
k about
McWigglebum4th said:
iva cosworth said:
Depends what your insurance company is like.
My Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can't see one single tangible benefit to getting an insurance company involvedMy Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can see hours to a call centre, loads of forms to fill in, hire cars to f
k about with, phone calls from ambulance chasers, increased insurance premiums, hassle and general bad feelingFar too much hassle for fixing car i don't give a f
k aboutOne phone call,not a single form to fill in.
Hire car offered,turned down as I just used the Fiat for a few days.
iva cosworth said:
McWigglebum4th said:
iva cosworth said:
Depends what your insurance company is like.
My Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can't see one single tangible benefit to getting an insurance company involvedMy Fiesta,7 years old and owned from new was hit whilst parked in the street,hitter stopped.
hit on Sunday,taken away Wednesday,returned next Monday,no drama,no cost to myself.
Direct Line BTW.
I can see hours to a call centre, loads of forms to fill in, hire cars to f
k about with, phone calls from ambulance chasers, increased insurance premiums, hassle and general bad feelingFar too much hassle for fixing car i don't give a f
k aboutOne phone call,not a single form to fill in.
Hire car offered,turned down as I just used the Fiat for a few days.
I would rather crawl across broken glass
naked
then phones those a
holes up
If she's admitted fault I'd go through her insurance company, like others have said it's more than likely she'll be claiming anyway.
I got hit a few weeks ago and the girl that hit me initially wanted to keep the insurance out of it, however by the next day she'd changed her mind and had involved them. She had admitted fault and so I claimed for repair of the damage directly through her insurance company; in the end I got a cash settlement of £600 for a new bumper after only a couple of short phone calls. I just pocketed the cash as I wasn't bothered about having it fixed.
I got hit a few weeks ago and the girl that hit me initially wanted to keep the insurance out of it, however by the next day she'd changed her mind and had involved them. She had admitted fault and so I claimed for repair of the damage directly through her insurance company; in the end I got a cash settlement of £600 for a new bumper after only a couple of short phone calls. I just pocketed the cash as I wasn't bothered about having it fixed.
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