How will this pan out for me?

[rambo19]

007 VXR said:

John Laverick said:

In hindsight, yes I could have pulled over to the left and just driven around it .... But the truck was stopping too and one of us was getting out to shift it and I took the decision to stop. If i'd have pulled over to the left the Pug would still have driven into the back of me.

Or hit what was in the road. IMHO, Nice thing you did stopping to move it. Just turned stty for you, sadly..

Agree.

[John Laverick]

rambo19 said:

Agree.

Have you seen the picture of the debris though? Would have made a right mess, I prefer this outcome to hitting it!

[selym]

rambo19 said:

Pass the obstruction on the nearside?

Whatever happened to Musical Youth?

[gubbabump]

selym said:

rambo19 said:

Pass the obstruction on the nearside?

Whatever happened to Musical Youth?

genuine lol at that

[Krikkit]

catman said:

Krikkit said:

What a stupid statement, why would you rather be liable for an accident than not?

Dictionary...Irony

Tim

Sorry, sense of humour failure! Too many morons swarming like flies to a turd in this thread already.

[John Laverick]

Just had the valuation in today, £8110 first figure which isn't quite as bad as I was expecting!

[TooMany2cvs]

Getting back to the point, push for the money in lieu of write-off and get it fixed privately.

[VolvoT5]

John Laverick said:

Just had the valuation in today, £8110 first figure which isn't quite as bad as I was expecting!

That was quite quick. How much are you hoping for / do you think it will cost to replace like for like?

If the car is nice I would seriously investigate the possibility of buying it back and getting it repaired.

[John Laverick]

TooMany2cvs said:

Getting back to the point, push for the money in lieu of write-off and get it fixed privately.

They've confirmed it's a Cat D write off and offered salvage retention at 20% market value. I don't think it's possible to push for money in-lieu of it going on the register?

If they payout rather than repair it then by definition it's a Cat D?

[John Laverick]

VolvoT5 said:

That was quite quick. How much are you hoping for / do you think it will cost to replace like for like?

If the car is nice I would seriously investigate the possibility of buying it back and getting it repaired.

They don't hang about when you've got a hire car. I think £9-10k like for like which is what I've gone back to them with.

Yup, already got a quote to pull the boot floor and repair with second hand parts which is very attractive.

[Sea Demon]

Buy it back, get it repaired & if you like, you can get the CAT D status removed for £200.

[johnnyBv8]

If value is 20%, presumbaly this is £1600-£2000 depending on what offer you end up with. I'd say worth buying it at this price!

[AyBee]

Ilovejapcrap said:

007 VXR said:

looks like you hurt your neck

This is one reason why insurance increases

Unfortunately, where insurance companies pay the smallest amount possible, this will increase because it's easy to claim injury in order to recoup the losses you get paid in the value of your own car plus added hassle. If insurance companies paid out true value of the car and £500/1000 extra, they'd probably save themselves a lot more in paying out for injury claims!

To the OP, collect as many adverts of similar cars to yours asap and keep the receipts for the bits you've just paid out for. Any interest in buying the car back to fix yourself?

[John Laverick]

Sea Demon said:

you can get the CAT D status removed for £200.

How do I do this?

[Durzel]

Staggering that anyone on here would suggest any culpability on the part of the OP. He came to a slow stop and old duffer had a clear view for long before he started braking. OAP needs to hand over his licence.

[phib]

John Laverick said:

They've confirmed it's a Cat D write off and offered salvage retention at 20% market value. I don't think it's possible to push for money in-lieu of it going on the register?

If they payout rather than repair it then by definition it's a Cat D?

I am pretty sure you can push for a cash offer which avoids the cat d status, I am also 99% sure you cant get cat d off once its on ... no matter how hard you try.

Happy to be proved wrong on either

Phib

[TooMany2cvs]

phib said:

I am pretty sure you can push for a cash offer which avoids the cat d status, I am also 99% sure you cant get cat d off once its on ... no matter how hard you try.

...and it sounds like it's already on there.

I'd still be taking the cash and keeping the car.

[phib]

Don't think they can put it on whilst you still own the car and they haven't given you the cash for it .... again I may be wrong !!

Phib

[johnnyBv8]

John Laverick said:

Sea Demon said:

you can get the CAT D status removed for £200.

How do I do this?

The only thing you can do is get it recategorised from "Cat D" to "Condition Inspected", so it still has an HPI marker on it and anyone reasonably informed would know that this means it was once a Cat C or D.

[John Laverick]

johnnyBv8 said:

The only thing you can do is get it recategorised from "Cat D" to "Condition Inspected", so it still has an HPI marker on it and anyone reasonably informed would know that this means it was once a Cat C or D.

Understood; I googled it and that's the conclusion I came to.

Either way, it looks like it's worth retaining the salvage and fixing it which is what I'll be doing.

The whole episode has got me thinking about new metal though so it's probably time for a change.

911 or 1M I reckon.