How will this pan out for me?
Discussion
One hour after collecting my car from the bodyshop & garage last week and receiving a bill for just under £1000 {paintwork and brakes) I was involved in a rear-ender (luckily captured on a trucks video equipment!). See here:
https://www.youtube.com/watch?v=6zU2m7NCvCA
Result:
Anyway, chances are the car will be a write off (boot floor buckled and exhaust damaged). My question is though, how am I going to go on regarding the value of my vehicle?
It's a '53 plate, 108,000 miles minter and online book guides suggest somewhere between trade at £5.5k and 'excellent' at £8k ... however looking in the real world similar cars (age and mileage) are being advertised both private and trade up to about £10.5k.
I think these cars are reasonably specialist and the cheap ones are falling into the hands of people that can't afford to maintain them; I looked at least ten cars before I found a good one (full FBMWSH and rear sub-frame issues sorted) and I'm not relishing the prospect of doing it again, my car has also had recent tyres and brakes £2k's worth!
In my view most £5-8k E46 M3s need money spending on them sorting corrosion and have ropey SH tyres/brakes. To get a good car with matching 'proper' tyres and nearly new brakes costs at least £9-10k.
Am I likely to be successful arguing anything like £10k out of the 3rd parties insurance? What rights do I have?
https://www.youtube.com/watch?v=6zU2m7NCvCA
Result:
Anyway, chances are the car will be a write off (boot floor buckled and exhaust damaged). My question is though, how am I going to go on regarding the value of my vehicle?
It's a '53 plate, 108,000 miles minter and online book guides suggest somewhere between trade at £5.5k and 'excellent' at £8k ... however looking in the real world similar cars (age and mileage) are being advertised both private and trade up to about £10.5k.
I think these cars are reasonably specialist and the cheap ones are falling into the hands of people that can't afford to maintain them; I looked at least ten cars before I found a good one (full FBMWSH and rear sub-frame issues sorted) and I'm not relishing the prospect of doing it again, my car has also had recent tyres and brakes £2k's worth!
In my view most £5-8k E46 M3s need money spending on them sorting corrosion and have ropey SH tyres/brakes. To get a good car with matching 'proper' tyres and nearly new brakes costs at least £9-10k.
Am I likely to be successful arguing anything like £10k out of the 3rd parties insurance? What rights do I have?
ttier timing, glad you're ok.Bad luck on the crash, I shouldn't laugh but I did when you chucked your hands up in the air. Did you cut the video due to you dragging the other driver out of the car and going all Vinnie Jones on them? If not then well done! That crash is why dash cams are good things.
There are a couple of threads on here about insurance value, seems to be a bit hit and miss but sadly you are not getting the money back you just spent which would be gutting. Once they give you a value, you send them adverts for similar cars as examples and the negotiations start.
By the way, what was that on the road? Looked like a horse having a sleep.
There are a couple of threads on here about insurance value, seems to be a bit hit and miss but sadly you are not getting the money back you just spent which would be gutting. Once they give you a value, you send them adverts for similar cars as examples and the negotiations start.
By the way, what was that on the road? Looked like a horse having a sleep.
Ian Geary said:
It won't make you feel any better op, but if you'd just gone around the inside of that obstruction, chances are the following car would have ploughed into it.
Agreed, now I wish I had but you know what it's like ... hindsight and that. I checked my mirrors before slowing and just assumed he'd stop. I was planning to get out of the car to shift it out of the road.
if so I thought they had repair sections for the boot floor as they all rust-out or something? In which case you may be able to get it repaired.poing said:
Cudd Wudd said:
Can't believe how long you were stopped for, hazards on, stationary lorry opposite you, yet the Peugeot driver still manages that. Ridiculous.
I thought the same, I'd put money on them being on their mobile at the time.Insurance will cover and it looks like you hurt your neck
Having seen something recently that was pretty much exactly the same where my co-workers E46 330ci got written off as a result of a rear end impact at around 30mph haggling / dealing with the insurer was actually pretty straightforward and got a very fair valuation.
Just have some examples ready to show them.
Its sad to hear the loss of what looked like a good car
Just have some examples ready to show them.
Its sad to hear the loss of what looked like a good car
Gassing Station | General Gassing | Top of Page | What's New | My Stuff