Modifying a car on PCP
Discussion
Sheepshanks said:
What sort of mods?
I've seen on SEAT forums (I used to have one) a report of SEAT (actually VAG) Finance calling in a loan after engine mods.
How new is the car? Watch you don't mess up the warranty.
Well I know a remap will void warranty so probably not that, mainly just style mods as opposed to performance mods with the exception of a new exhaust potentially.I've seen on SEAT forums (I used to have one) a report of SEAT (actually VAG) Finance calling in a loan after engine mods.
How new is the car? Watch you don't mess up the warranty.
The car is 6 months old, I've got 18 months left on the contract
Chisbo said:
I've got 18 months left on the contract
You _plan_ to keep it at the end of the contract. But that's a year and a half away. A lot of things can happen in a year and a half, and plans can change. If you decide not to keep it at the end, you might need to pay the balloon and sell it yourself. If you decide you want to terminate the PCP, you might well have to return it to standard.So - if you're going to do anything, make sure that it's easily and totally removable. Vinyl, bolt-on and keep the original stuff, that sort of mod.
TooMany2cvs said:
You _plan_ to keep it at the end of the contract. But that's a year and a half away. A lot of things can happen in a year and a half, and plans can change. If you decide not to keep it at the end, you might need to pay the balloon and sell it yourself. If you decide you want to terminate the PCP, you might well have to return it to standard.
So - if you're going to do anything, make sure that it's easily and totally removable. Vinyl, bolt-on and keep the original stuff, that sort of mod.
Yeah it's them kind of mods, cheers for the helpSo - if you're going to do anything, make sure that it's easily and totally removable. Vinyl, bolt-on and keep the original stuff, that sort of mod.
Chisbo said:
Hi, this might have been asked a few times before, but if I have a car on pcp and have no intention to give it back at the end and intend to keep paying the car off, can I modify it how I want?
Thanks in advance
I would certainly look to keep the original parts to hand and have a exit plan in place should you need to put it back to original spec in a hurry.Thanks in advance
Imagine if you had a major engine / gearbox issue that put you off owning the car for a long period of time. It's amazing how ones opinion can change overnight sometimes.
Piginapoke said:
Trailhead said:
And completely irrelevant if it never goes back to the finance house.
But not if you have an unforeseen change of circumstances/planI would be very interested to know how many cars actually go back under the agreement and whether it is at the natural end of the agreement.
I was £2k better off paying the balloon then selling on the car privately.
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