M.I.D Cat A or B write off - HPI clear - DVLA no record.....
Discussion
Gents,
A recent purchase, when doing some (pre-purchase) investigation of value and model/engine etc I tried the DVLA website for tax and MOT status, it returned a blank - "Not Found" (or similar message). Not terribly bothersome because it has "Beta Version" all over it.
I then went to the Autotrader website and did similar (there is a form you can use to pre-fill an ad for example that will tell you what it should be) I used this to check its as advertised and got the message "This vehicle has been reported as Cat A or B" and would go no further.
I spoke to dealer and they assured me that there is likely an administrative issur and redid the H.P.I check and got it sent directly to me (for my benefit) - vehicle came back clean - dealer also spoke to DVLA to confirm issue their end.
Now with the H.P.I clear, the MOT(s) etc all present and correct and assurances from dealer I bought the car - the dealer is a specialist, very highly recommended - (its a niche car by the way) and its been glorious fun ever since........
Some weeks later I've received an email from Insurer saying the M.I.D has returned the result per Autotrader (I would assume that Autotrader also uses M.I.D to do the pre-fill function?) - that the vehicle is a Cat A or B total loss and they would like a copy of V5 and MOT.
Interestingly I've not at the V5 back from Swansea yet.......
I have spoken to both the dealer and insurer, the former has been very amenable about it and is going to follow up on my behalf (DVLA and M.I.D) and I have spoken to the latter and informed them of the situation from my end as it were.
The question is I guess - what do I do next? The H.P.I check is clear and the dealer is very well known and trusted in its field but the possibilities of difficulties in the future (insurance/possible flagging incorrectly as a write-off and problem selling in future if incorrect flagging lingers bothers me somewhat).
Advice? Anyone else had similar experience?
Edit
And now it sounds even worse written down......
A recent purchase, when doing some (pre-purchase) investigation of value and model/engine etc I tried the DVLA website for tax and MOT status, it returned a blank - "Not Found" (or similar message). Not terribly bothersome because it has "Beta Version" all over it.
I then went to the Autotrader website and did similar (there is a form you can use to pre-fill an ad for example that will tell you what it should be) I used this to check its as advertised and got the message "This vehicle has been reported as Cat A or B" and would go no further.
I spoke to dealer and they assured me that there is likely an administrative issur and redid the H.P.I check and got it sent directly to me (for my benefit) - vehicle came back clean - dealer also spoke to DVLA to confirm issue their end.
Now with the H.P.I clear, the MOT(s) etc all present and correct and assurances from dealer I bought the car - the dealer is a specialist, very highly recommended - (its a niche car by the way) and its been glorious fun ever since........
Some weeks later I've received an email from Insurer saying the M.I.D has returned the result per Autotrader (I would assume that Autotrader also uses M.I.D to do the pre-fill function?) - that the vehicle is a Cat A or B total loss and they would like a copy of V5 and MOT.
Interestingly I've not at the V5 back from Swansea yet.......
I have spoken to both the dealer and insurer, the former has been very amenable about it and is going to follow up on my behalf (DVLA and M.I.D) and I have spoken to the latter and informed them of the situation from my end as it were.
The question is I guess - what do I do next? The H.P.I check is clear and the dealer is very well known and trusted in its field but the possibilities of difficulties in the future (insurance/possible flagging incorrectly as a write-off and problem selling in future if incorrect flagging lingers bothers me somewhat).
Advice? Anyone else had similar experience?
Edit
And now it sounds even worse written down......
Edited by justleanitupabit on Tuesday 26th May 13:26
justleanitupabit said:
That's basically what I've already done.
So if the dealer said they're going to speak with MID and DVLA, then you can sit back and relax a bit? If either come back to you asking for the car, tell them the dealer's handling it and you'll contact them again in due course
marshalla said:
andymc said:
Would it not have to have a VIC check to allow taxation?
Not for a Cat A (must be crushed) or Cat B (spares only), only for a Cat C.http://www.autotrader.co.uk/safety_and_security_ce...
So the car can be legally put back on the road and could well be Cat A rather than a mistake.
Here we go
https://www.abi.org.uk/~/media/Files/Documents/Pub...
It says what salvage disposers should use their best endeavours to do
However as we've seen before although in the insurer's opinion it should be A, B or C if you really want to mend it, it'll need a Vehicle Inspection Check to keep DVLA happy.
You can guess why if the chassis needs to be swapped out.
Otherwise some aging wrecks with provenance wouldn't get back on the road
If it doesnt go to salvage and the owner/keeper keeps it
https://www.abi.org.uk/~/media/Files/Documents/Pub...
It says what salvage disposers should use their best endeavours to do
However as we've seen before although in the insurer's opinion it should be A, B or C if you really want to mend it, it'll need a Vehicle Inspection Check to keep DVLA happy.
You can guess why if the chassis needs to be swapped out.
Otherwise some aging wrecks with provenance wouldn't get back on the road
If it doesnt go to salvage and the owner/keeper keeps it
doc said:
Where vehicle salvage is retained by the owner/registered keeper and subsequently sold on, they should be made aware by the insurer that the vehicle may have to undergo a VIC test before a replacement V5C is issued by DVLA. The V5C must be returned if it has been provided to the insurer for scrutiny prior to claims settlement.
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