HPI checked a car I've just given a deposit for...
Discussion
If I were you, this whole thing would be giving me such a bad feeling that I would resign myself to reducing my budget from your £5,500 to £5,000. If there was only one of (i) the V5 issue, (ii) the mileage discrepancy, (iii) the finance; and (iv) a sketchy dealer, it wouldn't be too bad. But it's all four.
I can understand the reluctance to watch £500 go up in smoke, and it's a lot easier for me to say this sat behind a keyboard when it's not my money, but the alternative is potentially the whole £5,300 as mentioned before.
I can understand the reluctance to watch £500 go up in smoke, and it's a lot easier for me to say this sat behind a keyboard when it's not my money, but the alternative is potentially the whole £5,300 as mentioned before.
Deerfoot said:
Have you asked the seller how you could tax it without the V5 reference?
No... because I just arrived in UK a few months ago, I don't know how it all works yet. I have been trying to know as much stuff as I could to avoid being conned, but I guess that's a fail right there.I'm sick of talking to the father, I'll send a message to the son instead. Maybe he's better to speak with. After all, the company is in his name, and it was his car...
And if all runs out, well, too bad. £500 up in smoke. But I won't buy it, you are right. (not only talking to Deerfoot here anymore) Too sketchy, no matter what the dude says.
I want to thank you all, once more. I don't know many people in this country yet, and you're all being very helpful. Feels good in this stupid situation.
justanother5tar said:
IIRC, don't some debit cards have some protection? Visa? Albeit not as good?
Happy to be corrected though.
note a route to waste your time on.Happy to be corrected though.
ie another lesson, only ever use credit cards.
Go to the dealer ask for £400 and you are being kind stating you can keep £100 to re advertise it.
Sate car is not as expected after HPI and you are intitled to your money back.
did the advert say HPI clear ?
the guys a con man esp after stating he would have sold the car to some one else who left a higher deposit.
So I do fear you might well loose all £500. unless you have big strong mates with iron bars to help with the refund.
PorscheGT4 said:
note a route to waste your time on.
ie another lesson, only ever use credit cards.
Ive never really looked into it, just something id heard about somewhere at some point.ie another lesson, only ever use credit cards.
For expensive stuff i always stick it on credit card and pay it off.
I dont understand why none of this is taught in schools etc tbh.
PorscheGT4 said:
justanother5tar said:
IIRC, don't some debit cards have some protection? Visa? Albeit not as good?
Happy to be corrected though.
note a route to waste your time on.Happy to be corrected though.
ie another lesson, only ever use credit cards.
Go to the dealer ask for £400 and you are being kind stating you can keep £100 to re advertise it.
Sate car is not as expected after HPI and you are intitled to your money back.
did the advert say HPI clear ?
the guys a con man esp after stating he would have sold the car to some one else who left a higher deposit.
So I do fear you might well loose all £500. unless you have big strong mates with iron bars to help with the refund.
A debit card was much easier to get when I arrived in the country. Needed a bank to get a flat, needed a flat to get the job, and kinda needed the job to get the bank. When I saw an opening, I took it.
Besides, for some reason, in France (that's where I come from btw), UK debit cards are called credit cards and UK credit cards don't quite exist... so I took what I knew more about.
I have sent a message to the son. Asked the full deposit back. If he says no or tries to confuse me, THEN I go for the £400. Maybe that'll work better. If not, I'll call them again. That's gonna piss the dad off, but hey, not quite my problem. And if this doesn't work, well, I'll try to see if my bank can help me on this.
Besides, for some reason, in France (that's where I come from btw), UK debit cards are called credit cards and UK credit cards don't quite exist... so I took what I knew more about.
I have sent a message to the son. Asked the full deposit back. If he says no or tries to confuse me, THEN I go for the £400. Maybe that'll work better. If not, I'll call them again. That's gonna piss the dad off, but hey, not quite my problem. And if this doesn't work, well, I'll try to see if my bank can help me on this.
Sawyer815 said:
I have sent a message to the son. Asked the full deposit back. If he says no or tries to confuse me, THEN I go for the £400. Maybe that'll work better. If not, I'll call them again. That's gonna piss the dad off, but hey, not quite my problem. And if this doesn't work, well, I'll try to see if my bank can help me on this.
Hold out for the £500. The mileage doesn't stack up - this alone is enough of a justification for you to walk away with the deposit. Good luck and welcome to the UK! It's a shame that your first car buying experience is with what seems like a scammer though
Worst case, this is an easy haggle to 5k and some warranty:
http://www.autotrader.co.uk/classified/advert/2015...
or
2008.
Should get for 5.
http://www.autotrader.co.uk/classified/advert/2015...
http://www.autotrader.co.uk/classified/advert/2015...
or
2008.
Should get for 5.
http://www.autotrader.co.uk/classified/advert/2015...
I would give it one last shot to ascertain the ACTUAL 100% truth about the V5 and make a decision from that. What he's telling you doesn't compute. If it was his son's then surely he has it and can present it? If not, then where is it, why is it there and what's the real story behind it. If the story adds up and the V5 is there somewhere then I'd probably proceed with the sale assuming that the finance story checks out OK. As the son was seemingly responsible for the finance issue too then you could get the father to spill the beans on what the real deal is. I strongly suspect that the V5 is "missing" because the Logbook loan company still has it which would make sense if the finance has only just been settled and would explain why there's nothing in writing about it yet.
I would put it to the Old Man that he comes clean with the full story to it all or the deal is off and you want your monkey back as you're sick of the hassle and constantly changing story.
I would put it to the Old Man that he comes clean with the full story to it all or the deal is off and you want your monkey back as you're sick of the hassle and constantly changing story.
Nah... honestly I am fed up with this man and this car. I will not give him anymore of my money. He's pretending to be an experienced businessman and so on, yet he puts a car on sale that still appears as being on finance, still doesn't have a V5c. He knows very well that people conduct HPI checks, he said he knows very well that there is a delay between finance being paid off and the HPI being cleared. Then, why didn't he wait a few days for his car to appear clear before putting it on sale?
Just for this, I don't trust the man anymore. At this point, I'd rather lose my £500 than gamble and take the car. A £500 loss I can manage. Not a £5300 one.
As I expected, the son did not answer. I will probably drive to ask for my deposit back. Way to spend the bloody weekend...
Just for this, I don't trust the man anymore. At this point, I'd rather lose my £500 than gamble and take the car. A £500 loss I can manage. Not a £5300 one.
As I expected, the son did not answer. I will probably drive to ask for my deposit back. Way to spend the bloody weekend...
It's all too fishy. Sons car, still got finance, mileage discrepancy etc. Too many things - individually they might be ok.
OP. You have the right mindset - go there and ask for the desposit back. WHy didnt he send off the new V5 request. All far too fishy. It could take weeks to come back and you cant tax it until it does.
Be polite but firm. If no joy, tell him you'll be speaking to trading standards. Contact your credit card company also.
OP. You have the right mindset - go there and ask for the desposit back. WHy didnt he send off the new V5 request. All far too fishy. It could take weeks to come back and you cant tax it until it does.
Be polite but firm. If no joy, tell him you'll be speaking to trading standards. Contact your credit card company also.
0a said:
Sawyer815 said:
Nah... honestly I am fed up with this man and this car.
Exactly, for me £5k is a lot of money - unless you are 100% happy don't proceed. In any case for that amount of money I purchased the 500SL in my profile, it gives you an opportunity to change direction
£5k would be a significant figure for me to spend on a car.
You should be confident that its a good car, a good deal and that the guy selling you it will be there to a degree if any problems should arise.
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