PCP, are some people really clueless?

[MajorProblem]

Hi, I bought a K regd Nissan Micra yesterday on finance for a total cost of £28k, fast forward to today and now I'm expecting a kid / had a kid / can't afford it / they're robbing bds / it's not big enough etc etc.

Total morons.

[valiant]

untakenname said:

Just looking at some of those questions asked reaffirms what a travesty PCP is, it annoys me so much as it lets the dregs of society drive cars that are far beyond their means.

There is nothing wrong with PCPs providing you know what you're letting yourself into and understand the potential pitfalls. If you regularly change cars every two or three years and want worry free motoring it can be a good way to finance your car.

However, I don't think some people know what they're letting themselves in for and only see the headline £199 per month figure and think that's all they're in for as the link does suggest.

I suppose we should also limit the 'dregs of society' to old bangers, eh? Keep them in their place as you look down on them as you pass in your 320d (also on finance but it's ok as you can afford it, right?).