Affordable drivers car for a 22 year old?

[Blanchimont]

E39 M5? Prices won't drop much further, you'll have a classy 400hp V8 to use too!

[3xpendable]

Do some posters actually ever read the OP?

With all due respect, a BMW M5 V8 with 400bhp is NOT going to be reasonable to insure for a 22yo, at least not on planet earth....

[SirSquidalot]

Have you got any NCD? Im 22 with 3 years and insuring something like and E46 M3 comes out about £2k. I dread to think what the same quote comes out with if you have no NCD,.

[MyVTECGoesBwaaah]

Integra DC5 (Perhaps a DC2 with plenty of spare $$$ for any work), depending on insurance maybe even an Civic FD2 instead.

[tomjol]

3xpendable said:

Do some posters actually ever read the OP?

With all due respect, a BMW M5 V8 with 400bhp is NOT going to be reasonable to insure for a 22yo, at least not on planet earth....

Don't be silly

[TommoAE86]

MyVTECGoesBwaaah said:

Integra DC5 (Perhaps a DC2 with plenty of spare $$$ for any work), depending on insurance maybe even an Civic FD2 instead.

This!

[ewenm]

I bought my Caterham at age 23 with no insurance history of my own although I'd been a named driver on the family car. It was parked on the street in N London and insurance (specialist) in the first year was about £1000. However, that was 16 years ago...

Certainly fun, great to drive, good to work on, but "looks the part"? It does to me, but that's certainly subjective.

You've got plenty of time left in life where you'll *need* more than 2 seats and a bit of luxury. Take the opportunity now to get a basic analogue lightweight car while you can easily.

Edited by ewenm on Monday 5th October 09:29

[Bludclart786]

3xpendable said:

Do some posters actually ever read the OP?

With all due respect, a BMW M5 V8 with 400bhp is NOT going to be reasonable to insure for a 22yo, at least not on planet earth....

You would be surprised.. I'm 21 and have a new GT-R arriving next week, fully comp insured with admiral for less than £1000, 4 years no claims and 3 points. I am also insured on my parents F10 M5 and C7 RS6, both insured with admiral for around £800 each. It is actually possible to get decent prices for high powered cars, the majority of people just assume they're going to get screwed without even shopping around.

[Blanchimont]

Insuring one for me (21) is less than 1k. For the performance on offer I personally don't think that's bad.

[Slow]

Bludclart786 said:

3xpendable said:

Do some posters actually ever read the OP?

With all due respect, a BMW M5 V8 with 400bhp is NOT going to be reasonable to insure for a 22yo, at least not on planet earth....

You would be surprised.. I'm 21 and have a new GT-R arriving next week, fully comp insured with admiral for less than £1000, 4 years no claims and 3 points. I am also insured on my parents F10 M5 and C7 RS6, both insured with admiral for around £800 each. It is actually possible to get decent prices for high powered cars, the majority of people just assume they're going to get screwed without even shopping around.

Again people assume insurance is ridiculous, almost bought a e39 m5 at 18 due to being left some money. Could of insured for a reasonable amount, circa 1.5k I believe. Couldn't afford running costs or fuel though.

Currently insured on a td6 Range Rover for under £1000 and only 20 with 6 points. Insurance is actually reasanable if you don't live in a scummy postcode.

[tomjol]

Bludclart786 said:

3xpendable said:

Do some posters actually ever read the OP?

With all due respect, a BMW M5 V8 with 400bhp is NOT going to be reasonable to insure for a 22yo, at least not on planet earth....

You would be surprised.. I'm 21 and have a new GT-R arriving next week, fully comp insured with admiral for less than £1000, 4 years no claims and 3 points. I am also insured on my parents F10 M5 and C7 RS6, both insured with admiral for around £800 each. It is actually possible to get decent prices for high powered cars, the majority of people just assume they're going to get screwed without even shopping around.

I know that because this is PH we're all supposed to be millionaire company directors...but...I would suggest that it's possible that your "insurance environment" isn't exactly typical

[Bludclart786]

tomjol said:

I know that because this is PH we're all supposed to be millionaire company directors...but...I would suggest that it's possible that your "insurance environment" isn't exactly typical

True but its actually a more expensive area to insure than my previous address which was a terraced house on a busy road. Go figure.

[300bhp/ton]

Theodoreallen said:

Hi guys,

I've been saving up for a while now for a new car and have a budget of about £15,000 for both car and any work needed on it. However, I'm at a loss as to what to actually get? And I'm wondering if you have any suggestions?

I would like a fun car which is easy to work on and is s nice driver, and it needs to look the part too!

Preferably it can't be too powerful as I'm only 22 and insurance would be a nightmare.

Any age is fine, and I have no preference of make, colour, shape, etc.

Cheers

Is that £15k cash or £15k of PCP?

That seems like a hefty vehicle budget for a 22 year old.

[Boydie88]

VX220. You'll get a mint one for that.

[Slow]

300bhp/ton said:

Theodoreallen said:

Hi guys,

I've been saving up for a while now for a new car and have a budget of about £15,000 for both car and any work needed on it. However, I'm at a loss as to what to actually get? And I'm wondering if you have any suggestions?

I would like a fun car which is easy to work on and is s nice driver, and it needs to look the part too!

Preferably it can't be too powerful as I'm only 22 and insurance would be a nightmare.

Any age is fine, and I have no preference of make, colour, shape, etc.

Cheers

Is that £15k cash or £15k of PCP?

That seems like a hefty vehicle budget for a 22 year old.

Could be living at home and all his money goes on cars. I know mine does

[Blanchimont]

Slow said:

Could be living at home and all his money goes on cars. I know mine does

+1. I'm still at home, and can save well over 75% of my income into a car fund.

[Marc p]

Insurance really can be random, just get a list of the cars you like and then trawl through the comparison sites, I think I was paying around £900 on a tuned TT Supra at 21/22(so only 5/6 years ago, feels like a world ago now though).

ETA: That was after having an N/A Supra since I was 19, which was about £1500 iirc.

[tomjol]

Bludclart786 said:

tomjol said:

I know that because this is PH we're all supposed to be millionaire company directors...but...I would suggest that it's possible that your "insurance environment" isn't exactly typical

True but its actually a more expensive area to insure than my previous address which was a terraced house on a busy road. Go figure.

Indeed, it can be very odd. Your original point is completely fair, it's worth checking rather than assuming. One would assume that insurance where I live is reasonable...it isn't

[SidewaysSi]

If you can spunk 75% of your income on cars, what's a few hundred quid on insurance?

Be like our 21 year old friend and get a GTR. £15k down and finance the rest. Done.

[Eddh]

Al U said:

I seem to be saying this a lot recently, but there also seem to be a lot of threads coming up where it is the right answer.

S2000.

/thread.

I agree, I had one when I was 21 and it was great.