Mental Rangie insurance renewal premiums!

[flat6gallivant]

Has anyone else had this? I've just gone to renew my policy and its nearly quadrupled. No claims or points in the last 12m so nothing has changed my end.

The only thing I can think is that they are just uninsurable as so many are getting nicked.

Barring getting myself an old LR 90 V8, the appeal of a owning a LR (albeit newer) is slipping away. I can put up with some "character" and the "stealers" but this might just be the icing on the cake.

Rant over. Anyone else experience this with a newer Range Rover? Advice welcome.

[colonel c]

Will a tracker reduce the premium significantly ??

[jdw1234]

My colleague had this problem. The premiums for a brand new Range Rover he was looking to buy were over £4K as he lives in Barnes and they keep getting stolen.

He gave up and bought a Porsche Panemera which was much cheaper to insure.

[flat6gallivant]

colonel - Good point. I think I've no option but to look at a tracker. Strikes me as a pain in the ass having one plus getting one fitted. Also a bit weird that no insurance so far has asked me for one?

jdw - Interesting your friend had similar insurance issues. My grievance is the insurance when I bought the car last year was fine. Now the price has gone mental. Issues with them disappearing in London etc were well publicised before I bought so unless the disappearances have ramped up it seems odd.

Edited by flat6gallivant on Monday 4th January 22:23

[sealtt]

Have a read through of this thread I made last year about the same issue. Hopefully you will find it helpful, plus LR do the work for free.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

[dicktracy]

sealtt said:

Have a read through of this thread I made last year about the same issue. Hopefully you will find it helpful, plus LR do the work for free.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Any recommendation on a broker as referenced in the above thread? PM if preferred.

[sealtt]

dicktracy said:

sealtt said:

Have a read through of this thread I made last year about the same issue. Hopefully you will find it helpful, plus LR do the work for free.

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Any recommendation on a broker as referenced in the above thread? PM if preferred.

Hi, I'm afraid I couldn't recommend anyone - I didn't contact any brokers yet since Admiral ended up giving me a fair price after a bit of backwards and forwards.

I expect I could do a bit better though so I will get around to calling them, if I get anywhere I'll let you know.

[flat6gallivant]

Thanks sealtt appreciate the link. Very similar scenario as you experienced down to the same insurer. Suffice to say the thieving gits at Admiral didn't get my renewal but glad you managed to get somewhere with them!

Regards the comments in that linked thread about the security update to RR I really can't see it making s huge difference to an underwriter, until they have different data in front of them on RR payouts or Land Rover step in and alter their perception of risk I think every year this issue will likely rear its head.

[smudger911]

Just thought I'd reply on this topic as I couldn't see it mentioned previously...

If your RR/RRS is registered with the JLR InControl system, logging in to the website (not the mobile phone app) you can view, download and send to your insurance broker the Thatcham cat 6 certificate.

Our recent renewal (2015 RRS with plenty of fruit) went from a crazy premium to less than it's first year...

HTH

[EdJ]

My renewal is massively more expensive than last year too. Crazy prices and keeping it in a garage doesn't seem to help.

[alanm_3]

Rather strangely, I was once told by an insurance advisor that it was cheaper to insure your can on a private drive than in a garage. their (possibly flawed) logic was that if a scummy car thief was intent on stealing your car, he could have more time to work on it in a garage. When I pointed out that this was illogical, as the garage would be locked, therefore making it more difficult to access the car, he didn't disagree but said those were the criteria they used to calculate premiums!

[mike74]

alanm_3 said:

Rather strangely, I was once told by an insurance advisor that it was cheaper to insure your can on a private drive than in a garage. their (possibly flawed) logic was that if a scummy car thief was intent on stealing your car, he could have more time to work on it in a garage. When I pointed out that this was illogical, as the garage would be locked, therefore making it more difficult to access the car, he didn't disagree but said those were the criteria they used to calculate premiums!

And cheaper still if kept on a public road rather than your own driveway as mr car thief can't be sure which house to break into in order to get the keys

[flat6gallivant]

Thanks for the heads up on this

smudger911 said:

Just thought I'd reply on this topic as I couldn't see it mentioned previously...

If your RR/RRS is registered with the JLR InControl system, logging in to the website (not the mobile phone app) you can view, download and send to your insurance broker the Thatcham cat 6 certificate.

Our recent renewal (2015 RRS with plenty of fruit) went from a crazy premium to less than it's first year...

HTH