VW Adaptive Cruise/Anti-Collision Radar - Nearly crashed!
Discussion
Jazzer said:
By the way, turning it off and having a bump could invalidate your insurance (the system reduces the premium)!
No, no it couldnt. As far as I know, no car insurance policy REQUIRES driver aids to be turned on. If you turn stability control, (ESP) off and have an accident in no way is your policy invalid.
It may well reduce the premium, because on balance there may be fewer accidents, but that doenst mean you've received a discount for using it.
Janesy B said:
Jazzer said:
By the way, turning it off and having a bump could invalidate your insurance (the system reduces the premium)!
That's bulls
t.t. I've never heard of such a thing. Not even with TC or SC.
Janesy B said:
Jazzer said:
By the way, turning it off and having a bump could invalidate your insurance (the system reduces the premium)!
That's bullst.t!?It's been on Golf R forums.
Maybe they're all bulls
tters too.Try it and see....you might change your mind.
Jazzer said:
You're ignorant, therefore it's bullst!?
It's been on Golf R forums.
Maybe they're all bullstters too.
Try it and see....you might change your mind.
Jazzer - just to reiterate... insurance is a contract. If the contract has specific exclusions or stipulations, for example "vehicle must be garaged between 10pm and 6am when parked at the risk address" and you fail to do so, then of course you invalidate your insurance. t!?It's been on Golf R forums.
Maybe they're all bulls
tters too.Try it and see....you might change your mind.
To my knowledge, no policy currently says "must not turn off the Brake Assist drivers' aid". If there is such a policy and it states that, and you turn it off, then of course that invalidates that policy.
So, would you like to clarify what you are actually saying?
saaby93 said:
If it does not invalidate it, would it affect any payout?
It would have to be stipulated in the T&Cs otherwise they wouldn't have a leg to stand on. The only way it would not have to be in the T&Cs (and hence contractual) would be if it was specified by law (which it isn't).
Why is this even a debating point?
Condi said:
Jazzer said:
It's been on Golf R forums.
Maybe they're all bullstters too.
Maybe they're ignorant.....? Maybe they're all bulls
tters too.Or bulls
tting? But 100% it does not invalidate insurance.
Anything that can be turned off/on is not going to invalidate your insurance. A Tesla model S has autopilot which will steer and brake on road as long as the lines are clear. Do you think that turning this off would invalidate your insurance?
A car is insured for what it it is. Anything thats optional is covered.iIf you modified something then fair enough, but switching something on/off that is a standard feature would be b
ks.ClockworkCupcake said:
98elise said:
A car is insured for what it it is. Anything thats optional is covered.iIf you modified something then fair enough, but switching something on/off that is a standard feature would be bks.
Indeed. I think I might possibly have said this a couple of times. ks.
If you turned your headlights off at night and crashed..
ClockworkCupcake said:
Jazzer said:
You're ignorant, therefore it's bullst!?
It's been on Golf R forums.
Maybe they're all bullstters too.
Try it and see....you might change your mind.
Jazzer - just to reiterate... insurance is a contract. If the contract has specific exclusions or stipulations, for example "vehicle must be garaged between 10pm and 6am when parked at the risk address" and you fail to do so, then of course you invalidate your insurance. t!?It's been on Golf R forums.
Maybe they're all bulls
tters too.Try it and see....you might change your mind.
To my knowledge, no policy currently says "must not turn off the Brake Assist drivers' aid". If there is such a policy and it states that, and you turn it off, then of course that invalidates that policy.
So, would you like to clarify what you are actually saying?
I'm pointing out something that those with this system might wish to consider.
My OH was warned that turning it off could cause insurance problems, in much the same way as turning stability systems off and going sideways through a hedge can.....some insurers feel aggrieved at paying out for our stupidity.
Cases are documented.
Insurance is a contract and many of us are caught out by the small print.
Insurers will try not to pay if they can, it's in their interests.
It would be smart to just check your policy, or better still, speak to your insurance company.
Jazzer said:
I'm pointing out something that those with this system might wish to consider.
And others are pointing out that you are wrong.Jazzer said:
My OH was warned that turning it off could cause insurance problems
Wrongly.Jazzer said:
in much the same way as turning stability systems off and going sideways through a hedge can.....
No, it can't.Jazzer said:
some insurers feel aggrieved at paying out for our stupidity.
That's the difference between TPFT and Comp insurance.Jazzer said:
Cases are documented.
There's a difference between "documented" and "it happened to a bloke my mate met in a pub".Jazzer said:
It would be smart to just check your policy
Yes, it would. Try it.Jazzer said:
or better still, speak to your insurance company.
No, read the Ts & Cs. They will give you a definitive, correct answer. A call-centre muppet may not.Jazzer said:
Insurance is a contract and many of us are caught out by the small print.
Insurers will try not to pay if they can, it's in their interests.
Indeed so. Insurers will try not to pay if they can, it's in their interests.
As I said, if your insurance policy says that you must wear full clown makeup and squeeze a clown horn every 5 mins (ooer, missus) then that might possibly stand up in a court of law.
To state that all insurance policies are similarly bound, ipso facto, well I am less convinced.
It would appear that I have caused cognitive conflict here.
This is a good thing, as it is an effective learning avenue.
I will not add seventeen quotes.
You can read Ts and Cs, it's all in the contract, BUT what about the meaning/interpretation of the words?
This is where we can fall down.
Instead of saying I am wrong (I'm reporting what has happened to others), it would be wiser to check out what I'm saying to see for yourself the scenarios which fly in the face of the pseudo-learned comments on here.
What's that saying?
Oh, I know: Ignorance is bliss.....
This is a good thing, as it is an effective learning avenue.
I will not add seventeen quotes.
You can read Ts and Cs, it's all in the contract, BUT what about the meaning/interpretation of the words?
This is where we can fall down.
Instead of saying I am wrong (I'm reporting what has happened to others), it would be wiser to check out what I'm saying to see for yourself the scenarios which fly in the face of the pseudo-learned comments on here.
What's that saying?
Oh, I know: Ignorance is bliss.....
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