Write Off?

Author
Discussion

krobbo

85 posts

120 months

Thursday 4th February 2016
quotequote all
I'd say it wont be written of, based on the fact that pretty much exactly the same thing happened to my friend in his 5 day old Ibiza FR except his airbags did deploy.

Thinking about it though it was fought for my friend by Seat's 7 day driveaway insurance so that may have made a difference.

boz1

422 posts

178 months

Thursday 4th February 2016
quotequote all
so called said:
you mean like all them UK right hand drive trucks in Europe?
Have you driven in Europe much? You will not see a lot of UK-registered trucks (or others registered in rich Northern European nations), because the haulage firms can't compete with those from Eastern European states. If you do see them, they are likely to be complying with regulation on driving hours and properly equipped with blindspot eliminating mirrors.


That's Figure 2.7 on page 15 of this report: http://ec.europa.eu/transport/modes/road/studies/d...

Want to know why?
Eurostat said:
Table 7 shows significant disparities across countries for turnover per person employed and average personnel costs. Turnover per employee in Belgium represented 3.6 times the level observed in Bulgaria and Romania, while average personal costs in Sweden appeared as 16 times those registered for Romania.
More here, including figures for the UK: http://ec.europa.eu/eurostat/statistics-explained/...

framerateuk

2,733 posts

184 months

Thursday 4th February 2016
quotequote all
Had similar damage (probably a little worse thanks to the airbags) to my car when someone hit me on a roundabout a couple of years back.



The car was 3 years old and they opted for a repair. In fairness the car was good as new coming back, but I was told the repair cost more than they expected and had they known, it would probably have been written off.

The airbags being set off in my case added quite a bit to the claim. Needed new seatbelts, new roof liner, 2 new curtain airbags and a seat airbag for the passenger Recaro.

Given your S1 is newer, I think a repair is likely, assuming there's no damage to the sills or the upright. I'd say it's touch and go though. You have more panel damage than I did. Honestly, I think I would have just rather them write my car off since the repair took months due to poor parts supply. I've done 15k since having it back though and only finally changing it this year.


Edited by framerateuk on Thursday 4th February 11:07

TooMany2cvs

29,008 posts

126 months

Thursday 4th February 2016
quotequote all
MDMA . said:
more than likely the drivers license is outside the EC
He said it was a Romanian truck. The odds are that the driver was Romanian, but the more relevant detail is that the insurer will be EU.

MDMA . said:
so plod wont be able to do anything. are they going hold him and take him to court ? not likely. too much paperwork and not a serious enough accident
The only relevant thing there is that there's no realistic case for careless driving. No matter what nationality the driver or where they're resident.

As for the write-off. Unlikely. A door and a rear wing skin, that's it. Unlikely to be any damage to the underside of the front bumper or the OSF suspension. It's a very minor impact.

Today's lesson? Don't hang about in truck driver's blindspots.

Shwar25

6,565 posts

197 months

Thursday 4th February 2016
quotequote all
ZX10R NIN said:
I think they'll repair it the repair won't cost more than a third of the cars worth.
Recently had a Golf R repair authorized which was (just) over 80% of current value.

Looks like quite a simple repair on the S1, I would be very shocked if it was written off.

TooMany2cvs

29,008 posts

126 months

Thursday 4th February 2016
quotequote all
framerateuk said:
Had similar damage (probably a little worse thanks to the airbags) to my car when someone hit me on a roundabout a couple of years back.
...
You have more panel damage than I did. Honestly, I think I would have just rather them write my car off since the repair took months due to poor parts supply.
Hire car costs will, of course, influence the repair decision.

I'm surprised they didn't write the Hyundai off - lower value, definitely higher repair costs (bags etc), longer parts supply leadtimes. The Audi damage might look worse, but the rear wing skin needs replacing on both, so unless there's pillar damage, it's irrelevant.




Just noticed the Audi front wing, too.

tomsugden

Original Poster:

2,235 posts

228 months

Thursday 4th February 2016
quotequote all
The damage is front bumper, front wing, passenger door, rear wing, rear glass, rear bumper and 3 x wheels. No idea if suspension is damaged, but will probably need new tyres too as they're not supposed to go sideways at 50mph.

framerateuk

2,733 posts

184 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
Hire car costs will, of course, influence the repair decision.

I'm surprised they didn't write the Hyundai off - lower value, definitely higher repair costs (bags etc), longer parts supply leadtimes. The Audi damage might look worse, but the rear wing skin needs replacing on both, so unless there's pillar damage, it's irrelevant.
It's a RenaultSport Megane 250, not a Hyundai wink
So you're still talking about nearly 30k of car when new. Value at the 3 year point of the accident was about 16k or thereabouts.

Hire costs and repair costs combined were about equal to the value of the car. It was the roof liner that was the problem part. Renault didn't have any in the UK and the normal Megane Coupe has a beige one, while the RS model is grey/black. Took from November until April to get my car back.

tomsugden

Original Poster:

2,235 posts

228 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
It's a very minor impact.
You're kidding me? I think I was lucky to walk away from this. A fully loaded HGV hit me at about 55mph.

TooMany2cvs said:
Today's lesson? Don't hang about in truck driver's blindspots.
Although I understand your point, it was another truck pulling out ahead suddenly that meant I couldn't fully clear the HGV. When I started the pass it was clear ahead.


MDMA .

8,895 posts

101 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
MDMA . said:
more than likely the drivers license is outside the EC
He said it was a Romanian truck. The odds are that the driver was Romanian, but the more relevant detail is that the insurer will be EU.

Sertrans are Spanish. driver probably not. cheapest labour force is from Hungary / Moldova. we have them coming into work everyday. drivers are never from where the freight company is based.

loose cannon

6,030 posts

241 months

Thursday 4th February 2016
quotequote all
I'm going against the grain think it might get written off,
Sorry to hear of your misfortune op, hope it all gets sorted efficiently for you.

TooMany2cvs

29,008 posts

126 months

Thursday 4th February 2016
quotequote all
framerateuk said:
It's a RenaultSport Megane 250, not a Hyundai wink
My 'pologies. I thought it was a Velostar, or whateverthehell that fugly thing is.

framerateuk said:
So you're still talking about nearly 30k of car when new.
Which, of course, is irrelevant...

framerateuk said:
Hire costs and repair costs combined were about equal to the value of the car. It was the roof liner that was the problem part.
So a low-production trim part, so not a common stock item. Probably not a foreseeable delay, so by the time the delay became obvious, the hire car costs had already racked up - at what point do they cut the losses...? Same as those Focus seats the other week.

tomsugden said:
TooMany2cvs said:
It's a very minor impact.
You're kidding me? I think I was lucky to walk away from this. A fully loaded HGV hit me at about 55mph.
It's not the absolute velocities which determine the force of impact, it's the relative ones. You had a very minor side tap, which spun you, giving a relatively low closing speed of his front end onto your side, but that force was then sustained. That's why there's fairly significant panel damage, but the windbags didn't go off.

It's not as if you were stationary, broadside, and got punted by a laden 56mph wagon. That'd be a VERY different kettle of strawberry jam.

framerateuk

2,733 posts

184 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
Which, of course, is irrelevant...
Not entirely. Similar outlay to the S1 which would assume fairly similar repair costs. That said, he has bumper damage and wheel damage too, which mine didn't have.

TooMany2cvs said:
So a low-production trim part, so not a common stock item. Probably not a foreseeable delay, so by the time the delay became obvious, the hire car costs had already racked up - at what point do they cut the losses...? Same as those Focus seats the other week.
Exactly the same yeah. I however tried everything to get the part elsewhere though unlike the Focus owner wink

However, being an S1, it may have the same issue of part supply as it'll have different components to the standard A1 (especially the bumper). If the insurer have had previous problems with parts supplies on Audi repairs then they may write it off when combined with the other fixes. I spoke to the repair shop who fixed mine and they've had problems with M BMWs, Ford ST/RS and Audis. They had a BMW 135i that had been sat there for months on end just waiting for a new bumper.



Mr E

21,616 posts

259 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
It's not as if you were stationary, broadside, and got punted by a laden 56mph wagon. That'd be a VERY different kettle of strawberry jam.
Pulverised would be the word I'd use in that circumstance.

Isn't there a video on the web somewhere of a HGV happily pushing a small car (clio?) down a wet motorway with no idea that it's there....

TooMany2cvs

29,008 posts

126 months

Thursday 4th February 2016
quotequote all
framerateuk said:
However, being an S1, it may have the same issue of part supply as it'll have different components to the standard A1 (especially the bumper).
Bumpers and rims are common components to replace, though, unlike headliners.
framerateuk said:
They had a BMW 135i that had been sat there for months on end just waiting for a new bumper.
That's just unforgivable on BMW's part.

J4CKO

41,560 posts

200 months

Thursday 4th February 2016
quotequote all
tomsugden said:
they're not supposed to go sideways at 50mph.
Yep, not on an Audi they arent biggrin

docter fox

593 posts

235 months

Thursday 4th February 2016
quotequote all
This happened just in front of me a few years ago... UK truck pulled out and pushed a young polish family along sideways for a good few hundred metres before he realised! There was a young baby in the car and I had to stop the father attacking the UK truck driver when it all came to a stop! Not a nice situation but accidents can happen both ways... The truck driver had been driving for 30 years and never had an accident, that was of little consolation to the rather irate polish man.

TooMany2cvs

29,008 posts

126 months

Thursday 4th February 2016
quotequote all
docter fox said:
This happened just in front of me a few years ago... UK truck pulled out and pushed a young polish family along sideways for a good few hundred metres before he realised! There was a young baby in the car and I had to stop the father attacking the UK truck driver when it all came to a stop! Not a nice situation but accidents can happen both ways... The truck driver had been driving for 30 years and never had an accident, that was of little consolation to the rather irate polish man.
You must surely have the nationalities the wrong way around...

DS197

992 posts

106 months

Thursday 4th February 2016
quotequote all
TooMany2cvs said:
Today's lesson? Don't hang about in truck driver's blindspots.
I'd have thought the lesson would be to drop down a gear or two and put your foot down when overtaking a foreign lorry

BoostMonkey

569 posts

185 months

Thursday 4th February 2016
quotequote all
Had exactly the same thing happen to me in June 15.
Really horrible, especially with a full car load of people.





They were able to reapir the car at a cost of £8,000.