VW Dealer PCP Finance - Pay off early but keep free service?
Discussion
Charlie Boy said:
Sheepshanks said:
Charlie Boy said:
If its of interest my wife has a Tiguan 4Motion 150 DSG on lease for £212pm
You've missed something off that deal, ie a massive deposit, and/or VAT - I tried to get a 2WD manual but there were none immediately available when I needed the car but even they were dearer than that as an average monthly cost. I bought the spec you list as lease was coming out over £300/mth.Take a look at Freedom Contracts pricing (not who I went through) £216pm on 9+23 but assume that's without metallic.
The residuals are so high on Tiguan (as evidenced by the price the OP is being asked to pay) that I thought it made more sense to buy it - although that calculation may well have been messed up by VW emissions news.
I think the 2WD manuals which really are just over £200/mth average do make sense on lease and it was seeing those deals that made me look at Tiguan.
Sheepshanks said:
Charlie Boy said:
Sheepshanks said:
Charlie Boy said:
If its of interest my wife has a Tiguan 4Motion 150 DSG on lease for £212pm
You've missed something off that deal, ie a massive deposit, and/or VAT - I tried to get a 2WD manual but there were none immediately available when I needed the car but even they were dearer than that as an average monthly cost. I bought the spec you list as lease was coming out over £300/mth.Take a look at Freedom Contracts pricing (not who I went through) £216pm on 9+23 but assume that's without metallic.
The residuals are so high on Tiguan (as evidenced by the price the OP is being asked to pay) that I thought it made more sense to buy it - although that calculation may well have been messed up by VW emissions news.
I think the 2WD manuals which really are just over £200/mth average do make sense on lease and it was seeing those deals that made me look at Tiguan.
Charlie Boy said:
I figured the car will likely devalue far more than the £6784 I will pay over the 24 months and we will likely need a bigger car in 24 months so it made sense. Unfortunately the forecourt price doesn't resemble a trade in price and I would guess that car was traded in at approx £18-19K, some hefty devaluation but better than a lot of other cars.
Relevant to the OP - the other factor is the discounts available. We got over 5 grand off ours (there's now £3250 from VW just for taking the PCP, which we immediately withdrew from). For the R-Line the OP is looking at, there are people on a Tiguan specific forum I joined who are getting in the region of £7K off - and in the final run-out spurt VW have added leather as standard to the R-Line which saves another £1600 as many R-Line buyers do spec it.That's the weird thing about used Tiguan prices at VW dealers - with the discounts on offer (which aren't new, VW has been doing this at least since early 2015) you've got to go back to cars 18mths old before they're cheaper than new ones, and the few £K cheaper the one the OP is looking at seems bonkers to me.
Sheepshanks said:
Relevant to the OP - the other factor is the discounts available. We got over 5 grand off ours (there's now £3250 from VW just for taking the PCP, which we immediately withdrew from). For the R-Line the OP is looking at, there are people on a Tiguan specific forum I joined who are getting in the region of £7K off - and in the final run-out spurt VW have added leather as standard to the R-Line which saves another £1600 as many R-Line buyers do spec it.
That's the weird thing about used Tiguan prices at VW dealers - with the discounts on offer (which aren't new, VW has been doing this at least since early 2015) you've got to go back to cars 18mths old before they're cheaper than new ones, and the few £K cheaper the one the OP is looking at seems bonkers to me.
hi Sheepshanks, it sounds like I'm better off going new but as mentioned £21k really is the upper limit of my budget and from what I've seen there's no way I'd get an R line with this spec for £21k new, unless you can show me otherwise?That's the weird thing about used Tiguan prices at VW dealers - with the discounts on offer (which aren't new, VW has been doing this at least since early 2015) you've got to go back to cars 18mths old before they're cheaper than new ones, and the few £K cheaper the one the OP is looking at seems bonkers to me.
tom6195 said:
hi Sheepshanks, it sounds like I'm better off going new but as mentioned £21k really is the upper limit of my budget and from what I've seen there's no way I'd get an R line with this spec for £21k new, unless you can show me otherwise?
No, you won't get an R-Line new for £21K. But for one over 2yrs old with 30K+ miles on it £21K feels too expensive vs current discounted new price However, as I said to you earlier in the thread, that's where used Tiguan prices are and you have to work with what you've got.
tom6195 said:
hi Sheepshanks, it sounds like I'm better off going new but as mentioned £21k really is the upper limit of my budget and from what I've seen there's no way I'd get an R line with this spec for £21k new, unless you can show me otherwise?
I thought you were buying the one you have seen?I've found in the past quite a few cars come from VW Uk (also the same with Audi) so ex company cars, family and friends deals etc. These cars are then distributed around the dealers who are effectively forced to sell them at artificially high prices with almost no margin. This happened to me when looking for an S4, two almost identical cars except mileage at the dealer. One that was traded and the other from Audi UK, the traded car had less miles and was cheaper. The sales guy said Audi Uk give them second hand cars and then tell them the price to sell it at, he said they tended to sit around for several months with out being sold. Anyway it was one week before the end of the quarter so managed to get 17% off a new car so only made it £1500 more than a year old one. Still hurt when I traded it in after 9 months and 15,000miles 
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