buddy wants to borrow my car ??

buddy wants to borrow my car ??

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The Wookie

13,948 posts

228 months

Saturday 13th February 2016
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adsvx220 said:
I did this for a friend on my Caterham 7. He asked to borrow it for his wedding day and I agreed as I let my other mate borrow it 2 years earlier. I got separate cover out for him which he paid. That covered it on his drive for a night and for him to drive it to his wedding venue etc. Glad I did as on his way to the venue someone went up the back of him. Albeit very slowly as the driver didn't see him and thought he had pulled away from the junction. Considering the low speed it was a £3500 bill.

Didn't affect my insurance as it was a new policy taken out for him for just a day. When he txt me the next morning I didn't believe him. I wasn't mad and understandably he was very apologetic.
Sorry I know it's OT but £3500 for a rear basket repair on a Caterham?? I've taken off whole corners and had long front chassis replaced for less than that!

Your mates insurer got ripped off by the repairer!

akirk

5,390 posts

114 months

Saturday 13th February 2016
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can't see an issue smile would you lend a friend a pen, or other possessions?
all down to the relationship you have with your friends - I often lend cars, and drive friends' cars - either on DOC & 3rd party, or some closer friends are insured fully comp. on my cars - allows us flexibility, who needs a 4x4 / sports car / etc. smile if you trust your friends and you can be sure that whatever happens will be sorted out, then why not? Having said that there are some friends who would never get the keys! So all depends on the person...

FreeLitres

6,049 posts

177 months

Saturday 13th February 2016
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I wouldn't trust him.


adsvx220

705 posts

183 months

Saturday 13th February 2016
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The Wookie said:
adsvx220 said:
I did this for a friend on my Caterham 7. He asked to borrow it for his wedding day and I agreed as I let my other mate borrow it 2 years earlier. I got separate cover out for him which he paid. That covered it on his drive for a night and for him to drive it to his wedding venue etc. Glad I did as on his way to the venue someone went up the back of him. Albeit very slowly as the driver didn't see him and thought he had pulled away from the junction. Considering the low speed it was a £3500 bill.

Didn't affect my insurance as it was a new policy taken out for him for just a day. When he txt me the next morning I didn't believe him. I wasn't mad and understandably he was very apologetic.
Sorry I know it's OT but £3500 for a rear basket repair on a Caterham?? I've taken off whole corners and had long front chassis replaced for less than that!

Your mates insurer got ripped off by the repairer!
Thought it seemed a lot but it was by a very well known Caterham specialist who did a very good job. For that I don't really mind how much it cost.

New basket
Re-skin
Paint
Fuel tank



lee_fr200

5,478 posts

190 months

Saturday 13th February 2016
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I look at this subject the same as lending money to family members

Don't do it

He can rent a car for like £50 a day which will be cheaper than insurance

littlebasher

3,780 posts

171 months

Saturday 13th February 2016
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I lent my best friend my 2nd car when the gearbox went in his.

A week later and a thousand odd miles, he returns it with a smashed windscreen.

Apparently that wasn't his fault though so he shouldn't have to pay for it

....And he never did

Get him to hire a car, and keep your friendship!

Edited by littlebasher on Saturday 13th February 23:23

oldcynic

2,166 posts

161 months

Saturday 13th February 2016
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I have no problems loaning my car to trusted friends, and have likewise borrowed cars from them - always ensuring appropriate insurance.

However if you're in doubt about the potential consequences, you're probably better off saying no.

Pan Pan Pan

9,915 posts

111 months

Saturday 13th February 2016
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It could also depend on the car.
A friend of mine knew a bloke who pestered `his' mate (the owner of a Caterham 7) to let him have a go in it. The borrower had not been prepared for how the thing went, and despite driving on roads that were well known to him, reached a T junction far quicker than he had expected to. The result was that he fired himself across the T junction into the house opposite the T junction destroying himself and the car.
So my view would be depending on the car, and unless it is a car (or even friend) that you dont mind losing, then don't lend him the car. Way, way too much hassle if anything goes wrong.

bomma220

14,495 posts

125 months

Sunday 14th February 2016
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Pan Pan Pan said:
It could also depend on the car.
A friend of mine knew a bloke who pestered `his' mate (the owner of a Caterham 7) to let him have a go in it. The borrower had not been prepared for how the thing went, and despite driving on roads that were well known to him, reached a T junction far quicker than he had expected to. The result was that he fired himself across the T junction into the house opposite the T junction destroying himself and the car.
So my view would be depending on the car, and unless it is a car (or even friend) that you dont mind losing, then don't lend him the car. Way, way too much hassle if anything goes wrong.
This, exactly right. Lent a mate my Capri 3.0S back in the 80's (he needed a car that would 'blow a nurse's stockings off' ??)

He lost it on a bend, put himself & nurse in hospital for about a week & totally wrecked the car.

It was insured, they made a full recovery & he's still a good mate of mine.

Never again, though... nono

vikingaero

10,338 posts

169 months

Sunday 14th February 2016
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I think there's only one friend I would lend my cars to now as he's a petrolhead, mechanically sympathetic and a good driver. If he ballsed up he would the sort to sort it out physically or financially.

When my sister left for a 6 month RTW trip, I was tasked with buying her new car. So new car ordered for 12 weeks delivery and the salesman asks the expected mileage on her part exchange, a Citroen AX GT. I didn't need to drive it so I said I would add 1,000 miles onto it max and a price was agreed on that basis. Couple of weeks later a relative hears about the AX and asks if he can borrow it for a week. Insurance arranged I say yes and stipulate 1k max for the week. The car is returned 3 weeks later with 5,000 miles on top. Pish taking Richard.

But do I learn? No. Same relative a few years later. He's a gambler/wastrel and has been made bankrupt. My Aunt pleads with us to help out and for me to loan a car to them. If anything I'm doing it more for his poor missus and the two kids rather than RichardHead. So I insure them on the Zafira. Just serviced/taxed/cambelted/MOT/Autoglymed/SealedPaintwork/weeklyvacuumed/fuelled etc. 9 months later the car is returned having never been washed, never had rubbish removed/bald tyres with an extra 28k on the clock/not serviced and running on fumes. Rather than speak to him I called up his missus and told her why I would never loan him/her/them a car again.

DanL

6,215 posts

265 months

Sunday 14th February 2016
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https://www.travelsupermarket.com/en-gb/car-hire/u...

Send him here. Probably cheaper than insuring yours, and no complications.

ging84

8,897 posts

146 months

Sunday 14th February 2016
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normalbloke said:
Some policies are changing over here. When I renewed my wife's S2000, it also covers her to comprehensively drive any other vehicle, with an upper payout on the vehicle of £20k.
Do you know which company?
I want this insurance

normalbloke

7,455 posts

219 months

Sunday 14th February 2016
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ging84 said:
normalbloke said:
Some policies are changing over here. When I renewed my wife's S2000, it also covers her to comprehensively drive any other vehicle, with an upper payout on the vehicle of £20k.
Do you know which company?
I want this insurance
It's arranged through Adrian Flux, insurance by Axa.

bomma220

14,495 posts

125 months

Sunday 14th February 2016
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ging84 said:
normalbloke said:
Some policies are changing over here. When I renewed my wife's S2000, it also covers her to comprehensively drive any other vehicle, with an upper payout on the vehicle of £20k.
Do you know which company?
I want this insurance
I have this extension on my policy too, mine's through Adrian Flux smile