Another Cat D question.
Discussion
It can also depend on what the owner of the car wants to do after an accident. If they'd rather claim and have a new car, it's more likely their old car will get written off when it wouldn't have had they decided they wanted to have it repaired and keep it.
Every scenario is different, but these are the kind of things that can have an effect.
Being an owner of a restoration-type bodyshop rather than high-volume insurance-type bodyshop, but having done insurance-work via recommendation (family and friends of customers, customers' daily drivers, work vans etc), I've seen a few instances involving cars being, or being close to written off. The most recent one was a regular customer's mother who needed an insurance job carrying out on her Chevrolet Matiz. Only a minor scrape really, but still a few quid to repair to a high standard. After receiving the estimate, the insurance company contacted me to say that the estimate went slightly (something stupid like £27.50 or something like that) over the value which meant it would be written off, so between us we'd have to massage the figures slightly. Now, if the customer didn't love the little car so much (very low mileage and pampered, but still worth very little really) then it would just have been written off.
That was only very light, silly damage that no one would blink at on a car like that, but just an example.
Every scenario is different, but these are the kind of things that can have an effect.
Being an owner of a restoration-type bodyshop rather than high-volume insurance-type bodyshop, but having done insurance-work via recommendation (family and friends of customers, customers' daily drivers, work vans etc), I've seen a few instances involving cars being, or being close to written off. The most recent one was a regular customer's mother who needed an insurance job carrying out on her Chevrolet Matiz. Only a minor scrape really, but still a few quid to repair to a high standard. After receiving the estimate, the insurance company contacted me to say that the estimate went slightly (something stupid like £27.50 or something like that) over the value which meant it would be written off, so between us we'd have to massage the figures slightly. Now, if the customer didn't love the little car so much (very low mileage and pampered, but still worth very little really) then it would just have been written off.
That was only very light, silly damage that no one would blink at on a car like that, but just an example.
Gassing Station | General Gassing | Top of Page | What's New | My Stuff