How to deal with 17 year old driving dangerously?

[v8ben]

Have a look at a Lightfoot - good bit of kit, puts the onus on him to self monitor his driving - with warnings etc. If these are ignored you get alerted.

Best of luck - challenging situation.

[Ilovejapcrap]

Chris32345 said:

tgk300 said:

I am fortunate enough to be able too afford to insure my first car without a black box and I use it regularly, however, If I was unfortunate enough to off had to have a black box installed in my car I don't think I would have bothered with a car. I managed to get insurance easily without a black box and I am glad I did. None of my mates have black boxes installed which is good as there nothing worse than getting smoked because you have the insurnace company watching you.

Smoked?
Anyone translate chav to English?

One assumes the gentleman is referring to another motor vehicle overtaking his own whilst both are in momentum.

[GT119]

Little Pete said:

tgk300 said:

GetCarter said:

You really haven't thought this through have you.

Yes I have and there nothing wrong with it. Ok, it might be slightly unfair for the one not at fault but you're not paying for the car so who cares? You might have to pay a 100 quid more next year but it's the insurance company who pays out thousands so why care?

Edited by tgk300 on Wednesday 27th May 18:11

Has to be on a wind up, no one is this stupid.

I originally thought that calling tgk300 a 'fking moron' was a bit harsh but now I see it was spot on.
The average cost of a road fatality in the UK is now over £2 million, who needs third party insurance anyway.

[otolith]

tgk300 said:

Either that or put a 1200 quid cap on car insurance for anyone regardless of the car as was proposed a few years ago. However, all the old people threw tantrums and the idea was thrown out.

I would agree with capping insurance.

And if nobody will insure you for a reasonable amount, it’s the bus for you until you are less risky.

[tgk300]

Little Pete said:

Has to be on a wind up, no one is this stupid.

Explain why? If insurance paid for your own car regardless then it could be optional which would be better for all.

[tgk300]

Chris32345 said:

Smoked?
Anyone translate chav to English?

Out accelerated.

[tgk300]

GT119 said:

I originally thought that calling tgk300 a 'fking moron' was a bit harsh but now I see it was spot on.
The average cost of a road fatality in the UK is now over £2 million, who needs third party insurance anyway.

Your own insurance should pay for your own car regardless of fault which then negates the need for insurance if you don't care about your own car. It may not appeal to those who are over 30 and have plenty of cash (although over 30 your insurance is basically free anyway) but to those who have to pay £2,000 to insure anything it is a good idea. They wonder why there are so many uninsured drivers around, maybes it's because of the rip off costs.

[Wombat3]

tgk300 said:

GT119 said:

I originally thought that calling tgk300 a 'fking moron' was a bit harsh but now I see it was spot on.
The average cost of a road fatality in the UK is now over £2 million, who needs third party insurance anyway.

Your own insurance should pay for your own car regardless of fault which then negates the need for insurance if you don't care about your own car. It may not appeal to those who are over 30 and have plenty of cash (although over 30 your insurance is basically free anyway) but to those who have to pay £2,000 to insure anything it is a good idea. They wonder why there are so many uninsured drivers around, maybes it's because of the rip off costs.

a) You are a troll
b) You just have absolutely no idea how insurance (and probably business/life/money in general) works and what its for.
c) You are hard of thinking and, quite possibly, a fking moron! (your comments about parenting etc would tend to indicate this)

(Delete as applicable!)

Its very simple:

If insurance companies were ripping everyone off they would all be making insane and disproportionate profits. They are not. Their profits are in line with what would be expected of business of their size. All businesses exist to make a profit, insurance companies are no different. It therefore follows that their total premiums collected are about what they need to be.

The reason premiums are so high is because of the cost of claims. Its also partly true that the cost of claims is higher than it could be partly because insurance companies are a bit lazy with keeping repair costs down and partly because some people are fraudulent wkers. However, the cost of repairing bent metal is nothing compared to the cost of injury claims.

With regard to your genus idea, you do not need to insure your car itself, and nobody cares if you do or not.

However, you do need to take out insurance to cover the cost of any damage you do to other people's property or the people themselves - ie Third Party insurance, which is why its an offence to drive a car without it.

At the simplest level, if you are at fault for damaging someone else or their property why should they pay for your stupidity? (because, in all likelihood, you can't).

[Pit Pony]

At my daughter's 18th birthday party, a very pissed young man, said that he thought her driving was very adventurous.
I thought back to my teenage years and the absolute belief in my immortality and struggled with the best response.
When I got her to drive me, she was fast but had very good anticipation and was very smooth. I also concluded that normal passengers would probably not be so comfortable. I imagine that a dash cam or blackbox would not give a great perception either.
I explained my worries. Over a few days on and off, I explained what i was like at her age and I explained the near misses and accidents I'd had or seen or been involved in over the years.

I also started to drive how I expect her to drive. My wife pointed out that she's only driving the way she had learnt from being a passenger, with me. A bit of the horse bolted and shutting the door. 6 years on and she works on a trauma ward so im guessing that her understanding of risk might have changed.

[Little Pete]

tgk300 said:

Little Pete said:

Has to be on a wind up, no one is this stupid.

Explain why? If insurance paid for your own car regardless then it could be optional which would be better for all.

Insurance on your own car IS optional, it’s third part insurance that is the minimum requirement. If you were sat at a junction and another car hit yours, breaking your leg and you couldn’t work, you would be compensated by their insurance. It’s really not that difficult to understand so if you’re not on a wind up, you’re stupid.

Edited by Little Pete on Thursday 28th May 03:18

[Gary C]

tgk300 said:

Little Pete said:

Has to be on a wind up, no one is this stupid.

Explain why? If insurance paid for your own car regardless then it could be optional which would be better for all.

Knob alert !!!

[GT119]

tgk300 said:

GT119 said:

I originally thought that calling tgk300 a 'fking moron' was a bit harsh but now I see it was spot on.
The average cost of a road fatality in the UK is now over £2 million, who needs third party insurance anyway.

Your own insurance should pay for your own car regardless of fault which then negates the need for insurance if you don't care about your own car. It may not appeal to those who are over 30 and have plenty of cash (although over 30 your insurance is basically free anyway) but to those who have to pay £2,000 to insure anything it is a good idea. They wonder why there are so many uninsured drivers around, maybes it's because of the rip off costs.

The fact that you have no concept of why compulsory third party insurance is necessary highlights how self-absorbed you are. This is understandable to a degree as you are either just out of school or still at school, but pretty soon you need to grow up.

If you cause an accident that results in third party costs, you need to pay for them. If you can’t afford it and have no insurance, then what?

These costs can run into tens or hundreds of thousands, and as I highlighted earlier, into millions if a fatality is involved. If you paralyse someone they will need care for the rest of their life that will possibly run into millions, how are you going to pay for that, as you are responsible for these costs?

‘Not my problem’ might be fine for the school playground but doesn’t work in the real world where you become legally responsible for your actions and their consequences.

Personal injury costs are not the only thing though, there are all sorts of costs associated with road repair, recovery, storage, investigation, etc, etc. My guess is you probably aren’t even aware of all of these, let alone who pays for them.

And finally there is the small matter of repairs to other people’s cars. If you punt your car into someone else’s McLaren F1, and you are at fault, is it your expectation that it’s their problem to fix it?

The reason insurance is expensive for young drivers is because they are inexperienced and as a result, crash more, so maybe think about your own driving and start to recognise that belief in your own abilities makes fk all difference to how experienced you are.

[PixelpeepS3]

going out on a limb here, but...

i suspect if you put a recording device in any male teenagers car you're going to be horrified.

i passed my test in the morning and by mid afternoon i was chasing my mate at 12.0mph up the A127.

i'm not particularly proud of that moment - i had ZERO driving experience and could have quite easily killed someone but the point is we all did crazy st and it's got to be him that makes the decision to drive more sensibly.

removing the keys won't make him a better driver, education and talking to him will.

[Xenoous]

Jesus Christ some of the replies in this thread from the last few days are shocking. I can't believe what I'm reading. I'm assuming these are either trolling for the hell of it, or are from 17 year olds that think their premiums are unfair. Tough.

The OP, from many moons ago, acted correctly, and I hope ended up getting the sort of results he was after.

At 19, not long after I passed my test, I was driving down a fairly narrow street, traffic on the other side, none on mine. I was going perhaps 5-10mph over the 30mph limit, a little girl no older than 4 stepped out from the stationary cars. Luckily her mother pulled her back just in time. I never hit her, however my mind occaionally wonders what if I had? Chances are she would have died, or at best have been seriously injured.
That moment changed my driving habits ever since. I'm a lot more aware of my surroundings, always checking potential hazards and most importantly, driving to the area & conditions around me.

We all do stupid stuff when we first pass, however that does NOT mean we should leave people to make their own mistakes if we can stop them from happening in the first place. I'm 30 now, and consider myself to be an OK driver. I wouldn't even mind doing some further tuition to make me a better driver.

Don't be a fool. Think about your actions. They will have consequences if you crash.

[London GT3]

Reg Local said:

https://www.pistonheads.com/gassing/topic.asp?h=0&...

Wow. That really does not make easy reading. I admire the opinions you expressed so eloquently back in 2007. I guess from your job that you still have that same passion for driving.

[tgk300]

This is funny as literally knowone understands what It was I said. I know that third party is the only compulsory form of insurace, however that is the problem.

Young people are hammered by insurance companies to protect other peope cars, but if the rules were changed and third party was gotten rid off and replaced with an alternate system it would be far better.

Insurance should be done in such a way that every take out a policy that covers themself, their own car and their own passengers. This provides no cover to other drivers but because they all have their own policy that is the same as yours everything is ok. This means that if you have a nice car that you care about then thats fine you can pay a fortune, but if you don't care about your crap car then you can just have a cheap policy. This IS a better system regardless of what anyone says as it prevents young people from being taken advantage off like they are at the moment. Insurance should be the same price for everyone regardless of age and the vehicle.

[tgk300]

Xenoous said:

Jesus Christ some of the replies in this thread from the last few days are shocking. I can't believe what I'm reading. I'm assuming these are either trolling for the hell of it, or are from 17 year olds that think their premiums are unfair. Tough..

The premiums are unfair regardless of what anyone says, hence why the insurance system is flawed beyond beliefs and unfairly benefits the old people.

[tgk300]

Gary C said:

Knob alert !!!

Not really, it just prevents the exploitation of new drivers.

[Shaw Tarse]

tgk300 said:

The premiums are unfair regardless of what anyone says, hence why the insurance system is flawed beyond beliefs and unfairly benefits the old people.

Don't forget those people were young & paid accordingly

[Wombat3]

tgk300 said:

This is funny as literally knowone understands what It was I said. I know that third party is the only compulsory form of insurace, however that is the problem.

Young people are hammered by insurance companies to protect other peope cars, but if the rules were changed and third party was gotten rid off and replaced with an alternate system it would be far better.

Insurance should be done in such a way that every take out a policy that covers themself, their own car and their own passengers. This provides no cover to other drivers but because they all have their own policy that is the same as yours everything is ok. This means that if you have a nice car that you care about then thats fine you can pay a fortune, but if you don't care about your crap car then you can just have a cheap policy. This IS a better system regardless of what anyone says as it prevents young people from being taken advantage off like they are at the moment. Insurance should be the same price for everyone regardless of age and the vehicle.

You really are a bit simple aren't you?

So under your genius scheme, 50 year old bloke in a £50K BMW minding his own business gets taken out by hard of thinking teenager driving like a wker & running out of talent in a crappy old Nova .

BMW sustains £10K's worth of damage & bloke is injured and has to take 2 months off work and you think his insurance should pay for that?

...and then by extension that his premiums should go up (because that's what happens when you make a claim)?

Utterly moronic.

And then, do tell, who pays for the injuries to the people at the bus stop when the same teenage wker runs out of talent & misses a bend doing 60 in a village? Apparently not his insurance according to you!