0 NCB quote cheaper than 9 years NCB quote?

0 NCB quote cheaper than 9 years NCB quote?

Author
Discussion

TwigtheWonderkid

43,346 posts

150 months

Sunday 23rd October 2016
quotequote all
MethylatedSpirit said:
The cars don't have NCB. You can't "give" NCB to your kids

Their system decides "does not compute" and declines to quote or gives an unreasonable quote... Because it is physically impossible for a young person to have 9 years NCB
Read the OP. Dad is the policyholder, and he has 9 rs ncb. 2 sons are named drivers, one of which is declared as the main driver. All above board.

gnc

441 posts

115 months

Sunday 23rd October 2016
quotequote all
so do you have three seperate 9 years ncb. when i had too insure more than 1 car i had to workup ncb on each insurance policy, 2 lots of ncb.

QuartzDad

Original Poster:

2,245 posts

122 months

Sunday 23rd October 2016
quotequote all
I have two 'lots' of 9 years NCB. I was planning on moving one of them to this 3rd car as my sons don't get to drive either of the other two and the impact of going from 9 years to 0 years on the 2nd car is less than £100.

So it seemed to make sense to use one of the NCBs to reduce the premium on the 3rd car - until you realise it doesn't quite work like that.