Cat B car for sale?

Cat B car for sale?

Author
Discussion

cpjitservices

373 posts

94 months

Wednesday 14th December 2016
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cj2013 said:
They'd sell to a salvage company, who sold to a scrap yard, who sold to a "dodgy geezer"
Which happens, just the other day I was sat infront of my scrapped Ford Galaxy. Wonder if the owner is aware it has no airbags.

I have the scrapped certificate from DVLA, and the paperwork from the scrap yard. They must of sold it on.

Edited by cpjitservices on Wednesday 14th December 15:43

daemon

Original Poster:

35,814 posts

197 months

Wednesday 14th December 2016
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I missed the end of the auction because i was in a meeting. I'd estimate it made £1500-£1800 based on the bidding before that.

Felt it was too much of a risk to get a new v5c in my name and to get it insured to get involved.

Thanks for all inputs here. Much appreciated smile

PAUL500

2,634 posts

246 months

Wednesday 14th December 2016
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In some cases the owners insist on having the car back as part of the payout from the insurance company even on cat b cars in the past, with those they are supposed to strip the car and return the shell for crushing but often the insurance never followed it up, the car gets rebuilt instead and sold on by the owner.

Gavin0478

473 posts

141 months

Wednesday 14th December 2016
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It will probably go for a visit to Ireland to "alter" its history.

adingley84

337 posts

162 months

Wednesday 14th December 2016
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HustleRussell said:
If it was a Cat 'B' in 2011 and the trade value of a similar car without the write-off marker is around £7k, then it must've been quite a new / valuable car when it was written off. It's a big accident, flood damage or stolen / recovered.
A very good point. I like the way you see things sir!

Turkish91

1,087 posts

202 months

Thursday 15th December 2016
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Leading on from my previous post about the bullet riddled RS4... Didn't the infamous Range Rover from the Rettendon murders end up back on the road?

KevinCamaroSS

11,629 posts

280 months

Thursday 15th December 2016
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This is what the RAC has to say on the matter:

Category B

Body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road, although reclaimed parts can be used in other road-going vehicles.

I would not touch it with a barge pole. Plenty of Audis out there, just buy a straight one.

daemon

Original Poster:

35,814 posts

197 months

Thursday 15th December 2016
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KevinCamaroSS said:
This is what the RAC has to say on the matter:

Category B

Body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road, although reclaimed parts can be used in other road-going vehicles.

I would not touch it with a barge pole. Plenty of Audis out there, just buy a straight one.
Agreed.

As I said it was the relative price and the (for northern ireland) quite rare spec - s line 2.0 tfsi avant with leather. I don't need to spend a big amount on a car as it's only effectively going to be a dog wagon and a winter runabout, so had it been a risk free option, i'd have had a crack at it.



Edited by daemon on Thursday 15th December 17:37

Yazza54

18,507 posts

181 months

Thursday 15th December 2016
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Krikkit said:
PAUL500 said:
Plenty of Cat b cars n the road, its an insurance marker only, not illegal to use, some do escape the system.

Value wise its worth the sum of its parts and that's all, in the event of a claim the insurance co would give you buttons
This.

Insuring it will be quite tricky, but it's certainly possible to keep and insure one.

Wonder what the hell happened to it to be written off Cat.B? Definitely not a fire as that's a different category...
I've done this before

The way I understand it, although my memory is a bit hazy I did research it at the time, is that it was more of a gentlemans agreement with the breakers, the cars should have had their VIN numbers removed/defaced etc... however the car I came across did not. It was around 2010... just applied for the log book and cracked on. Funnily enough it ended up in another smash and was subsequently written off again. The insurance paid out half the market value because of it's previous history which didn't matter a great deal because it didn't owe me the market value.

As far as I'm aware they wouldn't issue a V5 now though... but if you already have one it's not going to be a problem?

The only thing that would put me off is difficulty with re sale, but if you plan to buy and run into the ground, who cares?

Risotto

3,928 posts

212 months

Thursday 15th December 2016
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sorin1987 said:
I would never buy a car that was involved in a serious car accident. You don't know how good the repair was....You might have trouble insuring it and I would always worry that it is not safe or reliable.. I don't want that headache..
I'd agree with you but would take the view that at least with a write off, you'd know it had been involved in an accident or had been damaged. Just because a car isn't recorded as a write off doesn't mean it hasn't been involved in an accident.

Risotto

3,928 posts

212 months

Thursday 15th December 2016
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As someone else mentioned earlier, it's also important to factor in the car's value at the time it was written off. If it was brand new, the damage would have to be reasonably significant but a 20 year old run of the mill hatchback could end up getting written off for a broken wing mirror if the owner insisted on using main dealer parts, etc.

TooMany2cvs

29,008 posts

126 months

Thursday 15th December 2016
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Risotto said:
As someone else mentioned earlier, it's also important to factor in the car's value at the time it was written off. If it was brand new, the damage would have to be reasonably significant but a 20 year old run of the mill hatchback could end up getting written off for a broken wing mirror if the owner insisted on using main dealer parts, etc.
As CatC, yes.

Not as CatB.

GC8

19,910 posts

190 months

Thursday 15th December 2016
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A destruction order could be the result of a previous total loss.

I will mention again, that C&P from the ABI website is categorical proof that you don't know what youre talking about...

daemon

Original Poster:

35,814 posts

197 months

Thursday 15th December 2016
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GC8 said:
A destruction order could be the result of a previous total loss.

I will mention again, that C&P from the ABI website is categorical proof that you don't know what youre talking about...
Who doesnt?

Fermit The Krog and Sexy Sarah

12,922 posts

100 months

Thursday 15th December 2016
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KevinCamaroSS said:
This is what the RAC has to say on the matter:

Category B

Body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road, although reclaimed parts can be used in other road-going vehicles.

I would not touch it with a barge pole. Plenty of Audis out there, just buy a straight one.
Pretty much my position. Cat D can unearth bargains, but I wouldn't even touch a Cat C. Our 2015 Insignia Elite estate recently cost us £10.4K, Cat D, £3,000 cheaper than the next one on AT. It was Cat D as it had been subject to intensive vandalism (glass all smashed, ditto Xenons, 360 degree keying) Bargain!


Ade65

2 posts

87 months

Sunday 8th January 2017
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Hi. Can someone tell me where to find the marker on the V5C of "Damage:Recorded against VIN and VRM, XXXXXXXXXXXXXX


Edited by Ade65 on Sunday 8th January 09:13

TooMany2cvs

29,008 posts

126 months

Sunday 8th January 2017
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Ade65 said:
Hi. Can someone tell me where to find the marker on the V5C of "Damage:Recorded against VIN and VRM, XXXXXXXXXXXXXX
That's more like HPI wording.

A V5C for a VIC'd CatC would say...

I would have thought a CatB would be likewise, and a post-VIC-removal CatC would just miss the "identity checked" bit off.

cj2013

1,364 posts

126 months

Sunday 8th January 2017
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Ade65 said:
Hi. Can someone tell me where to find the marker on the V5C of "Damage:Recorded against VIN and VRM, XXXXXXXXXXXXXX


Edited by Ade65 on Sunday 8th January 09:13
It would be in the notes section on the front, like this one (found on Google):




Not all Category write offs have this, I think Cat D doesn't. Should be at least doing a £1.99 Car Check if you're buying, though.

Yazza54

18,507 posts

181 months

Sunday 8th January 2017
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TooMany2cvs said:
Ade65 said:
Hi. Can someone tell me where to find the marker on the V5C of "Damage:Recorded against VIN and VRM, XXXXXXXXXXXXXX
That's more like HPI wording.

A V5C for a VIC'd CatC would say...

I would have thought a CatB would be likewise, and a post-VIC-removal CatC would just miss the "identity checked" bit off.
This boils my piss because it doesn't necessarily mean that because a car is a cat C that it is any worse than a D, and a D would have no such damning words printed on its V5.

The way I had always understood it was that a C was deemed not to be an economical repair. Yes this could mean that the car was absolutely wrecked - but if it was its more likely it would end up a B, unless of course it's just got superficial damage, but on every panel. A car can quite easily become a cat C if the parts are simply uneconomical to acquire/rare etc. Even if the damage isn't very bad.

I assume this is why they have scrapped the VIC check because if a car was damaged so badly that the only way to get it back on the road would be to cut and shut it or some other shady method it should've been a B in the first place.

I would personally consider buying cat C or D in future, like with anything buy on what you can see not what letter some insurance assessor has put on it.


Edited by Yazza54 on Sunday 8th January 09:57

TooMany2cvs

29,008 posts

126 months

Sunday 8th January 2017
quotequote all
Yazza54 said:
This boils my piss because it doesn't necessarily mean that because a car is a cat C that it is any worse than a D.
The line between C and D is purely financial. Always has been.

Yazza54 said:
The way I had always understood it was that a C was deemed not to be an economical repair.
...
A car can quite easily become a cat C if the parts are simply uneconomical to acquire/rare etc. Even if the damage isn't very bad.
Yep. That's exactly what it is.

D - Cost to repair damage less than pre-damage value, but insurance decided not to repair.
C - Cost to repair damage more than pre-damage value.

The line between D and repaired is a much more flexible one, purely paperwork. It might be as simple as a part being on back-order and the hire-car bill is stacking up.

So you've got a car that's got £2k of damage, it'll be repaired if it's worth £3k or more, probably a D if it's worth about £2-3k (especially if there's a hire car required or a suspicion there might be more damage under the skin), and a C if it's worth £2k or less. That difference in value might be a couple of options, a year in age, or simply the mood of the person valuing it.

Or that C might be a borderline B on a year-old £30k car...