What do you do to afford your cars...? If it's not too rude.
Discussion
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
CS Garth said:
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
TheAngryDog said:
CS Garth said:
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
freenote said:
TheAngryDog said:
CS Garth said:
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
All you have to do is keep the simple truth in mind that it's much better to find happiness within whatever you do have in life rather than continually look for unhappiness about whatever you don't have and take it from there.
Edited by Jaguar steve on Tuesday 21st February 14:25
I work with databases to provide a service called Business Intelligence. It pays fairly well, but have recently taken a lower paid job outside of London to be able to have a better work/life balance. It now means I can commute in my VXR8 and enjoy driving it every day rather than getting in a crammed train into London.
freenote said:
TheAngryDog said:
CS Garth said:
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
I was fortunate enough to land a job after university at a large well known corporation. I worked my way up for 4 years then quit to start my own consultancy business. Contracting pays very well inside and outside of London and there is a real shortage of very experienced web developers in newer technologies. It's quite common to see £400-£600 daily rates now on the contracting front, if your finances are in order and you already have a house you suddenly have quite a lot of money to play with.
The odd thing I have found is, as my salary has increased, I am generally looking to spend less on cars and more on investments for later in life. I spent a lot of my money years ago on cars and switching regularly to newer better models but now I seem to have plateaued. Maybe I am getting old
.
The odd thing I have found is, as my salary has increased, I am generally looking to spend less on cars and more on investments for later in life. I spent a lot of my money years ago on cars and switching regularly to newer better models but now I seem to have plateaued. Maybe I am getting old
.AClownsPocket said:
freenote said:
TheAngryDog said:
CS Garth said:
AClownsPocket said:
I have a 9-5 IT job that allows me to satisfy my inner geek without having to spend too much 'extra' time on stuff. I can buy run of the mill stuff and I'm content with my life. Money and its accumulation doesn't interest me at all. I have an average house, I like to read, watch the football and spend time with my daughter and my friends.
Owning a Monaro a few years back was one of the most joyous car experiences I've had.
Best post yet Owning a Monaro a few years back was one of the most joyous car experiences I've had.
its hilarious how the OP asks how successful people afford their cars and a load of wage slaves waffle on about how they afford their 15 year old saab. So PH.
The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
Greg_D said:
its hilarious how the OP asks how successful people afford their cars and a load of wage slaves waffle on about how they afford their 15 year old saab. So PH.
The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
lonely up there is it?The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
OP the answer is easy, start a youtube channel, give your vids click bait titles, spam huge amounts of content, jobs done
in no time you will be able to get a supercar on PCP with a tiny 2k a month bubble and 100k final payment
Dave Hedgehog said:
lonely up there is it?
OP the answer is easy, start a youtube channel, give your vids click bait titles, spam huge amounts of content, jobs done
in no time you will be able to get a supercar on PCP with a tiny 2k a month bubble and 100k final payment
and this is why the target audience won't respond to the thread, your passive aggressive tone is palpable. i look forward to more updates on how the kind burghers of PH afforded their focus ghia or their rented white audi...OP the answer is easy, start a youtube channel, give your vids click bait titles, spam huge amounts of content, jobs done
in no time you will be able to get a supercar on PCP with a tiny 2k a month bubble and 100k final payment
Mixture, to bring it back on topic - I have a nice enough car, a new supercharged Lotus Elise S3. Here's my story of toil, near bankruptcy, loss and subsequent security.
At 20 my mother and shortly after grandfather, rather tragically, passed away leaving me to inherit my grandfathers rather large estate upon my 25th birthday.
21 graduated after a lot of hard work from a top uni with a physics degree and got a job in Financial Services, worked hard, became PM at 22, took a stupidly large mortgage on a underpriced flat with what little money I'd saved up, renovated whilst working long hours, sold for a big (to me) profit just before 25th birthday. My inheritance came in at 25 so I sold it, along with his portfolio and bought a house outright and invested the rest in a mixture of securities and a couple of properties, then spent the profit from my blood sweat an tears spend renovating the first flat on my car, some great holidays and a complete redesign of new house. I just can't bring myself to buy anything ridiculously exotic, and was always told a car should be bought outright, and only be 1/3 of your annual salary - I actually like that advice.
I'm now 26, still busting a gut at work and head up a sizable change management team within the IT arm of a Financial Services company. I love it, and whilst I know that as a result of the untimely demise of my mother and grandfather I am set up for life, however, I still work hard because I love what I do and the feeling of almost bankrupting myself multiple times in my early 20s to afford the house has led me to always push for more security, I couldn't lie back and rest on the inheritance, it would be a waste.
At 20 my mother and shortly after grandfather, rather tragically, passed away leaving me to inherit my grandfathers rather large estate upon my 25th birthday.
21 graduated after a lot of hard work from a top uni with a physics degree and got a job in Financial Services, worked hard, became PM at 22, took a stupidly large mortgage on a underpriced flat with what little money I'd saved up, renovated whilst working long hours, sold for a big (to me) profit just before 25th birthday. My inheritance came in at 25 so I sold it, along with his portfolio and bought a house outright and invested the rest in a mixture of securities and a couple of properties, then spent the profit from my blood sweat an tears spend renovating the first flat on my car, some great holidays and a complete redesign of new house. I just can't bring myself to buy anything ridiculously exotic, and was always told a car should be bought outright, and only be 1/3 of your annual salary - I actually like that advice.
I'm now 26, still busting a gut at work and head up a sizable change management team within the IT arm of a Financial Services company. I love it, and whilst I know that as a result of the untimely demise of my mother and grandfather I am set up for life, however, I still work hard because I love what I do and the feeling of almost bankrupting myself multiple times in my early 20s to afford the house has led me to always push for more security, I couldn't lie back and rest on the inheritance, it would be a waste.
Edited by Over over under steer on Tuesday 21st February 16:23
Edited by Over over under steer on Tuesday 21st February 16:24
Dave Hedgehog said:
Greg_D said:
its hilarious how the OP asks how successful people afford their cars and a load of wage slaves waffle on about how they afford their 15 year old saab. So PH.
lonely up there is it? I'm 19 and haven't been long out of education...Uni didn't really excite me, so went into work straight away.
Started out as a BDM in a Hedge Fund and then moved into events- now on 40k plus dependent on commission.
Run my own little events company on the side as well which pays for holidays and nights out.
Run a couple of cars and will be upgrading soon...
Started out as a BDM in a Hedge Fund and then moved into events- now on 40k plus dependent on commission.
Run my own little events company on the side as well which pays for holidays and nights out.
Run a couple of cars and will be upgrading soon...
Greg_D said:
its hilarious how the OP asks how successful people afford their cars and a load of wage slaves waffle on about how they afford their 15 year old saab. So PH.
The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
If being successful means being a bloody salesman, count me out, I'd sooner die penniless.The answer is, as it always was, sales....you need to be good at building relationships. work for yourself selling whatever it is you sell and make it so you are not the focus of the business (there are a lot of 65 year old 'key men' who work like hell when they should be retired. They are essentially slaves to their own business.) that way, you can get more people who are as good, if not better than you to do the same thing for a wage whilst you skim off excess profit, it then makes selling the business easier if you are not instrumental in every deal (when you sell you then only pay 10% entrepreneurs tax up to £12+m/director). industry wise, try not to get stuck in anything commodity based as margins will be low.
in short, very few truly wealthy people work for other people.
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