What do you do to afford your cars...? If it's not too rude.
Discussion
MitchT said:
HoHoHo said:
I've found the only way to earn money to enjoy better things in life is to either win the lottery, have a silver spoon or work hard.
The caveat where working hard is concerned is to be self employed. Working hard for someone else simply guarantees you a lifelong tenure in the boiler room shoveling coal. The only people I've seen appear to do well as employees are those who brownnose their way up the ladder and do very little actual work, predictably gravitating towards leased aspirational brand faux off-road vehicles.Where I work people respect open and honest communication as making the wrong decisions can cost us ... well the worst I have seen is €9 Billion ...
As I am relatively young (28) and whilst I have considered going self employed, the reluctance, within the UK industry I work in, to permit younger people a chance in senior positions or those of a 'advisoral' role seem limited or with insulting pay, means self employment isn't the right step at thE moment.
Some people genuinely work hard and generate value for their business / employer hence their rewards, I have found those who do as little as possible or have no real drive are those who become bitter or label anyone who does do well as a 'brown-noser'.
I've worked hard enough to maintain a secure fair-middling position in the same company for 29 years. My wife similar.
I only buy cars when I have the cash to afford them. I maintain our vehicles. We do DIY i.e. very few tradesman get any work in our house. We don't feel the need to buy the latest tech.
With age, that's allowed us to assemble a reasonable fleet : my indulgence is cars. Even then I seek out the best deals.
I only buy cars when I have the cash to afford them. I maintain our vehicles. We do DIY i.e. very few tradesman get any work in our house. We don't feel the need to buy the latest tech.
With age, that's allowed us to assemble a reasonable fleet : my indulgence is cars. Even then I seek out the best deals.
RikJonAtk said:
B2B IT - just quit my employer to start my own company. Wife has a good job too which is a massive help. No kids. nice cars. Horse. Big house. Plenty of holidays. No finance aside from a mortgage which I hope to have paid off by the time I'm 40.
The poster above is right - the harder you work the luckier you get. Do not underestimate the power of personal connections either. Network!
Equallly do not underestimate the value of having no kids !!!The poster above is right - the harder you work the luckier you get. Do not underestimate the power of personal connections either. Network!
I must admit, I do find the notion of "just work harder" somewhat idealistic. I' unfortunately chose the motor trade at 16 where I have remained in full time employment ever since. I'm 33, around 130-140% efficient on average, take every bit of overtime available to me, and am still nowhere near either being able to purchase a £20k+ car, or raise the capital to become a business owner. I think the results from "working hard" depend very much on the career path taken in the first place. My knees and back are fairly knackered, and I've developed carpal tunnel syndrome too, not even halfway through my working life...how much harder do I need to work? Maybe until I'm paralysed or have lost the use of my fingers?
I think sometimes when people say "just work harder" it can be fairly patronising.
I think sometimes when people say "just work harder" it can be fairly patronising.
MitchT said:
HoHoHo said:
I've found the only way to earn money to enjoy better things in life is to either win the lottery, have a silver spoon or work hard.
The caveat where working hard is concerned is to be self employed. Working hard for someone else simply guarantees you a lifelong tenure in the boiler room shoveling coal. The only people I've seen appear to do well as employees are those who brownnose their way up the ladder and do very little actual work, predictably gravitating towards leased aspirational brand faux off-road vehicles.Rat_Fink_67 said:
I must admit, I do find the notion of "just work harder" somewhat idealistic. I' unfortunately chose the motor trade at 16 where I have remained in full time employment ever since. I'm 33, around 130-140% efficient on average, take every bit of overtime available to me, and am still nowhere near either being able to purchase a £20k+ car, or raise the capital to become a business owner. I think the results from "working hard" depend very much on the career path taken in the first place. My knees and back are fairly knackered, and I've developed carpal tunnel syndrome too, not even halfway through my working life...how much harder do I need to work? Maybe until I'm paralysed or have lost the use of my fingers?
I think sometimes when people say "just work harder" it can be fairly patronising.
...and this. 100% agree.I think sometimes when people say "just work harder" it can be fairly patronising.
Rat_Fink_67 said:
I must admit, I do find the notion of "just work harder" somewhat idealistic. I' unfortunately chose the motor trade at 16 where I have remained in full time employment ever since. I'm 33, around 130-140% efficient on average, take every bit of overtime available to me, and am still nowhere near either being able to purchase a £20k+ car, or raise the capital to become a business owner. I think the results from "working hard" depend very much on the career path taken in the first place. My knees and back are fairly knackered, and I've developed carpal tunnel syndrome too, not even halfway through my working life...how much harder do I need to work? Maybe until I'm paralysed or have lost the use of my fingers?
I think sometimes when people say "just work harder" it can be fairly patronising.
Reward is linked to risk and many of the replies have been from people who have started their own businesses. I think sometimes when people say "just work harder" it can be fairly patronising.
It isn't for everyone, of course, but hard work when you work for yourself means you keep all of the rewards.
loafer123 said:
Reward is linked to risk and many of the replies have been from people who have started their own businesses.
It isn't for everyone, of course, but hard work when you work for yourself means you keep all of the rewards.
I understand and appreciate this, but again, to start a business you need sufficient available funds to start up, and presumably also to fall back on should the venture go belly up? It isn't for everyone, of course, but hard work when you work for yourself means you keep all of the rewards.
Rat_Fink_67 said:
I must admit, I do find the notion of "just work harder" somewhat idealistic. I' unfortunately chose the motor trade at 16 where I have remained in full time employment ever since. I'm 33, around 130-140% efficient on average, take every bit of overtime available to me, and am still nowhere near either being able to purchase a £20k+ car, or raise the capital to become a business owner. I think the results from "working hard" depend very much on the career path taken in the first place. My knees and back are fairly knackered, and I've developed carpal tunnel syndrome too, not even halfway through my working life...how much harder do I need to work? Maybe until I'm paralysed or have lost the use of my fingers?
I think sometimes when people say "just work harder" it can be fairly patronising.
You may have acquired skills that could see you far better remunerated with the right opportunity and some luck though. What do you do? Have you networked hard? I think sometimes when people say "just work harder" it can be fairly patronising.
In all fairness people are either over or under paid. Who deserves more? Me who works in a very busy transport office 12 hrs on nights including weekends or my mate working 9-5 in another office doing nothing for most of the day? Really, he said he only works like 5-8 hrs pcm, of course he is there but he is not doing anything. Yet I get paid smth like 20 grand a year and him just shy of 200k a year. I still have a long way to go though, I'm only 24.
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