Bump on country Lane, who is liable?
Discussion
saaby93 said:
johnnyBv8 said:
Accidents would be so much easier if people didn't try to maximise the return as soon as someone else is paying; this is often what forces an insurance claim. Insurance claims aren't meant to be about administering pubishment! As you were content with a £65 repair yourself, then as others have said, a reasonable position would be to ask the other driver to pay for the repair that you've already said you'd be happy with - worst case she says no and you pay it yourself and move on.
Actually he didnt say thatYou may be willing to forgo the hassle of going through insurance by getting a second hand one and putting up with the rest for now
If it's going to go through insurance and everything that entails you might as well have it sorted properly
you = one before the pedants get me
johnnyBv8 said:
In an earlier comment you said that the colour-coded part was fine - where are the dents and scratches? Mirror housings tend to crack - not dent, and scratches can usually be significantly improved with polish and a touch-up if necessary.
Accidents would be so much easier if people didn't try to maximise the return as soon as someone else is paying; this is often what forces an insurance claim. Insurance claims aren't meant to be about administering pubishment! As you were content with a £65 repair yourself, then as others have said, a reasonable position would be to ask the other driver to pay for the repair that you've already said you'd be happy with - worst case she says no and you pay it yourself and move on.
I give up, you've rumbled me with your cutting insight. There are no dents and scratches and we can get the car put back to its original state for £65. Not that we deserve the car back as it was before some stupid bint that shouldn't have a licence drove into it.Accidents would be so much easier if people didn't try to maximise the return as soon as someone else is paying; this is often what forces an insurance claim. Insurance claims aren't meant to be about administering pubishment! As you were content with a £65 repair yourself, then as others have said, a reasonable position would be to ask the other driver to pay for the repair that you've already said you'd be happy with - worst case she says no and you pay it yourself and move on.
I'm actually no better than an insurance fraudster, I'll get my wife to say she has a neck injury too.
cb31 said:
johnnyBv8 said:
In an earlier comment you said that the colour-coded part was fine - where are the dents and scratches? Mirror housings tend to crack - not dent, and scratches can usually be significantly improved with polish and a touch-up if necessary.
Accidents would be so much easier if people didn't try to maximise the return as soon as someone else is paying; this is often what forces an insurance claim. Insurance claims aren't meant to be about administering pubishment! As you were content with a £65 repair yourself, then as others have said, a reasonable position would be to ask the other driver to pay for the repair that you've already said you'd be happy with - worst case she says no and you pay it yourself and move on.
I give up, you've rumbled me with your cutting insight. There are no dents and scratches and we can get the car put back to its original state for £65. Not that we deserve the car back as it was before some stupid bint that shouldn't have a licence drove into it.Accidents would be so much easier if people didn't try to maximise the return as soon as someone else is paying; this is often what forces an insurance claim. Insurance claims aren't meant to be about administering pubishment! As you were content with a £65 repair yourself, then as others have said, a reasonable position would be to ask the other driver to pay for the repair that you've already said you'd be happy with - worst case she says no and you pay it yourself and move on.
I'm actually no better than an insurance fraudster, I'll get my wife to say she has a neck injury too.
. Don't post on a forum if you're going to get all butt-hurt with the suggestions. In summary (don't cry, pleeease):- The liability is probably 50:50 fropm a claim perspective. So, not claiming is better than claiming if posisble.
- Decide what you're content with as a quality of repair (if not the £65 you stated, work out what you would be - if the money were yours).
- Ask other woman to pay.
- If she won't pay, pay yourself.
Your comment about the "moral problem with letting her get away with it" is b
ks, and the attitude that contributes to high premiums. People make mistakes - doesn't necessarily make them "stupid bints that shouldn't have a licence".johnnyBv8 said:
Brilliant hissy fit . Don't post on a forum if you're going to get all butt-hurt with the suggestions.
Your comment about the "moral problem with letting her get away with it" is bks, and the attitude that contributes to high premiums. People make mistakes - doesn't necessarily make them "stupid bints that shouldn't have a licence".
Suggestions are fine, idiotic replies from people who think they are the next coming of Sherlock Holmes less so, especially who use the phrase "butt-hurt" and think it is appropriate language in the UK. . Don't post on a forum if you're going to get all butt-hurt with the suggestions. Your comment about the "moral problem with letting her get away with it" is b
ks, and the attitude that contributes to high premiums. People make mistakes - doesn't necessarily make them "stupid bints that shouldn't have a licence".Mistakes are fine, people who cannot judge gaps of over two car mirrors width at close range, see their son driving up to them until they are nearly there and are untrustworthy enough to lie before eventually doing the right thing are why insurance premiums may be on the rise.
I think I've learnt my lesson, pistonheads just isn't the same anymore on certain forums. I've often laughed at people saying that but I can now see what they are getting at.
I suspect you will be better just fixing this and forgetting insurance. All the other party has to do is withdraw their admission and it's going to be 50:50.
I had a similar situation last year I was stationary and the idiot came around so fast on my side of the road that both cars were written off, but no witnesses, other party did not admit liability and the insurance company weren't interested in pursuing anything other than 50:50. So you would be in the same situation and loose your NCD.
I had a similar situation last year I was stationary and the idiot came around so fast on my side of the road that both cars were written off, but no witnesses, other party did not admit liability and the insurance company weren't interested in pursuing anything other than 50:50. So you would be in the same situation and loose your NCD.
Just to finalise this topic as I hate people never following up with the eventual result. After a bit of negotiation the other woman has paid us £150 to fix our damage with no insurance company involvement. Not completely happy but probably the best we could have hoped for. I got a £65 chinese copy mirror today and fitted it, managed to salvage the colour coded part of the broken one. Just got to get the scratches sorted now which may be a bit more pricey, the dents will probably just be left as too costly to fix.
The pictures below show the damage but not very well, scratches go all the way from underneath the mirror to the rear wheel arch and are much worse in real life, there are also multiple dents on the rear wheel arch which the photos don't show, nor the scratches on the window where the mirror bashed into it.
Thanks for all the useful, and not so useful advice
The pictures below show the damage but not very well, scratches go all the way from underneath the mirror to the rear wheel arch and are much worse in real life, there are also multiple dents on the rear wheel arch which the photos don't show, nor the scratches on the window where the mirror bashed into it.
Thanks for all the useful, and not so useful advice
cb31 said:
Just to finalise this topic as I hate people never following up with the eventual result. After a bit of negotiation the other woman has paid us £150 to fix our damage with no insurance company involvement. Not completely happy but probably the best we could have hoped for. I got a £65 chinese copy mirror today and fitted it, managed to salvage the colour coded part of the broken one. Just got to get the scratches sorted now which may be a bit more pricey, the dents will probably just be left as too costly to fix.
The pictures below show the damage but not very well, scratches go all the way from underneath the mirror to the rear wheel arch and are much worse in real life, there are also multiple dents on the rear wheel arch which the photos don't show, nor the scratches on the window where the mirror bashed into it.
Thanks for all the useful, and not so useful advice
You didnt tell us about the rest The pictures below show the damage but not very well, scratches go all the way from underneath the mirror to the rear wheel arch and are much worse in real life, there are also multiple dents on the rear wheel arch which the photos don't show, nor the scratches on the window where the mirror bashed into it.
Thanks for all the useful, and not so useful advice
Right now you have £65 out of her, why dont you get a claim form from her insurance, 3 quotes to sort out the mess and ..........
oh well never mind
Yep, completely different question! Whilst you didn't like my responses, got almost instantly offended and flew off the handle (ironically then citing poor Piostonheads behaviour that you were ably showing), I was genuiney trying to say that if it's just a mirror cover that it probably wasn't dented (the thread was worded at that stage as if you hadnt seen it yourself) and a used replacement should be fine. It didnt sound like insurance claim was worthwhile.
Obviously you were actually asking a different question, and there was more extensive damage including panel and paint damage, but you only provided the thread with part of the information! Glad you got it sorted anyway.
Obviously you were actually asking a different question, and there was more extensive damage including panel and paint damage, but you only provided the thread with part of the information! Glad you got it sorted anyway.
Edited by johnnyBv8 on Wednesday 5th April 08:30
johnnyBv8 said:
Obviously you were actually asking a different question, and there was more extensive damage including panel and paint damage, but you only provided the thread with part of the information! Glad you got it sorted anyway.
I hadn't seen the car as I was away but I did mention scratches in the post. Anyway I fixed the mirror perfectly for £65, the paintwork, excluding dents, has been quoted at £400 by both a bodyshop and a smart repair place which is too much. It is going in tomorrow for a polish for £80 to try and make it less obvious. The dents will have to remain.Edited by johnnyBv8 on Wednesday 5th April 08:30
Overall pretty pissed off
Gassing Station | General Gassing | Top of Page | What's New | My Stuff