VOIDED INSURANCE

[saaby93]

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

That doesnt really support the OP's case

If he can he should get the car out of his insurer, get a couple of quotes and just claim off the bus company, who may want to just payout anyway

[VonSenger]

kiethton said:

And sued the insurer subsequently I'd hope

Nope. fkers got away with it.

[jan8p]

saaby93 said:

Even so is the bit of chrome on the exhaust pipe relevant?

Edited by saaby93 on Tuesday 28th March 12:06

Course not, insurance co are trying to weasel out of it. Although even if they do void OP's policy they still have the 3rd party liability (if there is one).

[anonymous-user]

Probably find the assessor has just looked at the exhaust and assumed catback system/backbox changed.

[Hungrymc]

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Did the 3rd parties insurance (the bus) avoid paying because the car may not have been standard? Or was it his insurance acting after seeing the other report from the bus company?

I struggle to get the logic of what might or might not have happened after the crash. Could say the same about any car ever.

[essayer]

100% complain to insurer then ombudsman

[Krikkit]

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

For £10k I'd take the ECU to Audi and ask them to run the checksum on it and provide proof. If he didn't do that he's a moron.

[Butter Face]

Krikkit said:

For £10k I'd take the ECU to Audi and ask them to run the checksum on it and provide proof. If he didn't do that he's a moron.

Or it was mapped and he knew he'd been caught out!

But yes, for £10k you'd be fighting it a lot harder, unless the money is irrelevant and you've got bucketloads anyway!

[Regiment]

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

Why would they refuse to pay out if the map or other modifications didn't have any bearing on the bus driver crashing into them?

[VonSenger]

Hungrymc said:

Did the 3rd parties insurance (the bus) avoid paying because the car may not have been standard? Or was it his insurance acting after seeing the other report from the bus company?

I struggle to get the logic of what might or might not have happened after the crash. Could say the same about any car ever.

Bus company wouldnt pay for his car. Not sure if they pursued him for damage to the bus. As far as im aware he didnt fight it and paid the bill himself. I would have fought it tooth and nail.

[VonSenger]

Regiment said:

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

Why would they refuse to pay out if the map or other modifications didn't have any bearing on the bus driver crashing into them?

They try it on. Any excuse is an opportunity to save/make money.

[liam18james]

Alrite Folks, just a wee update. I sent the insurer the receipt at 12pm today and by 2pm we had agreed a payout sum. So thank you for your support and helping me what avenue I should go down with them because without it I would have been clueless and had a voided insurance. So thank you!!

[E63M6]

Nice to see you got the correct outcome.

[rayny]

Hi there,
Glad to see that you got the correct outcome, and many thanks for letting us know.

[ging84]

Seriously?

Is no one going to pick up on the fact this is the most obvious troll we've seen on here in months?

brand new account, no other posts etc

[saaby93]

ging84 said:

Seriously?

Is no one going to pick up on the fact this is the most obvious troll we've seen on here in months?

brand new account, no other posts etc

Well done OP

[Tankrizzo]

ging84 said:

Seriously?

Is no one going to pick up on the fact this is the most obvious troll we've seen on here in months?

brand new account, no other posts etc

New poster in joining Pistonheads shocker.

[TwigtheWonderkid]

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

This makes no sense. The bus company were the third party. The have no contract with the RS6 owner. So how can they refuse to pay a claim after hitting a car just because the car was chipped?

Unless they thought the accident was the Audi driver's fault, in which case their refusal to pay was nothing to do with the chip, but because they didn't think their driver was negligent.

[98elise]

swerni said:

TwigtheWonderkid said:

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

This makes no sense. The bus company were the third party. The have no contract with the RS6 owner. So how can they refuse to pay a claim after hitting a car just because the car was chipped?

Unless they thought the accident was the Audi driver's fault, in which case their refusal to pay was nothing to do with the chip, but because they didn't think their driver was negligent.

That's because it never happened

Agreed, its got more plot holes than prometheus.

[KungFuPanda]

98elise said:

swerni said:

TwigtheWonderkid said:

VonSenger said:

A friend owns a body shop. They had an RS6 estate in last year which was hit head on by a bus. He was displaying an ABT badge on the back. When the assessor from the bus company viewed the car he wrote in his report that the car had been mapped. They refused to payout even after a read out from the ecu, aparantely there was no guarantee it wasn't changed back after the crash.

Sounds like these wkers are at it again. Fight it as this sounds like a scam. The chap who owned the rs6 paid £10k for the repair out of his own pocket.

This makes no sense. The bus company were the third party. The have no contract with the RS6 owner. So how can they refuse to pay a claim after hitting a car just because the car was chipped?

Unless they thought the accident was the Audi driver's fault, in which case their refusal to pay was nothing to do with the chip, but because they didn't think their driver was negligent.

That's because it never happened

Agreed, its got more plot holes than prometheus.

Yep that story abut the RS6 is total and utter horse st.

First of all, there is no contract between the RS6 owner and the bus company / their insurers. The bus driver is negligent, he caused damage to the RS6. Whether modified or not, the RS6 owner must be put back to his pre accident position. The fact that it was modified, has no bearing on the case whatsoever.

Even if the car was totally uninsured, if the bus hit it, the bus insurers must pay out.

There certainly is some crap bandied about on here.