Has your insurance gone up?
Discussion
Renewed both cars with DL in January, if the premiums had risen at all it was so little that looking around wasn't worth the bother.
Wifey was with Saga, they raise it substantially every year and did so again this time, quote was £100 above DL's, once again she asked them to match and they came back with £50 off, she's now with DL too.
We haven't had a claim luckily, touch wood, for many years, don't even claim for windscreens just get a local small business fitter (who the car trade use) for any new glass, maybe no claims at all have helped keep premiums low.
Bad news about DL's losses last year, looks like the cheap insurance run could be coming to an end.
Wifey was with Saga, they raise it substantially every year and did so again this time, quote was £100 above DL's, once again she asked them to match and they came back with £50 off, she's now with DL too.
We haven't had a claim luckily, touch wood, for many years, don't even claim for windscreens just get a local small business fitter (who the car trade use) for any new glass, maybe no claims at all have helped keep premiums low.
Bad news about DL's losses last year, looks like the cheap insurance run could be coming to an end.
I’ve been with LV= for years, our two daily’s are on the same policy. Last renewal one car went up the other down by a little more.
I also had an agreed value policy for my classic, the price stayed the same every year. Then I received a letter saying LV= will no longer provide classic car insurance. So I had to go elsewhere at extra cost.
I also had an agreed value policy for my classic, the price stayed the same every year. Then I received a letter saying LV= will no longer provide classic car insurance. So I had to go elsewhere at extra cost.
All these reports of Admiral huge price hikes.
Ours tried to be put up over £200 because our car was hit whilst parked. They called it our fault as they had no one to claim from, the same excuse they used to say we couldn't have a hire car whilst it was fixed despite having on on our policy. multicar policy for two cars
So we were always going elsewhere, LV were almost half the price. £460 rather than £820!
Ours tried to be put up over £200 because our car was hit whilst parked. They called it our fault as they had no one to claim from, the same excuse they used to say we couldn't have a hire car whilst it was fixed despite having on on our policy. multicar policy for two cars
So we were always going elsewhere, LV were almost half the price. £460 rather than £820!
My 2016 M135i. Im 45 years old, 20+years NCD and driving experience, went from £520 last year to a renewal price of £425 from them. Via the compare the market I've ended up at Aviva and a price of £388, so no mine has gone down drastically. I was very surprised. Includes protected no claims, motor legal, the bare minimum excesses i could select and a guaranteed equivalent hire car in the event of a crash.
Renewed 10 March 2023.
Renewed 10 March 2023.
2014 Pug 5008 family bus, 190 last year, 230 renewal offer, existing insurer could not improve on that, 210 cheapest I could find elsewhere.
2017 Golf GTi, 290 last year, 340 renewal offer, again existing insurer could not improve, 320 cheapest elsewhere.
Both of these are renewals in the last 4 weeks, was surprised Sheilas Wheels and Darwin just said, "That's our best offer" when ringing to check renewals, neither were interested in dropping to retain business.
2017 Golf GTi, 290 last year, 340 renewal offer, again existing insurer could not improve, 320 cheapest elsewhere.
Both of these are renewals in the last 4 weeks, was surprised Sheilas Wheels and Darwin just said, "That's our best offer" when ringing to check renewals, neither were interested in dropping to retain business.
hungry_hog said:
I insured a C63s saloon with admiral about 14 months ago for 800GBP which was pretty good (parked on street in London)
This year the quote was 2300! They offered to take off 200 after 30 mins of arguing so I ended up with Aviva for 1000.
Yikes, my C63S cost £360 last year (multicar with Admiral was around £650), renewal came through a few weeks back, both cars have gone up but my C63S doubled to around £650 for no reason. Called to discuss and managed to get £60 off....This year the quote was 2300! They offered to take off 200 after 30 mins of arguing so I ended up with Aviva for 1000.
Managed to get pretty much the same as last year on-line so kindly declined the £60 discount, wife also reinsured her car separately for the same as last year.
Sheepshanks said:
TwigtheWonderkid said:
My Merc GLC went from £350 to £800 with the AA, who then agreed to reduce it to about £680. Got it for £460 with Aviva, so still an big jump but really quite cheap for a half decent car in the London area.
Is that because you retired, do you think?I wonder how the phone up and haggle the renewal quote business model will work for them with younger customers.
If the quote I get is crap from the current provider, I've never bothered to haggle it out with them - Though I'll happily call around competitors , and everyone else I know works in a similar manner.
That being said, my renewal quotes (From Admiral) have been dead level for the past 2 years with nothing better from competitors, even calling around.
If the quote I get is crap from the current provider, I've never bothered to haggle it out with them - Though I'll happily call around competitors , and everyone else I know works in a similar manner.
That being said, my renewal quotes (From Admiral) have been dead level for the past 2 years with nothing better from competitors, even calling around.
Haltamer said:
I wonder how the phone up and haggle the renewal quote business model will work for them with younger customers.
If the quote I get is crap from the current provider, I've never bothered to haggle it out with them - Though I'll happily call around competitors , and everyone else I know works in a similar manner.
That being said, my renewal quotes (From Admiral) have been dead level for the past 2 years with nothing better from competitors, even calling around.
Like for like New business and renewal prices are required to be the same now. So that isn’t so much a business model anymore. If the quote I get is crap from the current provider, I've never bothered to haggle it out with them - Though I'll happily call around competitors , and everyone else I know works in a similar manner.
That being said, my renewal quotes (From Admiral) have been dead level for the past 2 years with nothing better from competitors, even calling around.
Admirals renewal for my Cupra Formentor and MG ZT V8 went up by some 60%, some of the increase will be due to a claim when the Cupra was dinged in a car park (so 'my' fault) and an SP30, but it's still gone up significantly without those (ran a couple of 'clean' quotes to check).
I wanted to move the MG to an agreed value policy anyway (went with Lancaster) and moved the Cupra to Aviva as got some discount as have a pension investment there.
But Confused.com wasn't showing signifcant savings for the Cupra elsewhere, I think Geoffrey Insurance and Co-Op were the cheapest, none of the big names seemed cheap or quoted at all. I guess they don't like speeding, at fault crashing Cupras much.
I wanted to move the MG to an agreed value policy anyway (went with Lancaster) and moved the Cupra to Aviva as got some discount as have a pension investment there.
But Confused.com wasn't showing signifcant savings for the Cupra elsewhere, I think Geoffrey Insurance and Co-Op were the cheapest, none of the big names seemed cheap or quoted at all. I guess they don't like speeding, at fault crashing Cupras much.
Daston said:
The insurance on my 997 has gone up by £20 so thought I'd shop about. Really struggling to find anyone quoting under £1000!!!!!! One specialist insurer wanted £3400.
I'm paying £360 at the moment
I have just paid £440 for a 991 with direct line. Five years NCB, SDP only no commuting. 7k per annumI'm paying £360 at the moment
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