Named driver crash my car - I have no details of what happen

Named driver crash my car - I have no details of what happen

Author
Discussion

Pit Pony

8,648 posts

122 months

Tuesday 23rd April
quotequote all
justamumof3 said:
JQ said:
I had a fairly big crash in my youth which involved several charges being brought against me and several hours of police interviews. I was never locked up, why would someone just be locked up for reckless? Are you sure you have the whole story?
He wasn't locked up for the crash. He was on probation (for another matter) and was recalled back to prison. If you are on probation, any kind of arrest can get you locked up. That is the reason why I can’t not speak with him and get the whole story from him
Given how difficult it is for people with unspent criminal convictions to obtain insurance, my caution about your insurance company looking at the future claim, in great detail, is even more pertinent.


justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
ChocolateFrog said:
Does the insurance company know he was out on probation?

What are the chances he was running from the police at the time? They seem to have caught up with him rather quickly after the crash.
I don’t think so. I don’t remember telling them. Just I remember any previous motoring convictions or accidents.

He could possible have been running from them. But when the officer called me he said they found the car. So not quite sure

C5_Steve

3,126 posts

104 months

Tuesday 23rd April
quotequote all
Reading between the lines here......

Your brother has been arrested on suspicion of something related to the crash. I would hazard a guess that if he's not hit anyone but written off your car and the Police have it and him, the offence will be driving-related or at least linked to the car. Again, reading between the lines and assuming a lot here. That may very well invalidate any claim on your insurance.

Leaving that aside for a minute, it's your policy so you need to ring your insurers and inform them. They'll tell you what they need from you and then you'll know where to go from there. If they need the details of the crash, you'll have to get them from your brother somehow.

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
BrettMRC said:
Is the named driver a young musician or up and coming footballer?
No

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
oldaudi said:
I’ve watched enough Juliette Bravo to know that the criminal is allowed one phone call. Let’s hope he phones you.

Perhaps he is busy. https://www.dailymail.co.uk/femail/article-1333724...
He was allowed a phone call but it wasn’t to memins

Semmelweiss

1,628 posts

197 months

Tuesday 23rd April
quotequote all
Contact your insurance company and inform them that the named driver on your insurance has been involved in an accident in the vehicle that they insure.

Give them your brother's name and the details of the accident, which you should be able to obtain from the police. Do you have access to the vehicle? If it's been towed away or impounded then you need to give the insurance company it's location.

I'm the interim, visit your brother in chokey and get his side of the story.

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
Pit Pony said:
Given how difficult it is for people with unspent criminal convictions to obtain insurance, my caution about your insurance company looking at the future claim, in great detail, is even more pertinent.
Ok. I can’t even remember them asking this question

Deranged Rover

3,409 posts

75 months

Tuesday 23rd April
quotequote all
And get your brother removed from your insurance pronto.

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
C5_Steve said:
Reading between the lines here......

Your brother has been arrested on suspicion of something related to the crash. I would hazard a guess that if he's not hit anyone but written off your car and the Police have it and him, the offence will be driving-related or at least linked to the car. Again, reading between the lines and assuming a lot here. That may very well invalidate any claim on your insurance.

Leaving that aside for a minute, it's your policy so you need to ring your insurers and inform them. They'll tell you what they need from you and then you'll know where to go from there. If they need the details of the crash, you'll have to get them from your brother somehow.
Thank you. I was thinking if someone is arrested for reckless driving would that invalidate your insurance. Like a drink/drug driving charge. I don’t know when I’m be able to speak with him but I’ll contact them. This is helpful thanks

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
Semmelweiss said:
Contact your insurance company and inform them that the named driver on your insurance has been involved in an accident in the vehicle that they insure.

Give them your brother's name and the details of the accident, which you should be able to obtain from the police. Do you have access to the vehicle? If it's been towed away or impounded then you need to give the insurance company it's location.

I'm the interim, visit your brother in chokey and get his side of the story.
I had it collect from the police pound yesterday because i was worried about the storage fees. Had to pay £410 just to have it released.

I’ll contact my insurance.

Thank you for the non judgment and helpful advise

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
Deranged Rover said:
And get your brother removed from your insurance pronto.
Doubt there be any point now. They will surely cancel it completely.

ThingsBehindTheSun

133 posts

32 months

Tuesday 23rd April
quotequote all
Schoolboy error, everyone knows that if you have a crash then you should immediately do a runner. If the police suspect you then just say "No comment" to everything and they have to let you go.

Goes double if you are a promising footballer.

ChocolateFrog

25,469 posts

174 months

Tuesday 23rd April
quotequote all
Did he take the car without your consent?

TUS373

4,516 posts

282 months

Tuesday 23rd April
quotequote all
Katie Price has got away with a lot more than this.

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
ThingsBehindTheSun said:
Schoolboy error, everyone knows that if you have a crash then you should immediately do a runner. If the police suspect you then just say "No comment" to everything and they have to let you go.

Goes double if you are a promising footballer.
Are you joking?

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
ChocolateFrog said:
Did he take the car without your consent?
No. He is named on my insurance and allowed to drive the car

Vtekkers

95 posts

95 months

Tuesday 23rd April
quotequote all
Just call your insurance and tell them what you know, you dont need to know everything just be honest and let them deal with whatever they have to

justamumof3

Original Poster:

29 posts

26 months

Tuesday 23rd April
quotequote all
Vtekkers said:
Just call your insurance and tell them what you know, you dont need to know everything just be honest and let them deal with whatever they have to
Thank you. I will

Pica-Pica

13,828 posts

85 months

Tuesday 23rd April
quotequote all
Vtekkers said:
Just call your insurance and tell them what you know, you dont need to know everything just be honest and let them deal with whatever they have to
This. If they want any more information, they will ask. They, or you, can then contact the police, courts or prison service to find out more.

Antony Moxey

8,090 posts

220 months

Tuesday 23rd April
quotequote all
justamumof3 said:
Yes my brother is the named driver. I can’t contact him because he is in jail. You can’t ring up and ask to speak to inmates.
Then this is what you tell your insurance company.