Insurance can be done!

Author
Discussion

ollie854

422 posts

163 months

Thursday 10th March 2011
quotequote all
Baryonyx said:
ollie854 said:
i did exactly the same thing the other day but with my clio. Driving 6 months without any points or ncb they wanted just shy of 5k fully comp. I then changed it to when im 18 in 6 months with a years ncb and been driving a year it it went down to £1100 fully comp!
Bugger me, I hope it was a fast Clio!
nope just a 1.2 16v.

mikearwas

Original Poster:

1,112 posts

160 months

Thursday 10th March 2011
quotequote all
Ibizahoo2 said:
why is everyone shouting liar, everyones circumstances are remarkably different. I am 20 with 2 years no claims but i can insure a golf GTI for 1000 pounds,

in the same manner, i tried what the OP did and the porsche came out at £1265

so everyone calling BS etc may live in a city, or in a poor postcode well known for Anti social behaviour or carjackings....
Thankyou mate.

Look guys i dont really know why its so cheap for me, but i have been getting these quotes for months now. I dont think the system could be wrong for that long. I have tried it on many different cars over many different time periods. I really do not think any mistakes are being made, i usually get 3 companies offering decent quotes, these usually are admiral, elephant and bell. After these quotes the price often triples for the next bext companies. What possible reason would i have to make this up? So i can con fellow forumers into thinking i can insure a porsche turbo?! Get real.

Tonberry

2,084 posts

193 months

Thursday 10th March 2011
quotequote all
mikearwas said:
Thankyou mate.

Look guys i dont really know why its so cheap for me, but i have been getting these quotes for months now. I dont think the system could be wrong for that long. I have tried it on many different cars over many different time periods. I really do not think any mistakes are being made, i usually get 3 companies offering decent quotes, these usually are admiral, elephant and bell. After these quotes the price often triples for the next bext companies. What possible reason would i have to make this up? So i can con fellow forumers into thinking i can insure a porsche turbo?! Get real.
Who cares if they believe you or not?

You know you've gotten the quotes. Why does anything else matter?

zippyprorider

732 posts

207 months

Thursday 10th March 2011
quotequote all
mikearwas said:
Thankyou mate.

Look guys i dont really know why its so cheap for me, but i have been getting these quotes for months now. I dont think the system could be wrong for that long. I have tried it on many different cars over many different time periods. I really do not think any mistakes are being made, i usually get 3 companies offering decent quotes, these usually are admiral, elephant and bell. After these quotes the price often triples for the next bext companies. What possible reason would i have to make this up? So i can con fellow forumers into thinking i can insure a porsche turbo?! Get real.
am I ok to say my car is kept at yours?

(im joking before i get flamed by the masses for fronting!)

kiethton

13,917 posts

181 months

Thursday 10th March 2011
quotequote all
i don't doubt you at all. I am 21 and pay sub £850 on a BMW 335i M-Sport coupe.

Thats with non-fault accidents and my points disclosed so it can be done, the only thing is my dad's policy for his 2.5 S-type is now more expensive with me on it as a named driver - £900 a year for all of us!

DanGPR

989 posts

172 months

Thursday 10th March 2011
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Have recently been looking for a new car, I'm 19 and have discovered, both a mk1 focus RS and rx 8 are cheaper than a Clio 172 to insure, despite being worth 3 times as much.

Adding a parent makes huge difference. I live on the south coast, in Sussex, I'm not sure, but would assume it is a reasonably good post code.

Haven't. Bothered getting quotes for supercars as its a moot point, its a bloody shame, though that I can afford to buy an E36 M3, but not 11 grand to insure it! A same year 328i sport only costs around 2 grand, however, so that could be an option...

mikearwas

Original Poster:

1,112 posts

160 months

Thursday 10th March 2011
quotequote all
DanGPR said:
Have recently been looking for a new car, I'm 19 and have discovered, both a mk1 focus RS and rx 8 are cheaper than a Clio 172 to insure, despite being worth 3 times as much.

Adding a parent makes huge difference. I live on the south coast, in Sussex, I'm not sure, but would assume it is a reasonably good post code.

Haven't. Bothered getting quotes for supercars as its a moot point, its a bloody shame, though that I can afford to buy an E36 M3, but not 11 grand to insure it! A same year 328i sport only costs around 2 grand, however, so that could be an option...
Same as me mate, i live just outside Lewes. Funnily enough the M3's are always the most to insure. I can get cover for less on a new Gallardo than i can on a new M3!

Efbe

9,251 posts

167 months

Thursday 10th March 2011
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the postcode lottery pisses me off no end.

we live in a really safe lovely neighbourhood, however we just come under the same postcode as the worst estate in halifax. it's 5 miles away as the crow flies but takes 30 mins to drive there.
absolutely no relation to where we live, could be a milion miles away, however this council estate brings our postcode rating down to the second worst there is.

at 30, with 5 years NCB, never had an incident or accident, IAM test and all that jazz, a skoda 1.1 would still cost me £450