996 GT3 FS

[LaSource]

^^^ just to add to Disco's points, he and I (and many posters here) are from a group that use the cars as the maker intended....however, we do talk from time to time with ones who don't or are reconsidering their use.

[porschegeoff]

Anyone any idea what sort of reading a 996.1 with a Manthey K400 kit fitted would produce noise wise?
I'm guessing around 105db?

Haven't tracked my 996.1 since before JZM did the K400 upgrade around 4 years ago. My previous stock exhaust failed the static noise test at Bedford 5-6 years back but they did let me on providing I didn't trip one of the noise meters so ended up short shifting for much of the lap.

Sill even if I can get through a noise test I can't see myself taking the GT3 on track anytime soon for reasons pointed out by DiscoColin - seems you have to have deep pockets to track a GT3 these days. Any track days I did this year will most probably be in my Mini Cooper JCWGP. Motoring was much more fun back in 2004 when I got my 996.1

[Slippydiff]

DiscoColin said:

As a footnote - most cars are actually insured for market value, thus religiously telling your insurer to amend it is not necessary - if you prang it then a loss assessor will appraise it there and then and if you disagree you will have to argue it out with them against market examples.

Been there, done that, got the T shirt (as I suspect you have) it's not fun, and quite frankly I'd rather overstate the value and work backwards, than understate it and then have to fight tooth and nail to get the figure up to the market value. Better to be safe than sorry IMO.

[squirejo]

DiscoColin said:

Excess is a fixed amount for road use, but not for on track coverage. When used on circuits with insurance policies which extend cover to non-competitive circuit use (which to be direct: most policies don't anyway), the insurance excess applied is increased to 10% of the value of the car (depending upon the insurer this can be plus the normal road excess as well). So as the value of the car increases, the on-track excess increases accordingly (while the road excess stays constant). So for a £100k car, if you have an accident on the road your excess may be around £500. However if you crashed on a track day your excess would be £10k (or £10500 with some providers). When 996 GT3s could be had for £40k, the worst case scenario for an accident on track was £4k. It isn't any more.

As a footnote - most cars are actually insured for market value, thus religiously telling your insurer to amend it is not necessary - if you prang it then a loss assessor will appraise it there and then and if you disagree you will have to argue it out with them against market examples. It is only worth updating the insurance value if you have an agreed value policy.

Does that better explain it for you?

Nope because that is not MY circumstance. The car is on an agreed value policy last at 65k and the excess, on track as well as road, is a fixed amount. All of which is at standard rates for my insured risk. So there are alternatives but in any scenario, so what? There are plenty of terrific track days cars out there if the risks or potentially liability for a gt3 owner get too high. Ceasing trackday use of a gt3 due to higher financial risks might under a move to a cheaper track day car could be pursued, rather than having no fun! The new Zenos looks terrific, but, having spent plenty of time in cars without roofs nor doors nor air on I can safely say I prefer the gt3 formula for a very long while yet.

[ClarkPB]

Gave mine a clean today, all ready for its service/MOT next week and then a road trip to the West Coast in May with a few other GT3's!

[Scooty100]

ClarkPB said:

Gave mine a clean today, all ready for its service/MOT next week and then a road trip to the West Coast in May with a few other GT3's!

Wasn't this another stunning purchase from JZM? They do sell top quality cars

[ClarkPB]

Scooty100 said:

Wasn't this another stunning purchase from JZM? They do sell top quality cars

Nope, bought it privately in December 2012 "behind closed doors" so to speak as it was never actually advertised

[drmark]

Is that it's original plate. Looks like my old car RJ05 ...

Edited to add: ignore me, mine was comfort with buckets and cage, not a clubsport

[drmark]

Is that it's original plate. Looks like my old car RJ05 ...

Edited to add: ignore me, mine was comfort with buckets and cage, not a clubsport

Edited by drmark on Saturday 11th April 06:07

[andye30m3]

drmark said:

Is that it's original plate. Looks like my old car RJ05 ...

Edited to add: ignore me, mine was comfort with buckets and cage, not a clubsport

I've still got your old car mark, just went over 30k miles

[jackwood]

squirejo said:

Nope because that is not MY circumstance. The car is on an agreed value policy last at 65k and the excess, on track as well as road, is a fixed amount. All of which is at standard rates for my insured risk. So there are alternatives but in any scenario, so what? There are plenty of terrific track days cars out there if the risks or potentially liability for a gt3 owner get too high. Ceasing trackday use of a gt3 due to higher financial risks might under a move to a cheaper track day car could be pursued, rather than having no fun! The new Zenos looks terrific, but, having spent plenty of time in cars without roofs nor doors nor air on I can safely say I prefer the gt3 formula for a very long while yet.

Your policy covers track use with an excess set at the same level as when on road?

Would you mind sharing some details, please. That policy would be very interesting to a lot of owners, I'm sure.

My policy, like many others on here, is with Mannings. Like any other policy I've ever seen the excess ratchets up with the value of the vehicle (10%) when on track.

[ArcticGT]

CCI excess (Aviva) is normal road excess plus 1K on track. Road excess is £500 upto £50K, £1K upto £75K, £2K upto £100K and £2.5K upto £150K.

So in theory you could have a total loss claim at £150K on track and the total excess would be £3.5K.

[Scooty100]

FWIW as a comparison REIS will charge you 10% of the cars value as an excess

[jackwood]

ArcticGT said:

CCI excess (Aviva) is normal road excess plus 1K on track. Road excess is £500 upto £50K, £1K upto £75K, £2K upto £100K and £2.5K upto £150K.

So in theory you could have a total loss claim at £150K on track and the total excess would be £3.5K.

Never heard of that policy before. Thanks!

What are the limits on trackdays. As in number of days, etc?

[Scooty100]

I Use mannings . Its unlimited track days although now non European. Think their excess may be similar to REIS

[LaSource]

jackwood said:

ArcticGT said:

CCI excess (Aviva) is normal road excess plus 1K on track. Road excess is £500 upto £50K, £1K upto £75K, £2K upto £100K and £2.5K upto £150K.

So in theory you could have a total loss claim at £150K on track and the total excess would be £3.5K.

Never heard of that policy before. Thanks!

What are the limits on trackdays. As in number of days, etc?

...and do they cover the Nordschleife and Spa?
...that's where some of us ended up sticking with Mannings

[ArcticGT]

jackwood said:

Never heard of that policy before. Thanks!

What are the limits on trackdays. As in number of days, etc?

Hi Jack, on Porsche it's 5 trackdays a year (2 can be European) with (from memory) either 24 or 48hr notice. Extra days can be bought separately.

Nordschleiffe not covered (GP track is) and the usual constraints on organisers, track approval etc. No glass cover on track either.

They do require Thatcham tracker above £50K.

[jackwood]

ArcticGT said:

Hi Jack, on Porsche it's 5 trackdays a year (2 can be European) with (from memory) either 24 or 48hr notice. Extra days can be bought separately.

Nordschleiffe not covered (GP track is) and the usual constraints on organisers, track approval etc. No glass cover on track either.

They do require Thatcham tracker above £50K.

Thanks! That is great info. Might move my GTS to that policy. Currently with Porsche Insurance which has limit of only 2 days per year.

[ArcticGT]

LaSource said:

...and do they cover the Nordschleife and Spa?
...that's where some of us ended up sticking with Mannings

Ring not covered, certainly for the tourist sessions I've done (I've never done a closed trackday there ) so I'd have to check small print. Spa is definitely covered as I've done it numerous times in previous cars.

They're hard work to contact via phone sometimes. It usually prompt in dealing with things via email. And they were able to mirror NCBs when I first joined them 4-5yrs ago.

[squirejo]

LaSource said:

jackwood said:

ArcticGT said:

CCI excess (Aviva) is normal road excess plus 1K on track. Road excess is £500 upto £50K, £1K upto £75K, £2K upto £100K and £2.5K upto £150K.

So in theory you could have a total loss claim at £150K on track and the total excess would be £3.5K.

Never heard of that policy before. Thanks!

What are the limits on trackdays. As in number of days, etc?

...and do they cover the Nordschleife and Spa?
...that's where some of us ended up sticking with Mannings

This is the policy I have. Simply need to tell then up to 48hrs in advance what trackday. I find a level of reassurance knowing the underwriting is done by a proper outfit - Aviva. They do cover Spa. I will get the document out later and list them.