997.1 C2S 3rd party warranty options

997.1 C2S 3rd party warranty options

Author
Discussion

GraemeP

Original Poster:

770 posts

229 months

Saturday 20th September 2014
quotequote all
I need to scratch my 911 itch, and my ideal in budget car is an 06/07 C2S. I'm put off by tales of engine woes so much that I've been thinking about borrowing more to get me to 997 turbo entry.

However, for my requirement a C2S is a better fit, so apart from Hartech (to far away to be a viable proposition) are there any third party warranties that anyone can recommend that cover engine failure???

Any real world experience greatly appreciated.

thegoose

8,075 posts

210 months

Saturday 20th September 2014
quotequote all
No.


There will be plenty who say they'll cover it but I've never heard of anyone getting a full claim paid for a complete engine failure.

If an OPC warranty is not an option then I'd suggest you weigh up the Hartech plan's viability, including the cost of transporting your car there & back once a year for its service, MOT & check over. Lots of people do this, Grant has a list of transport estimates on the wall above his desk for that very reason. They also have a very good deal with a national car rental firm if you did want to drop it off yourself. In case of a breakdown the transport should be covered by the AA or similar if you have cover.

GraemeP

Original Poster:

770 posts

229 months

Sunday 21st September 2014
quotequote all
I had a feeling someone would come back with this view ;0)

Hartech if you're listening any chance of a Southern branch or partnering with someone that could license your programme??

It would be a ball ache trying to get a broken car if it happened from home to Hartech (coming fro the Isle of Wight!!)

Trev450

6,321 posts

172 months

Sunday 21st September 2014
quotequote all
JMG Porsche in Bournemouth offer a maintenance plan. http://www.jmgporsche.co.uk/

I don't know anything about it but its a lot closer to you than Hartech.

GraemeP

Original Poster:

770 posts

229 months

Sunday 21st September 2014
quotequote all
anonymous said:
[redacted]
£40k is a whole heap of cash to me, and if I were to put that sort of cash into 1 car I couldn't stomach hefty depreciation - this is where my 997 turbo logic comes from (and the fact I can't stretch to £65k for a 997 GT3).

Sounds like there are 1 or 2 options to consider.

thegoose

8,075 posts

210 months

Monday 22nd September 2014
quotequote all
Even if it wasn't covered by the AA/Greenflag etc trailering it from IOW up to Bolton shouldn't cost more than £300-£350. I'd rather run that risk than try any other non-OPC warranty solution, which I'd expect would be more painfully financially if you did have a big failure and claimed on it (or tried to).

As mentioned above, the huge scope of work that can be done in-house at Hartech is one of the reasons their plan is so attractive.

GraemeP

Original Poster:

770 posts

229 months

Monday 22nd September 2014
quotequote all
thegoose said:
Even if it wasn't covered by the AA/Greenflag etc trailering it from IOW up to Bolton shouldn't cost more than £300-£350. I'd rather run that risk than try any other non-OPC warranty solution, which I'd expect would be more painfully financially if you did have a big failure and claimed on it (or tried to).

As mentioned above, the huge scope of work that can be done in-house at Hartech is one of the reasons their plan is so attractive.
I think I can rationalise that bit - my challenge is to find a candidate car and get it ticked to fit the programme (in budget, without having to drive up and down the country a number of times).

I will ring Hartech this week and see what safeguards I could build in to a buying process tha doesn't leave me in the cold.

Is there any solace in an X51 pack, or a car with a Porsche warranty replaced engine (ie did they replace with something less fragile post any date)?

newboy997

48 posts

117 months

Monday 22nd September 2014
quotequote all
I've been in a very similar position to you on my '05 C2S and sounds like I'm not too far way from you (New Forest).

I live near JMG and always planned to go on their maintenance plan. However, my view was that the level of unnecessary work they were requiring prior to entering the scheme was unreasonable.

I spoke to Hartech explicitly about trailering the car to them and the cost, again, was prohibitive in my view.

So, I found another local indy who I really trust and looked at 3rd party warranty options. I followed a lengthy thread on 911UK and settled on a WarrantyDirect warranty after some helpful advice.

I know they're not perfect. I know they'll quibble. I know they wont always payout. I do still have a repair fund under the mattress. BUT, I do have a warranty that explicitly covers scoring and IMS for a £1k/year and that does help me sleep a little easier at night.




thegoose

8,075 posts

210 months

Monday 22nd September 2014
quotequote all
newboy997 said:
..I know they're not perfect. I know they'll quibble. I know they wont always payout. I do still have a repair fund under the mattress. BUT, I do have a warranty that says, when they're not actually facing a claim, that it explicitly covers scoring and IMS for a £1k/year and that does help me sleep a little easier at night.
EFA wink

Seriously though, unless they, or their agent, carried out an internal boroscope inspection before the policy started, there's a VERY good chance they'll reject a claim on the basis that it was an existing issue (or even "war & tear"). I'll be amazed if you wouldn't have been better off keeping the £1000 in your pocket, or under the mattress with the rest of your fighting fund.


thegoose

8,075 posts

210 months

Monday 22nd September 2014
quotequote all
anonymous said:
[redacted]
Hartech will insist on a BIG service & inspection (they do go to town but you can't blame them when they're sharing the risk with you) and you may have a list of things that need doing to be accepted on their plan. However, AFAIK they will accept you leaving some faults/worn parts on providing they won't cause harm to anything else and just exclude that aspect from the cover under the plan. For example, if you have a weeping RMS rather insist you have it replaced (£400?) they will allow you to leave it, but of course won't then repair it under the plan (i.e. at zero labour cost) in future.

Seems fair enough to me, but it's much more viable if the car's due a major service anyway (rather than otherwise potentially duplicating recent work done elsewhere).

newboy997

48 posts

117 months

Monday 22nd September 2014
quotequote all
thegoose said:
EFA wink

Seriously though, unless they, or their agent, carried out an internal boroscope inspection before the policy started, there's a VERY good chance they'll reject a claim on the basis that it was an existing issue (or even "war & tear"). I'll be amazed if you wouldn't have been better off keeping the £1000 in your pocket, or under the mattress with the rest of your fighting fund.
I hear you, I honestly do. But the car was inspected by their independent engineer (admittedly not a bore scope), wear and tear is covered, and I have in writing that IMS/scoring are covered.

newboy997

48 posts

117 months

Tuesday 23rd September 2014
quotequote all
anonymous said:
[redacted]
all things being equal, I guess so.

however, the JMG experience soured the idea of maintenance plans for me to be honest...don't fancy taking the car 300 miles to Hartech be told I need to spend £3k on nugatory work...

thegoose

8,075 posts

210 months

Tuesday 23rd September 2014
quotequote all
anonymous said:
[redacted]
yes They'll be taking the plugs out to inspect the bores anyway, so as most of the cost is labour there's not much point in skimping.

Plus, it's been known for main dealer mechanics (who get paid bonuses based on how much time they save working on a car compared to the book time for the jobs being charged for on it) to not necessarily do every item that they're supposed to...

Think about it, if you were Hartech, about to take on sharing the risk of the car going wrong in future, wouldn't you want to mitigate that risk by knowing everything you could about the car before taking it on?

newboy997

48 posts

117 months

Tuesday 23rd September 2014
quotequote all
anonymous said:
[redacted]
That's pretty much my thinking. If I was next door to Hartech and my car needed a major service anyway, it would make much more sense. But I'm not, and it doesn't.

thegoose

8,075 posts

210 months

Tuesday 23rd September 2014
quotequote all
Check with Hartech but I think it's around £650. Porsche will charge more for the same level of service, and around £200 for a warranty inspection. Porsche will require all work doing by them before you can buy their warranty, Hartech may not.

I can see it's not for everyone and personally my 996 doesn't have any kind of warranty or maintenance plan on it, but IMO for those that want a safety net instead there's little realistic option besides the OPC cover (for eligible cars) and Hartech's plan.

mollytherocker

14,366 posts

209 months

Tuesday 23rd September 2014
quotequote all
anonymous said:
[redacted]
Its funny because this is the conversation I had with my Pension 'Advisor' last week!

thegoose

8,075 posts

210 months

Tuesday 23rd September 2014
quotequote all
anonymous said:
[redacted]
The cost of the service is fixed, if the car's either perfect or has items found that don't prevent acceptance (but would be excluded from cover) then that's all it'll need.

Of course, you can buy an aftermarket warranty without any inspection at all, but that's one of the reasons why they're hard to get money out of when anything goes wrong....

jakesmith

9,461 posts

171 months

Wednesday 24th September 2014
quotequote all
I bought my car from a Northway, a well regarded indi garage & it came with a third party warranty from WMS group.
When I asked about this very issue they told me that they have paid out for several engine failures, he said for bore scoring it's more a partial contribution.
The company has already paid out for new coil packs & a new ignition switch which are exactly the sort of 'wear & tear' parts that a dodgy 3rd party warranty company would try & wriggle out of.

The warranty has a max claim limit of £5000. Hartech rebuilds are in the region of £4k-£8k so the way I see it is that given that the risk of failure is about 5%-10%, and that the Porsche warranty costs at least £1500+ a year (including the higher cost of servicing, only using 'Porsche' parts etc), that as long as I keep the car 3+ years I have negligable chance of being down overall if there is an issue

There are lots of warranty companies out there that will take your money & refuse to pay out but don't believe that all of them are the same, If a trusted reputable garage tells you that the product they sell will cover engine failure then they wouldn't risk their reputation on it

newboy997

48 posts

117 months

Wednesday 24th September 2014
quotequote all
anonymous said:
[redacted]
That's only the cost of the service.

In the case of the other similar provider I spoke to, the list of additional 'we want your car to be perfect before we accept it on our scheme' items was another £3000. I'd say about £500 of that was justified, the rest was purely to cover them.