Zoe Owners Daring Tales/Boring Discussion Thread.......

[dave_s13]

We'll be 12months into our 24m pcp come the end of December. Car is still great, no complaints other than rear seat space. I'd really like to get all 3 kids in th back, doable but tight.

I'm half considering VT'ing the pcp early (you can do that half way through, I think) and just buying a second hand Leaf outright. Assuming they're roomier in the rear.

Or get shot completely and replace with a rev3 MR2 turbo.....

Probably a daft idea.

[pherlopolus]

The exact date should be in the paperwork, but usually it is when you have paid 50% rather than half way. That includes any balloon payment

[HTP99]

You can VT a car when you have paid at least half of the total amount payable come the end of the agreement.

[Butter Face]

HTP99 said:

You can VT a car when you have paid at least half of the total amount payable come the end of the agreement.

And the amount is actually printed in your RCI finance documents.

[IN51GHT]

Recently my commute has changed, from 10k miles a year, to 36k miles a year, unsure as to how to handle it, the car copes perfectly with a 136mile round trip every day, with just a 20min top up at a rapid on the M4. But it won't be long before I'm over my PCP mileage allowance.

[Butter Face]

IN51GHT said:

Recently my commute has changed, from 10k miles a year, to 36k miles a year, unsure as to how to handle it, the car copes perfectly with a 136mile round trip every day, with just a 20min top up at a rapid on the M4. But it won't be long before I'm over my PCP mileage allowance.

Call RCI and ask them, they may adjust your payments and battery hire to suit.

Better that than the alternative of going over and getting a hefty payment at the end!

[GreatGranny]

From the other thread re. handing back early, because these are so cheap monthly the point where you have actually paid off 50% of the TOTAL may be pretty close the end the PCP period.
Definitely no where near half way through the 2/3 years