Best lease car deals available?
Discussion
TheBMWDriver said:
looks like a good deal
http://www.bmwbusinesspartnership.co.uk/offers/bmw...
Such a shame it's been hit with the ugly stick.http://www.bmwbusinesspartnership.co.uk/offers/bmw...
CYMR0 said:
Otispunkmeyer said:
Very interested in the new Aygo, the X-Cite model which is the only one to come in bright orange.
Where can I look for the best deals on this? Toyota dealer will do PCP, £100/mo over 3 years with about £3800 deposit and GFV of around £5600 (I think). 10k miles as well and 4.9% APR. £100/mo is pretty damn cheap, but can I do better? They said that the first years insurance is included as part of taking out the finance, but I looked and insurance for such a car is pittance anyway (£170). I think drive the deal was a bit better with just over £1000 off the list price for an X-cite 5 door with nothing else extra.
Oddly, tyres for this thin seem rather steep, but I did only have a look on black circles.
£100 per month is cheap but that's still £13k to own the car or, assuming it's worth £5,600 or less at trade in, £7,400 to run it over three year. That's not damn cheap at all.Where can I look for the best deals on this? Toyota dealer will do PCP, £100/mo over 3 years with about £3800 deposit and GFV of around £5600 (I think). 10k miles as well and 4.9% APR. £100/mo is pretty damn cheap, but can I do better? They said that the first years insurance is included as part of taking out the finance, but I looked and insurance for such a car is pittance anyway (£170). I think drive the deal was a bit better with just over £1000 off the list price for an X-cite 5 door with nothing else extra.
Oddly, tyres for this thin seem rather steep, but I did only have a look on black circles.
That said, 6+35 lease deals are about £6,765 all in for the three years (6+35 at £165 per month) so there's not a huge saving to be had.
An X-Play is £119 per month on a 6+35 so £4,879 all in. So is it worth nearly 40% of the overall cost of the car for orange paint, alloys, fog lights, a DAB radio with touchscreen and a reversing camera?
http://www.contracthireandleasing.com/car-leasing-...
but it has to be the orange one I am afraid. No other colour will do!
miniman said:
miniman said:
delays said:
Chicane-UK said:
Just had an email from my local Fiat dealer - not a lease deal but PCP with optional final payment, but only £135 deposit and £135/month for two years, for a Fiat 500 1.2 Pop. Not a bad deal! (£3375 for two years motoring).
Would you be able to PM the details of this to me please?
Chopped in my ageing 330d so ended up with the Lounge for the same money, £135 over 3 years. Taking into account tax and other maintenance, the fuel saving on my commute makes it just about free. It's slooooooooow but it has aircon, a nice glass roof and makes me look like some kind of obese clown so I'm happy
http://www.arnoldclark.com/nearly-new-cars/fiat/50...
Phunk said:
Arnold Clark are doing them for £120 / £120 over 4 years though
http://www.arnoldclark.com/nearly-new-cars/fiat/50...
Only 5000 miles a year though.http://www.arnoldclark.com/nearly-new-cars/fiat/50...
A3 Sportback 2.0 TDI S Line for £287.99 fully-maintained looks quite good.
http://www.gateway2lease.com/z_audi_a3sportback_2....
http://www.gateway2lease.com/z_audi_a3sportback_2....
I have to say that over the last 7 years there have been continuous great deals - I remember the first deals Red Honda Civic Type R £215 all in 10k miles then came so many great other deals throughout the years.
However I think its fair to say the last 8-12 months has seen a drastic change in the situation where now were not seeing that many good offers at all heck many posted are just what would be expected.
Is it because the finance houses are pricing in a 3% interest rate increase as such that is embedded within the deals and that there are so many new car buyers they simply don't have as much stock cars that they need to shift.
However I think its fair to say the last 8-12 months has seen a drastic change in the situation where now were not seeing that many good offers at all heck many posted are just what would be expected.
Is it because the finance houses are pricing in a 3% interest rate increase as such that is embedded within the deals and that there are so many new car buyers they simply don't have as much stock cars that they need to shift.
Welshbeef said:
I have to say that over the last 7 years there have been continuous great deals - I remember the first deals Red Honda Civic Type R £215 all in 10k miles then came so many great other deals throughout the years.
However I think its fair to say the last 8-12 months has seen a drastic change in the situation where now were not seeing that many good offers at all heck many posted are just what would be expected.
Is it because the finance houses are pricing in a 3% interest rate increase as such that is embedded within the deals and that there are so many new car buyers they simply don't have as much stock cars that they need to shift.
Deals are definitely not as good as previously and the brokers are cranking up everything they can.However I think its fair to say the last 8-12 months has seen a drastic change in the situation where now were not seeing that many good offers at all heck many posted are just what would be expected.
Is it because the finance houses are pricing in a 3% interest rate increase as such that is embedded within the deals and that there are so many new car buyers they simply don't have as much stock cars that they need to shift.
Up fronts have gone from 6 months typically to 9 now being the norm.
Admin fees have gone from £299 to £399 plus VAT.
Credit checks are much more stringent.
The models on offer are often entry level with little or no options.
It all adds up to a change in the market where, for me, my new lease is 25% more than it would've been a year ago.
Why? I guess the economy is better and the manufacturers aren't offering the subsidies they were.
not sure any of that is 100% true to be honest. When you find the perfect deal on the perfect car then get it bought because you'll never see anything that good again, or certainly for a while. Just because there isn't anything around for you at any given moment doesn't mean the game has changed. Gems still come up every so often. Don't forget that from the mfr perspective that leasing is a futures game, so they're thinking what the economy will be like in 3 years time.
I think also manufacturers aren't just building cars for stock anymore, but building to order - it seems even run of the mill cars have at least 4-6 weeks lead time.
Of course, you'll get some very base models that are still in plentiful supply, but I think when they've gone it'll be back to long lead times even for those.
Therefore no cars in stock = no great deals.
Of course, you'll get some very base models that are still in plentiful supply, but I think when they've gone it'll be back to long lead times even for those.
Therefore no cars in stock = no great deals.
Got through to the order process with Gateway 2 Lease for the Fiesta ST-3 and they only have style pack cars at £189.99 a month. I'm not too fussed about the style pack as the red calipers don't suit the blue car in my opinion and I prefer the silver wheels over rado grey. Car has to be delivered by end of September for the lower price. Non style pack cars are October with an increase in price for anyone interested in ordering one.
Zyp said:
I think also manufacturers aren't just building cars for stock anymore, but building to order - it seems even run of the mill cars have at least 4-6 weeks lead time.
Of course, you'll get some very base models that are still in plentiful supply, but I think when they've gone it'll be back to long lead times even for those.
Therefore no cars in stock = no great deals.
If you aren't selling any cars then sometimes great deals need to be done to start selling.Of course, you'll get some very base models that are still in plentiful supply, but I think when they've gone it'll be back to long lead times even for those.
Therefore no cars in stock = no great deals.
Fox- said:
mcbook said:
BMW 530d MSport for £360 (6+23) including VAT. Now that's a deal!
http://www.tilsungroup.com/bmw-5+series-530d-m-spo...
No, it's not - it's over £10k to use it for 2 years. You can order a base spec 530d M Sport through drivethedeal for about £32k at the moment.http://www.tilsungroup.com/bmw-5+series-530d-m-spo...
You won't buy a 2012 530d M Sport with 15-20k miles on it for £22k, therefore the lease cost is rather more than the depreciation. As is usually the case.
AddledDad said:
Contrary to what Fox has said above, this is still the best deal out there on a 5 series. If you are looking for a low risk way to own a decent spec 5 series, then I would argue that this is as good as it is going to get. The cost of running a brand new car should also be taken in to account - greater fuel efficiency, lower road tax (free in this case under the lease),
Free road tax on leased cars, wow, when did the Government introduce that? There was me thinking you paid for it in the price of the lease. CYMR0 said:
berlintaxi said:
There was me thinking you paid for it in the price of the lease.
If it makes you happy, feel free to split the lease figure into depreciation and road tax then.Welshbeef said:
But it is not your property to do so.
Contract hire PCP or short term rentals are very clear modification is not permitted so if you do so without written consent then you are in breach of contract - and the fines and damages/compensation payable from the individual back to the lease company for doing so will be very clear in the contract.
It is naive to think that if you tell the insurance co - which you'd be mad not to - then they wouldn't tell the lease co. They might not but just like Alex Salmond he cannot guarantee the actions of others so you would hope they didn't tell them which they might not but what if they did?
What if when the car goes in for a main dealer service they check it and remap/piggyback is identified if it is their own PCP vehicle be quite sure they would look after their own interests if its a 3rd party contract lease again they may or may not inform.
The fine could be return of vehicle and full payments for the remainder of term plus any costs they incur in investigative works to ensure no vehicle damage. Also the true owner of the vehicle would then be out into a position if having to tell pork pies about it being standard when not.... If they were found out the buyer of that vehicle would have recourse.
If anyone has a car on HP / PCP / Contract Lease it is not their car. Still many do it and virtually no-one gets caught.Contract hire PCP or short term rentals are very clear modification is not permitted so if you do so without written consent then you are in breach of contract - and the fines and damages/compensation payable from the individual back to the lease company for doing so will be very clear in the contract.
It is naive to think that if you tell the insurance co - which you'd be mad not to - then they wouldn't tell the lease co. They might not but just like Alex Salmond he cannot guarantee the actions of others so you would hope they didn't tell them which they might not but what if they did?
What if when the car goes in for a main dealer service they check it and remap/piggyback is identified if it is their own PCP vehicle be quite sure they would look after their own interests if its a 3rd party contract lease again they may or may not inform.
The fine could be return of vehicle and full payments for the remainder of term plus any costs they incur in investigative works to ensure no vehicle damage. Also the true owner of the vehicle would then be out into a position if having to tell pork pies about it being standard when not.... If they were found out the buyer of that vehicle would have recourse.
A dealer will only detect a remap if they look for it. Get a programmable tune like BlueFin or a piggyback that can be removed prior to servicing and it will be fine.
The lease company's primary concern is getting paid. Yes they stipulate that the car must not be modified, but that's the same for all finance deals. As long as it goes back stock and in good condition that is all they really care about.
Clearly if any modification causes damage the customer will need to fix before returning.
hora said:
AdamGP said:
This is the criteria you have to meet for the VXR, which all seems a bit iffy as it supposed to be Personal, should I be wary?
"To qualify for the Above deal you need to fall into one of the below categories.
We have alternative funders we can use if the below does not apply to you.
Personal Contract Hire
The proposed individual must fit into one of the following categories:
-Cash for car drivers (those who receive a cash allowance instead of company car)
-People that receive a Mileage or fuel allowance for business use. A Letter from your employer is acceptable*.
-Business owners and legal directors of limited companies
-Professional partners e.g. those who are a partner in a solicitors practice, accountants, doctors, dentists, vets etc
-Vehicles acquired for business purposes (not driving to and from work.
Sorry that says to me the agent has a business only lease deal agreement with Vauxhall but its trying to get round the agreement. They'll pass on what you (customer) supplies to them as proof of a business user/agreement. "To qualify for the Above deal you need to fall into one of the below categories.
We have alternative funders we can use if the below does not apply to you.
Personal Contract Hire
The proposed individual must fit into one of the following categories:
-Cash for car drivers (those who receive a cash allowance instead of company car)
-People that receive a Mileage or fuel allowance for business use. A Letter from your employer is acceptable*.
-Business owners and legal directors of limited companies
-Professional partners e.g. those who are a partner in a solicitors practice, accountants, doctors, dentists, vets etc
-Vehicles acquired for business purposes (not driving to and from work.
- Car or fuel allowance letter on letter headed paper by your employer stating that IF the car is used for any business purpose then your employer will reimburse you for your mileage this can be sent by e-mail) or a letter proving you receive company car allowance"
This and the fact that they are still two-tier pricing means they reap a monthly reward too.
If I was asked for such info I'd be wary.
siovey said:
Then you'll miss out on a cracking personal deal. The funder in question, if I'm correctly guessing who it is, always asks for this criteria for their personal deals. If you can't provide this, they simply aren't interested. It's a right P.I.T.A!!
The company began with 'A' but I have forgotten the name, I haven't gone ahead with the deal, I work for a family company and can easily obtain the letter, though its still affectingly lying Edited by AdamGP on Wednesday 6th August 15:35
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