Best lease car deals available?

[ED209]

charltjr said:

If your employer has a policy that if you happen to drive your personal car for work purposes (e.g. to visit another site) that you can claim mileage allowance for that then that can be enough, even if it never actually happens. It was for me

Talk to the lease company and find out exactly what they require, then go from there. If you don't meet the criteria you don't meet it, there will always be another deal.

So as a police officer I maybe work at different locations maybe 3-4 times a year and claim the excess mileage win a mileage book, my car is insured for business use. Does this mean i would be eligible for these business type lease deals?

[Fast Bug]

I had a police office accepted on a personal deal with a copy of his work contract, a blank copy of an expenses form and current payslip (to prove he was still serving). That was with Arval that want the moon on a stick for personal deals

[RYH64E]

ED209 said:

So as a police officer I maybe work at different locations maybe 3-4 times a year and claim the excess mileage win a mileage book, my car is insured for business use. Does this mean i would be eligible for these business type lease deals?

I believe these requirements are for personal lease deals not business, no idea why, it makes no sense to me.

[anonymous-user]

ED209 said:

So as a police officer I maybe work at different locations maybe 3-4 times a year and claim the excess mileage win a mileage book, my car is insured for business use. Does this mean i would be eligible for these business type lease deals?

In my limited experience it will depend on the company. I worked for a big corporate and maybe once or twice a year I had to go to a site about a hundred miles away to do some work on a server there. I could claim mileage back for that.

That was enough to get me a car with "Company Director/Car allowance/Business mileage" through one company, another (on a different car/offer) said it wouldn't be enough. Worth asking the question.

[Sheepshanks]

Blown2CV said:

i don't understand what the car/fuel allowance is to do with the lease co, it doesn't tell them anything about you surely? If you're being asked if you're a company director in order to qualify i'd be tempted to walk as they sound like they're bending the rules and trying to get you through on business lease. Again!

I'd be more unhappy that the car manufacturer is applying differential pricing.

[RYH64E]

Sheepshanks said:

I'd be more unhappy that the car manufacturer is applying differential pricing.

Why so? Surely manufacturers are entitled to implement whatever pricing policy they want? There no need for them to get your approval and it doesn't have to be 'fair'.

[Fast Bug]

It's not the manufacturer, it's the funder and their underwriting criteria

Meh listen to internet experts, no skin off my nose

[Trif]

RYH64E said:

Why so? Surely manufacturers are entitled to implement whatever pricing policy they want? There no need for them to get your approval and it doesn't have to be 'fair'.

I wonder what the OFT would officially say about it.

[xRIEx]

Trif said:

RYH64E said:

Why so? Surely manufacturers are entitled to implement whatever pricing policy they want? There no need for them to get your approval and it doesn't have to be 'fair'.

I wonder what the OFT would officially say about it.

Very little - no company has to do business with every other company and individual in the land, they choose who they want to deal with either by blatantly saying, "we don't want to deal with you," or by pricing themselves out of a particular market. The OFT doesn't have a say if a company only wants to deal B2B.

[ED209]

Fast Bug said:

I had a police office accepted on a personal deal with a copy of his work contract, a blank copy of an expenses form and current payslip (to prove he was still serving). That was with Arval that want the moon on a stick for personal deals

Odd, police officers don't have contracts?

[Fast Bug]

ED209 said:

Odd, police officers don't have contracts?

If it's not a contract I don't know what you'd call it. It had details of his salary, overtime pay, holiday entitlement etc etc

[Vaud]

ED209 said:

Odd, police officers don't have contracts?

Interesting, learn something new every day. I hadn't realised that they "held office"

[Blown2CV]

webwysard said:

Blown2CV said:

is the implication that if you aren't a director and you don't get a car allowance or do business miles, you don't qualify for the personal lease? Or are these just extra info they may find useful for marketing etc...

Yes, to qualify you need to be either company director or in receipt of fuel allowance.

well that's stupid as many larger companies offer their employees a pooled flexible benefits package, which is meant to cover all manner of things. You don't get a car allowance as such, but the idea is that if you need a car then you buy it out of that. On that basis, I probably wouldn't qualify!

[NooBish AbbZ]

Pretty damn tempted to go for this; never leased a car before or even really looked into it; any advice?

http://www.gateway2lease.com/z_ford_fiesta_1.0125p...

Ford Fiesta 1.0 125ps (from a 1L ) £138 a month, £1000 down.

Edit, deposit doesnt include VAT but nevertheless still £138 a month, £1200 deposit

Edited by NooBish AbbZ on Tuesday 30th December 18:27

[andrewparker]

Looks good to me. I've got my current Golf GTD with G2L and they are a great company to deal with. FWIW they normally charge a £150 admin fee, if you need to work that into your calculations.

[Scottland]

Also this:
https://www.contracthireandleasing.com/car-leasing...

Dearer per month but lower initial rental and 10k miles.

[NooBish AbbZ]

may have hit a bit of a brick wall. Insurance costs, £2500....Nope, no typo, 2 and a half grand. wkers

Any sort fo questions I need to ask when making contact with lease company?

Have changed around the named drivers/policy holder etc. now down to £800

Edited by NooBish AbbZ on Tuesday 30th December 19:01

[andrewparker]

Always useful knowing excess mileage fees if you feel you might come close or exceed the quota of the lease.

[NooBish AbbZ]

andrewparker said:

Always useful knowing excess mileage fees if you feel you might come close or exceed the quota of the lease.

yep got that down, thinking of a list of questions then will e-mail tomorrow morning

[Blown2CV]

andrewparker said:

Essential to know excess mileage fees, because you're signing a contract that enforces them.

fixed that for you!