Best lease car deals available?

[rudester]

dakingz said:

Honda Cr-v Estate 2.0 i-VTEC S 5dr 2WD

3+23 £198.59 (incl vat) 8k mpa

marshall honda
http://www.whatcar.com/car-leasing/deals/honda/cr-...

Holdcroft Motor Group have the same terms for £168.03

[wibblebrain]

rudester said:

dakingz said:

Honda Cr-v Estate 2.0 i-VTEC S 5dr 2WD

3+23 £198.59 (incl vat) 8k mpa

marshall honda
http://www.whatcar.com/car-leasing/deals/honda/cr-...

Holdcroft Motor Group have the same terms for £168.03

I suspect the Holdcroft price will be excluding VAT

[dakingz]

rudester said:

Holdcroft Motor Group have the same terms for £168.03

really? link?

[wemorgan]

rudester said:

Holdcroft Motor Group have the same terms for £168.03

It's not the same from what I can see.

http://www.contracthireandleasing.com/car-leasing-...

6+35 £163.03 + VAT

[talksthetorque]

daz1701d said:

Im looking for a BMW 320i M Sport on lease with 8000 miles pa. Does anyone know of any lease deals on this model just now?

There are some 520d deals knocking about if you fancy a bit more metal for your money

[MattHall91]

Just found this for anyone wanting a class-leading city car. Decent mileage allowance too (10k)

http://www.hippoleasing.co.uk/personal-lease-cars/...

VW Up Take Up.
3+35
£118/month inc VAT.

[Vaud]

MattHall91 said:

Just found this for anyone wanting a class-leading city car. Decent mileage allowance too (10k)

http://www.hippoleasing.co.uk/personal-lease-cars/...

VW Up Take Up.
3+35
£118/month inc VAT.

But used?

Nationwide Delivery Available! These cars are 2013/13 Plates done between 15000-20000 miles and are fully prepared to BVRLA standards and include a warranty. Please call a sales advisor for available colours. Other deposits and terms available and we take part exchanges! Remainder of manufacturers warranty outstanding

So a 2 yr old car, with 1 year warranty and a 4 year lease deal? Looks rubbish, sorry.

[MattHall91]

Vaud said:

MattHall91 said:

Just found this for anyone wanting a class-leading city car. Decent mileage allowance too (10k)

http://www.hippoleasing.co.uk/personal-lease-cars/...

VW Up Take Up.
3+35
£118/month inc VAT.

But used?

Nationwide Delivery Available! These cars are 2013/13 Plates done between 15000-20000 miles and are fully prepared to BVRLA standards and include a warranty. Please call a sales advisor for available colours. Other deposits and terms available and we take part exchanges! Remainder of manufacturers warranty outstanding

So a 2 yr old car, with 1 year warranty and a 4 year lease deal? Looks rubbish, sorry.

Didn't see they were used! Agreed, that is a poor deal then.

[Labbetts]

Can someone please explain the differences between personal and business contracts? Other than the obvious fact that one includes tax and one doesn't... which is more advantageous.

I am a major shareholder in a small privately owned business based in London. I wouldn't really be using the car for work and would do circa 6k a year. Although i own the business, i'm still down as an employee (PAYE) albeit one of the Partners/Directors.

Have a deal in sight, just can't decide whether a Business or Personal Lease is best. Obviously there is an insurance consideration too, which i can imagine will be more for a Biz lease.

Thanks in advance.

[wemorgan]

The contracts are the same, the business contract can be paid for personally (+ VAT), just proof of doing business mileage and/or having a Ltd company.
IMHO they offer business deals to restrict the demand and hence supply.

As for which is best value, speak to your accountant. Mine said I was better of paying personally for the car then claiming the mileage allowance.

[Noz85]

Another decent Leon deal if anybody is interested..

SEAT LEON DIESEL HATCHBACK
2.0 TDI 184 FR 5dr

https://www.leasingoptions.uk/personal/seat/leon/l...

works out at about 24/25% of MRP

£179.99/month inc vat
£1079.94 initial rental inc vat
£180 fee inc vat

2 years 10,000 miles per year

You can also adjust the initial payment as required.

[Sheepshanks]

wemorgan said:

The contracts are the same, the business contract can be paid for personally (+ VAT), just proof of doing business mileage and/or having a Ltd company.
IMHO they offer business deals to restrict the demand and hence supply.

I think it's just a market segment thing. Some deals are targeted towards the fleet market.

I know this has come up on the Merc forums where Merc business deals are cheaper (even allowing for VAT) but the dealers are adamant they must be done through a company and can't be paid for (+VAT) by individuals.

[Emeye]

Noz85 said:

Another decent Leon deal if anybody is interested..

SEAT LEON DIESEL HATCHBACK
2.0 TDI 184 FR 5dr

https://www.leasingoptions.uk/personal/seat/leon/l...

works out at about 24/25% of MRP

£179.99/month inc vat
£1079.94 initial rental inc vat
£180 fee inc vat

2 years 10,000 miles per year

You can also adjust the initial payment as required.

I would suggest making sure you found a deal for one of these including the Technology pack, which, IIRC includes Sat Nav, LED light etc

[CYMR0]

Emeye said:

I would suggest making sure you found a deal for one of these including the Technology pack, which, IIRC includes Sat Nav, LED light etc

The thing is that the tech pack makes a big difference to resale, so the cheap lease deals may be a way of subsidising and shifting the ones without it, specifically.

[Noz85]

The Leon deal has gone now. This thread must have cursed it!

[RYH64E]

Labbetts said:

Can someone please explain the differences between personal and business contracts? Other than the obvious fact that one includes tax and one doesn't... which is more advantageous.

I am a major shareholder in a small privately owned business based in London. I wouldn't really be using the car for work and would do circa 6k a year. Although i own the business, i'm still down as an employee (PAYE) albeit one of the Partners/Directors.

Have a deal in sight, just can't decide whether a Business or Personal Lease is best. Obviously there is an insurance consideration too, which i can imagine will be more for a Biz lease.

Thanks in advance.

Benefit in kind tax is based on the list price of the vehicle and is prohibitively expensive imo, much better to lease privately and claim mileage, unless your accountant has any better ideas...

[Emeye]

CYMR0 said:

The thing is that the tech pack makes a big difference to resale, so the cheap lease deals may be a way of subsidising and shifting the ones without it, specifically.

But increasing the resale value can also help reduce the lease rate - I've seen another very good lease deal earlier with the tech pack and I'm struggling to find it again!

[Emeye]

Found it - a bit upfrnt weighty at 9+23, and not had time to calculate the whole term cost.
http://www.britanniacarfinance.co.uk/personal-leas...

[Park]

That's a good deal £2700 a year for a 184 FR

[A - W]

The Moose said:

va1o said:

Can't seem to find a link sorry guys. It was just out of an email I had from CVL:

Would you please be so kind as to forward the email to me?

Is this one still live?