Best lease car deals available?

[andrewparker]

Scubdup said:

I'm looking for a personal lease on a smart estate.

I've found this:-

BMW 3 Series Diesel Touring 335d xDrive M Sport 5dr Step Auto
£287.99 Per Month, INC VAT
9+23 8k Miles p/a
Initial Payment: £2,591.91
Additional Fees: £180 INC VAT

Seems pretty good to me, but wouldn't mind paying a bit less each month. Anyone know of any better deals out there at the mo?

Found it where FFS?

[HarryW]

Scubdup said:

I'm looking for a personal lease on a smart estate.

I've found this:-

BMW 3 Series Diesel Touring 335d xDrive M Sport 5dr Step Auto
£287.99 Per Month, INC VAT
9+23 8k Miles p/a
Initial Payment: £2,591.91
Additional Fees: £180 INC VAT

Seems pretty good to me, but wouldn't mind paying a bit less each month. Anyone know of any better deals out there at the mo?

Nationwide have that at £272.95 on the same 9+23 8k deal which is about £500 less over the lease period.
https://www.nationwidevehiclecontracts.co.uk/BMW-3...

Edited to add just rechecked you were talking about the touring, apologies that's £283.68 so not quite the same saving but it is slightly less!!

Edited by HarryW on Wednesday 8th July 17:25

[msport123]

mohitos said:

Where are you netting 3% post tax on your cash these days?

Juggling about with a few high interest current accounts from different providers will pretty much net you 3%.

[littlebasher]

GTIAlex said:

TheD said:

matt1269 said:

TheD said:

Anyone know of any deals on the Fiesta 1.0 125 Zetec S?

£107.99 a month, very good deal in my opinion!

http://www.gateway2lease.com/z_ford_fiesta_1.0125p...

Thanks

Very good, miles better than I could get with my employee benefit.

Another £12 a month gets you 15 more horses, and whatever the 'black' edition includes

http://www.gateway2lease.com/z_ford_fiesta_1.0ecob...

[ceebmoj]

wibblebrain said:

juice said:

charltjr said:

That's expensive, if you wait for one of Merc's pretty frequent run of lease deals you should be able to get a much better deal.

Is it ? Can you find one cheaper (please ?) as I was searching and this was the cheapest I could find....

Not quite the same, but miles better value:

Mercedes E Class Estate E220 Bluetec AMG Line Night Edition

That looks good

[Emeye]

akirk said:

I have just swapped this week...
first car was due back on the 10th - I said they could have it on the 6th (worked better for me)
new car was ordered in February with instructions that it was to be registered / delivered c. 10th of July date tbc - I then confirmed a month or so ago that I wanted it on the 6th...
told the company picking up to collect am and the company dropping off to deliver PM to avoid insurance overlap
Kuga went back and 45 minutes later Octavia arrived - worked well...

I gave plenty of warning on a car that didn't have delays - when I leased the Kuga it was because I had ordered an Evoque and they messed me around with the dates, so I simply cancelled the lease and leased a different car... my experience of that means I won't ever try to lease a car with order waiting times / delays / new car - not worth the hassle... ultimately a lease car is a simple way of having a reliable box to drive the precise box is less important to me - I have other cars for the fun bits!

Whenever I change my car insurance over (and I change my car way too often ) they tell me both cars are covered for the day - this is general practise I believe.

[akirk]

Emeye said:

Whenever I change my car insurance over (and I change my car way too often ) they tell me both cars are covered for the day - this is general practise I believe.

you are probably right - however I have slightly strange insurance so that might be why... I could do it, but there was a charge...

Alasdair

[p1stonhead]

HarryW said:

Scubdup said:

I'm looking for a personal lease on a smart estate.

I've found this:-

BMW 3 Series Diesel Touring 335d xDrive M Sport 5dr Step Auto
£287.99 Per Month, INC VAT
9+23 8k Miles p/a
Initial Payment: £2,591.91
Additional Fees: £180 INC VAT

Seems pretty good to me, but wouldn't mind paying a bit less each month. Anyone know of any better deals out there at the mo?

Nationwide have that at £272.95 on the same 9+23 8k deal which is about £500 less over the lease period.
https://www.nationwidevehiclecontracts.co.uk/BMW-3...

Edited to add just rechecked you were talking about the touring, apologies that's £283.68 so not quite the same saving but it is slightly less!!

Edited by HarryW on Wednesday 8th July 17:25

Surely this is just insane?! What's a 335d touring xdrive to buy? £35k? Unbelievable deal.

[Emeye]

akirk said:

you are probably right - however I have slightly strange insurance so that might be why... I could do it, but there was a charge...

Alasdair

Surprisingly my insurance company, AXA, don't charge me an admin fee for making changes to my policy if I do it online - I'm sure they screw me in other ways though, but it's nice to not have to pay to change my private plate over.

[CYMR0]

anonymous said:

[redacted]

Possibly but the 335i is a more compelling offer for petrolheads and the 328i was already a four-cylinder turbo - the lower-powered sixes were never the best mix of performance and economy except possibly the E9x 330is when the 335i came with a substantial economy penalty and relatively little extra power given that was turbocharged.

[Hangcheck]

HarryW said:

Nationwide have that at £272.95 on the same 9+23 8k deal which is about £500 less over the lease period.
https://www.nationwidevehiclecontracts.co.uk/BMW-3...

Edited to add just rechecked you were talking about the touring, apologies that's £283.68 so not quite the same saving but it is slightly less!!

Edited by HarryW on Wednesday 8th July 17:25

Also the original post was inclusive of VAT so a very good deal as those ones you've mentioned are ex VAT.

[Gazzas86]

Chaps, could really use some advice from you fine folks, im looking to get a new BMW 135i, ive currently got a shed to get me to work, but after buying a new Focus RS back in 2009 which i sold prior to the shed, i want to get back into a fast car again.

Ive been in touch with a dealer, who has replied with the following details:

Brand New 135 Factory Order
Contribution (From BMW): £7,500
Customer Deposit: £11,000
Term: 48 months
Monthly payments: £222
Guaranteed future Value: £15,795

Ive emailed him back to clarify what the guaranteed future value means and he replied.... I have 2 options, continue to pay £222 a month until that is paid off, or... Hand the car back to BMW and they will give me at 'least' a guaranteed value of £15795..

Now doing some man maths.... Over 4 years i would have paid (inc. Deposit) = £21656. And if i get at least (worst case) £15795 back over 4 years i would have lost £5861 which is £1465 a year.

Considering how much a car will depreciate if i bought it outright, does this seem like a good deal??

Ive never done a PCP/Lease of any type before s not sure of any catches, things to look out for etc, let me know what you think, cheers.

[kith]

Stunningly good deal being offered by AVC on the new XF S (380bhp petrol one).

6+23
10,000 pa
£353.50 per month (inc. VAT)

That's a £50k car that's only just been launched! Sounds too good to be true....

[wemorgan]

Gazzas86 said:

Chaps, could really use some advice from you fine folks, im looking to get a new BMW 135i, ive currently got a shed to get me to work, but after buying a new Focus RS back in 2009 which i sold prior to the shed, i want to get back into a fast car again.

Ive been in touch with a dealer, who has replied with the following details:

Brand New 135 Factory Order
Contribution (From BMW): £7,500
Customer Deposit: £11,000
Term: 48 months
Monthly payments: £222
Guaranteed future Value: £15,795

Ive emailed him back to clarify what the guaranteed future value means and he replied.... I have 2 options, continue to pay £222 a month until that is paid off, or... Hand the car back to BMW and they will give me at 'least' a guaranteed value of £15795..

Now doing some man maths.... Over 4 years i would have paid (inc. Deposit) = £21656. And if i get at least (worst case) £15795 back over 4 years i would have lost £5861 which is £1465 a year.

Considering how much a car will depreciate if i bought it outright, does this seem like a good deal??

Ive never done a PCP/Lease of any type before s not sure of any catches, things to look out for etc, let me know what you think, cheers.

You've missed understood the GFV. Over 4 years the car will cost you £21656 or £451/month. A few years ago the cars were leasing for ~£350/month (all inc).

"1. If the car is worth less than the Guaranteed Future Value you can hand it back with nothing more to pay.
2. If the car is worth more than the GFV then you can sell it, and pocket the difference
3. If you want to keep the car you could refinance the GFV over an extended period"

[Fast Bug]

wemorgan said:

You've missed understood the GFV. Over 4 years the car will cost you £21656 or £451/month. A few years ago the cars were leasing for ~£350/month (all inc).

"1. If the car is worth less than the Guaranteed Future Value you can hand it back with nothing more to pay.
2. If the car is worth more than the GFV then you can sell it, and pocket the difference
3. If you want to keep the car you could refinance the GFV over an extended period"

100% this, you won't get a penny back unless it's worth more than the GMFV

[KarlMac]

Morning all,

Debating dipping my toe into personal lease for the wife, looking a suitable golf sized automatic petrol hatchback (she really likes the current Ibiza). I've never done PCP before but I have done company car buying for companies I've worked at.

Question is, I've no idea where to start looking for personal hire, and we don't really know what would be best for us. She would like something new so she can do the whole 'choosing your car' thing, but I think nearly new would suit our budget more.

Over to the PH PCP gurus, where do we start!?

[cdrx]

kith said:

Stunningly good deal being offered by AVC on the new XF S (380bhp petrol one).

6+23
10,000 pa
£353.50 per month (inc. VAT)

That's a £50k car that's only just been launched! Sounds too good to be true....

Do you have a link? Seems like very good VFM

[wemorgan]

KarlMac said:

Morning all,

Debating dipping my toe into personal lease for the wife, looking a suitable golf sized automatic petrol hatchback (she really likes the current Ibiza).

The Ibiza is a VW Polo sized car, the Seat Leon is the Golf equivalent.
This site is a decent starting place to find a deal. From what I've read the Fiesta remains one of the better deals in this segment.

http://www.contracthireandleasing.com/

[chrispmartha]

Gazzas86 said:

Chaps, could really use some advice from you fine folks, im looking to get a new BMW 135i, ive currently got a shed to get me to work, but after buying a new Focus RS back in 2009 which i sold prior to the shed, i want to get back into a fast car again.

Ive been in touch with a dealer, who has replied with the following details:

Brand New 135 Factory Order
Contribution (From BMW): £7,500
Customer Deposit: £11,000
Term: 48 months
Monthly payments: £222
Guaranteed future Value: £15,795

Ive emailed him back to clarify what the guaranteed future value means and he replied.... I have 2 options, continue to pay £222 a month until that is paid off, or... Hand the car back to BMW and they will give me at 'least' a guaranteed value of £15795..

Now doing some man maths.... Over 4 years i would have paid (inc. Deposit) = £21656. And if i get at least (worst case) £15795 back over 4 years i would have lost £5861 which is £1465 a year.

Considering how much a car will depreciate if i bought it outright, does this seem like a good deal??

Ive never done a PCP/Lease of any type before s not sure of any catches, things to look out for etc, let me know what you think, cheers.

Personally I wouldn't put that amount of money down on a PCP nor would I do it over 4 years. Are you thinking of keeping the car after 4 years? If not I would lease one for s couple of years. My deal was 3 months initial rental then £330 per month for 2 years

[ShyTallKnight]

cdrx said:

kith said:

Stunningly good deal being offered by AVC on the new XF S (380bhp petrol one).

6+23
10,000 pa
£353.50 per month (inc. VAT)

That's a £50k car that's only just been launched! Sounds too good to be true....

Do you have a link? Seems like very good VFM

Does sound like a good deal doesnt it... could be tempted out of my 2010 XF if its as good as it sounds.

A bit of googling later....

http://www.allvehiclecontracts.co.uk/Quotation/Car...