Best Lease Car Deals Available? (Vol II)

[Grantyboy1983]

Emeye said:

nunpuncher said:

MullacAbz said:

Before you all go posting deals and jumping on the configurator please double check that the vehicle is applicable for personal leasing. The 6 series 'deals' are business users only. Usually the difference between a business and personal deal is adding VAT but for the 6 series this isn't the case, the price almost doubles. Change to personal leasing on the eastern western fleet services website and the cheapest 6 series goes from £267.43 + vat to £472.50 inc vat, a 76% increase.

Edited by MullacAbz on Sunday 10th April 21:42

Wonder how that's possible. Wasn't the original Golf R leasegate scandal over the fact that VW were offering the Golf R at a completely different price to business types compared to private customers? Not just a case of business prices were minus VAT. I thought the industry ombudsmen/FSA/FCA or whoever it was ruled that you can't financially penalise personal customers.

Did I pick the whole thing up wrong or is there a loop hole?

I have been wondering about this myself - Mercedes seem to be the same, especially direct. A while back out friendly PH Merc salesman FastBug gave me a price for an E-class - at business prices I'd have been very tempted, but at the personal lease price it wasn't attractive.

Maybe I should get in contact with the BBC radio 4 journalist who did the VW story as he may know something?

It's 'only' a 47% increase after you add the VAT on to the business price, not 76%. Still ridiculous difference in price for the same car.

[Emeye]

johnwilliams77 said:

Emeye said:

Now this is a good AUTOMATIC E-Class deal, though an estate.

£199+VAT 9+23 10K miles - no idea what the excess or admin fee is though

http://www.vehiclesforbusiness.co.uk/business-leas...

Good if you're a business user.

Balls - I missed that - very small print.

[Albatrosz]

Ok thanks for that. I was fiddling about on a comparison site and thought it made my quote £200 more by saying I wasn't the registered keeper but I might have changed some other variable as well...

I'll start from scratch with that info tonight, cheers.

[MrOnTheRopes]

Emeye said:

Balls - I missed that - very small print.

To be fair the page and even the URL contains BUSINESS, so hardly "small print"

£263 inc VAT for personal peoples

[iphonedyou]

Albatrosz said:

Ok thanks for that. I was fiddling about on a comparison site and thought it made my quote £200 more by saying I wasn't the registered keeper but I might have changed some other variable as well...

I'll start from scratch with that info tonight, cheers.

I got charged an extra £55 and they removed my ability to drive other cars where not a named driver.

Which was a bit st.

ETA: Admiral.

[Albatrosz]

So I've just read through the T's & C's in their entirety and found this:

"During this agreement (from when you receive the Vehicle until we receive it back at the end of this agreement) you must:

(e) keep the Vehicle in your possession and under your control and not sell or dispose of it or attempt to do so or allow someone
other than you to become registered at the DVLA as the Vehicle’s registered keeper;"

It does also say though, that they keep the V5C...

Surely that implies I am the registered keeper after all?

Edited by Albatrosz on Tuesday 12th April 18:01

[burty39]

Now the Golf R is ordered I need a 2nd personal lease, ideally large SUV e.g. Touareg, Q5, X5 etc.

Best I can find is this for the Touareg, which seems ok but only 5k (guessing excess will only be 7.2p and VW do deals on excess!)

https://www.centralukvehicleleasing.co.uk/vehicle/...

9+23 on £293.99 plus £180 fee

I make that 23.7% of list which to me is a good deal, anyone seen anything better?

[ED209]

burty39 said:

Now the Golf R is ordered I need a 2nd personal lease, ideally large SUV e.g. Touareg, Q5, X5 etc.

Best I can find is this for the Touareg, which seems ok but only 5k (guessing excess will only be 7.2p and VW do deals on excess!)

https://www.centralukvehicleleasing.co.uk/vehicle/...

9+23 on £293.99 plus £180 fee

I make that 23.7% of list which to me is a good deal, anyone seen anything better?

Not sure if you would class a naval as a large SUV but its certainly cheap.

https://www.gateway2lease.com/vans/nissan/np300-na...

[burty39]

ED209 said:

Not sure if you would class a naval as a large SUV but its certainly cheap.

https://www.gateway2lease.com/vans/nissan/np300-na...

Thanks however probably should have stated its for Mrs B!

[wemorgan]

burty39 said:

Now the Golf R is ordered I need a 2nd personal lease, ideally large SUV e.g. Touareg, Q5, X5 etc.

Best I can find is this for the Touareg, which seems ok but only 5k (guessing excess will only be 7.2p and VW do deals on excess!)

https://www.centralukvehicleleasing.co.uk/vehicle/...

9+23 on £293.99 plus £180 fee

I make that 23.7% of list which to me is a good deal, anyone seen anything better?

You forgot the vat on your calculation.

Also my personal preference for % of rrp is for 10k/yr deal, so add £720.
Anything <25% is decent, @20% it's an excellent deal. IMHO.

[hornetrider]

Alltrack is 10%!

[burty39]

Hi - I included VAT

Its 23 x 293.99 = £6761.77 + £180 + deposit of £2645.91 = £9,587.68

Take your point re £720 so thats £10,307.68

According to VW configurator its £46,900 so thats 22% unless I am missing something?

[burty39]

sorry list is £48700 which is 21%

[wemorgan]

burty39 said:

Hi - I included VAT

Its 23 x 293.99 = £6761.77 + £180 + deposit of £2645.91 = £9,587.68

Take your point re £720 so thats £10,307.68

According to VW configurator its £46,900 so thats 22% unless I am missing something?

I had brain fade again, sorry.
That is a very good deal. Nice spec too with heated seats and sunroof.

[wibblebrain]

I think XS mileage is higher on the Toerag. I think it's 9p + vat.

[PenelopaPitstop]

iphonedyou said:

I got charged an extra £55 and they removed my ability to drive other cars where not a named driver.

Which was a bit st.

ETA: Admiral.

I'm not registered keeper or owner and my certificate of insurance from Admiral says:
"The policyholder may also drive with the consent of the owner a private motor car not belonging to him/her or his/her married spouse/civil partner, and not hired to him/her under a hire purchase agreement, within our territorial limits, providing there is a valid insurance policy in force for that car."

[burty39]

wibblebrain said:

I think XS mileage is higher on the Toerag. I think it's 9p + vat.

Ok that would add £360 going to check tomorrow

[silver1011]

blueg33 said:

Who was this with? Scout is on my shortlist to replace the Outback.

Park Vehicle Contracts, a fronting site for Johnsons Skoda/VW in Tamworth.

Absolutely painless from start to finish...

http://www.parkvehicles.co.uk/skoda-offers/view/11...

Just add the 20% VAT. I loaded more upfront on the deposit to reduce the monthly payments, they were very flexible.

[ashleyman]

PenelopaPitstop said:

I'm not registered keeper or owner and my certificate of insurance from Admiral says:
"The policyholder may also drive with the consent of the owner a private motor car not belonging to him/her or his/her married spouse/civil partner, and not hired to him/her under a hire purchase agreement, within our territorial limits, providing there is a valid insurance policy in force for that car."

I'm also with Admiral but I'm registered keeper and mine says exactly the same.

[silver1011]

Me too.

I only added our new lease car to my Admiral Multicar policy yesterday, no change to the policy wording.