Best Lease Car Deals Available? (Vol 3)

[crispyshark]

adaM3 said:

DJM7691 said:

blacksky200 said:

Hey all

Am a newbie here referred over by another forum. In the market to get my first PCP for a mid-large SUV.

Went to check out the Skoda Kodiaq in person at the preview event @ local Skoda dealership a few days ago and it was a fine looking car. The car looks great, the interiors look a lot better compared to Skoda standards. Time for PCP deal hunting now.

Requirements are: Automatic + Rear view parking sensor / camera + Petrol(preferred). The more driver aids, the better.
Contenders: 1) Skoda Kodiaq SE L
2) Honda CRV SE Plus or EX or SR
3) Volvo XC60 Design
4) LR Discovery Sport
5) Audi Q5 or Merc GLC (although unlikely to fit in the budget)
Mileage: no more than 8000.

Hoping to pay a average monthly cost (all incl): ~£325-350 (less than 300 even better).
Not too worried about the initial deposit or the monthly payment, as long as the total money paid is less

Any suggestions on what to expect or anything that you have spotted would be very much appreciated.

Also had a question about the cons of "in-stock" cars if any?

Thanks a lot guys.

)

Just saying that if you are after a PCP deal then you wont find much here, this is the lease deal thread.

However, on the assumption that the payment route doesn't really matter, there are options for you.

1) Skoda Kodiaq - https://www.contracthireandleasing.com/car-leasing...

Slightly over budget but don't think you will get an SE L in budget - amortised £371pm

2) Honda CRV - https://www.contracthireandleasing.com/car-leasing...

Well within budget, amortised £239pm

3) Volvo XC60 R-Design D4 - https://www.contracthireandleasing.com/car-leasing...

Within budget - amortised £297pm

Disco sport, Q5 and GLC are way out, looking at least £450pm amortised for that

We're soon to be in the same boat, only it needs to be auto which quite often bumps up the price.

So we got the first Kodiaq order in London on launch night last week. Leasing it through Skoda and as follows:

Kodiaq SeL 4x4 DSG 190PS 7 seater
Metallic Paint
Cardon speakers
Panoramic sunroof

£2500 deposit
£358 a month
35 months
10k per annum (6.5p per mile overage

[blacksky200]

crispyshark said:

So we got the first Kodiaq order in London on launch night last week. Leasing it through Skoda and as follows:

Kodiaq SeL 4x4 DSG 190PS 7 seater
Metallic Paint
Cardon speakers
Panoramic sunroof

£2500 deposit
£358 a month
35 months
10k per annum (6.5p per mile overage

Yeah, they are apparently throwing in the Cardon speakers in if ordered before end of Feb. My local is throwing in the Canton sound system, spare wheel and lifeshine protection "at no extra cost".
Your deal (with sunroof) seems to be £417.50 amortised, so slightly above what I see elsewhere (or someone will correct me that it is not like-for-like)

[JM85]

JayLuca said:

Spoke to a friend who works for Affinity and he reckons prices are going up not down, that will be the same for April when the Road Tax goes up, because PCH includes Tax for the term it will push up monthly figures. ??.

As for the A Class, have seen a few sub £200, depends on your spec and requirements etc.

I'd be interested to know where you have seen these deals?

Im looking for AMG Line premium with Met Paint

[crispyshark]

blacksky200 said:

crispyshark said:

So we got the first Kodiaq order in London on launch night last week. Leasing it through Skoda and as follows:

Kodiaq SeL 4x4 DSG 190PS 7 seater
Metallic Paint
Cardon speakers
Panoramic sunroof

£2500 deposit
£358 a month
35 months
10k per annum (6.5p per mile overage

Yeah, they are apparently throwing in the Cardon speakers in if ordered before end of Feb. My local is throwing in the Canton sound system, spare wheel and lifeshine protection "at no extra cost".
Your deal (with sunroof) seems to be £417.50 amortised, so slightly above what I see elsewhere (or someone will correct me that it is not like-for-like)

Canton, that's it! Not sure where I got Cardon from! Lol. Oh, and they have given us full set of matts. Metallic paint was chucked in too which was nice.

[TomScrut]

Beefmeister said:

In all seriousness though, I don't like the way that the PCx terminology has been used so we now have PCP and PCH, obviously very confusing to those not 'in the know' who need their food cutting up for them.

What was wrong with 'Finance' and 'Lease'?

That gave a very clear indication of what the two things were about.

Yes, I don't think anyone confuses the words "hire" and "purchase" but the acronyms I can imagine are a bit confusing to the newbie especially if a salesperson is reeling their spiel off at a rate of knots...

I think the thing with a lot of us not being keen with PCP being brought up in the thread is that a lot of us aren't interested in it. I personally look into it when getting a car to evaluate if I think it will be cheaper than leasing, but I would look in the correct places for it. There are the PCP deals that are that ridiculous you could treat them as a lease, but then again you would still have the whole amount of finance go on your credit rating (as far as I am aware) so would not be the same as a lease. Where does one draw the line?

[beeej]

adaM3 said:

Oh no, not someone else who may have got the terminology wrong, or perhaps simply isn't as informed as others when it comes to leasing or hire purchasing a car.

Well, whoever it was is right though! This is not the place for PCP car buying advice. People can google that or post in General Gassing! This is the lease deals thread. If you want to buy a car and you post in the leasing thread... *shakes head*

[Airaith]

xjay1337 said:

Fiesta St line 140 nav for 183 down and 183 a month...1+35... 300 fee...

Where's this please?

[Jonno02]

Sheepshanks said:

You were probably talking to the worng person if they were pushing PCP. Not sure what the correct job title would be but you need the business / fleet sales person (not the business manager - they look after the finance deals).

He said 'we don't do PCH here' so I pretended I wanted pcp to test drive the demo they had. Was an Arnold clark VW.

[NeilMick]

TUFCRule said:

NeilMick said:

This seems a lot cheaper than any other deals I can find:

BMW G30 530d M Sport 4dr Auto
3+23
10k Miles Per Year
£449.77 per month

Thoughts? Or around the right ballpark?

Where is this deal from please? First figures I have seen for the new model.

https://www.contracthireandleasing.com/car-leasing-companies/independent-brokers/cvsl-limited/bmw/5-series/162525433/

[xjay1337]

Airaith said:

Where's this please?

Leasecar i believe.

[silentbrown]

Aprilia99 said:

Thanks for the link, but looking a car for 3 years the cost seems to be 459 per month on 9+35 deal (XC90), which is 20,206.12 vs 23,350.00. am i missing something here, or is the volvo only 3k cheaper over 3 years than the D5?

The "cheap-as-chips" deals seem to always be for 2 years. Just snap up a bargain 2 year deal, and you're free to get something newer/different when the two years are up. If you really want to keep the same car longer, many lease companies are happy to extend when your contract nears completion.

[TomScrut]

silentbrown said:

Aprilia99 said:

Thanks for the link, but looking a car for 3 years the cost seems to be 459 per month on 9+35 deal (XC90), which is 20,206.12 vs 23,350.00. am i missing something here, or is the volvo only 3k cheaper over 3 years than the D5?

The "cheap-as-chips" deals seem to always be for 2 years. Just snap up a bargain 2 year deal, and you're free to get something newer/different when the two years are up. If you really want to keep the same car longer, many lease companies are happy to extend when your contract nears completion.

I agree, a lot of 3 year deals do not seem to reflect the lack of depreciation in the third year vs the first two.

[rickh]

JM85 said:

I'd be interested to know where you have seen these deals?

Im looking for AMG Line premium with Met Paint

If you want to drop me a message, I'd be happy to see what we could do for you! we are specialist in Personal & Business CH for MB.
Regards Rick

[DJM7691]

Aprilia99 said:

Thanks for the link, but looking a car for 3 years the cost seems to be 459 per month on 9+35 deal (XC90), which is 20,206.12 vs 23,350.00. am i missing something here, or is the volvo only 3k cheaper over 3 years than the D5?

but agreed with above, taking advantage of the residuals would be best to buying PCP, is this where Oracle et al come into play as LR have 6.9%

But the link that I posted was a 2 year deal, not a 3 year? If you really want it for 3 years then extend it once you are in it or take another one out?

either way, £11,5k over two years or 23k over 3 years, I know what I would rather!

[gorman]

I'm a long time lurker so I've finally joined up looking for some advice from The PH faithful.

I am looking for an Audi S4 Avant for around £450 per month. A 6/23 would be preferable but I'm struggling to get anything under £500.

I know there were favourable S5 deals a month or two ago which were under £400 p/m but we need the boot space of the Avant.

I have a Golf R on PCP that is going back in September which is in negative equity, so I figure leasing will be the most cost effective way forward.

Any help appreciated.

Edited by gorman on Tuesday 21st February 10:10

[TomScrut]

gorman said:

I'm a long time lurker so I've finally joined up looking for some advice from The PH faithful.

I am looking for an Audi S4 Avant for around £450 per month. A 6/23 would be preferable but I'm struggling to get anything under £500.

I know there was favourable S5 deals a month or two ago which were under £400 p/m but we need the boot space of the Avant.

I have a Golf R on PCP that is going back in September which is in negative equity, so I figure leasing will be the most cost effective way forward.

Any help appreciated.

Cheapest on CH&L is £492 excl fees, so I presume this is what you have looked at already?

https://www.contracthireandleasing.com/car-leasing...

Unfortunately you did miss a deal on Central Vehicle Leasing at around a similar time to the S5 deal in November (as I considered this too), that was only around £20 a month dearer once you put 19" wheels on it (the 18" ones are awful IMO).

So, the next thing is, what are your potential alternatives?

335xd is a fair bit cheaper, although I would prefer an S4 to a 335xd, the £125/month is not to be sniffed at.

https://www.contracthireandleasing.com/car-leasing...

Or a 272 S Line A4, but bear in mind they are doing a higher power version for the A5 soon which will probably go into the A4 too:

https://www.contracthireandleasing.com/car-leasing...

The C43s are crazy money on the leasing market, and the 340i touring is dearer than the S4 too.

So I think without going with the 335xd or a 272 3.0 TDI A4, you are probably stuck! Or drop down a level and get a Golf R or Leon Cupra ST?

[adaM3]

beeej said:

adaM3 said:

Oh no, not someone else who may have got the terminology wrong, or perhaps simply isn't as informed as others when it comes to leasing or hire purchasing a car.

Well, whoever it was is right though! This is not the place for PCP car buying advice. People can google that or post in General Gassing! This is the lease deals thread. If you want to buy a car and you post in the leasing thread... *shakes head*

So forgive me, and I know I run the risk here of suggesting I need my dinner cut up for me, but when one of the options on PCP is to simply hand the car back and walk away, how does it really differ from a lease? You pay a larger amount in month 1, you pay monthly rentals, then you give it back. Not sure PCP includes your road tax maybe? Big deal.

[PenelopaPitstop]

adaM3 said:

So forgive me, and I know I run the risk here of suggesting I need my dinner cut up for me, but when one of the options on PCP is to simply hand the car back and walk away, how does it really differ from a lease? You pay a larger amount in month 1, you pay monthly rentals, then you give it back. Not sure PCP includes your road tax maybe? Big deal.

On PCP, value of the car goes into your credit file and you have to pay road tax, so extra costs. Otherwise no difference. I had C63 on 2y PCP because it was the same price as lease and I preferred to have my own VC5 document for the car instead of requesting VE103b from leasing company every year. Road tax was £500 and every time I logged into Experian I was greeted with warning about high risk due to high unsecured debt.

Edited by PenelopaPitstop on Tuesday 21st February 10:43

[TomScrut]

adaM3 said:

So forgive me, and I know I run the risk here of suggesting I need my dinner cut up for me, but when one of the options on PCP is to simply hand the car back and walk away, how does it really differ from a lease? You pay a larger amount in month 1, you pay monthly rentals, then you give it back. Not sure PCP includes your road tax maybe? Big deal.

Having the whole cost of the car show up on your credit rating vs the cost of the lease I think? Something like that. Like I said on a previous post, where do you draw the line on where a PCP should be permitted in here? Yes, some you can treat like a lease (Nissan Leaf one springs to mind), but then you may get others mentioned in here (such as the M240i one a few pages ago IIRC) that aren't that good unless you assume equity is left in the car, which means it cannot be treated like a lease as you have the hassle of selling it afterwards to make the most of it (one of the reasons why I like leasing). Far simpler IMO to have a lease thread and a PCP thread and keep them exclusively that way, where anyone who is wanting the best value for money should be following both and making their decision accordingly anyway.

[gorman]

TomScrut said:

gorman said:

I'm a long time lurker so I've finally joined up looking for some advice from The PH faithful.

I am looking for an Audi S4 Avant for around £450 per month. A 6/23 would be preferable but I'm struggling to get anything under £500.

I know there was favourable S5 deals a month or two ago which were under £400 p/m but we need the boot space of the Avant.

I have a Golf R on PCP that is going back in September which is in negative equity, so I figure leasing will be the most cost effective way forward.

Any help appreciated.

Cheapest on CH&L is £492 excl fees, so I presume this is what you have looked at already?

https://www.contracthireandleasing.com/car-leasing...

Unfortunately you did miss a deal on Central Vehicle Leasing at around a similar time to the S5 deal in November (as I considered this too), that was only around £20 a month dearer once you put 19" wheels on it (the 18" ones are awful IMO).

So, the next thing is, what are your potential alternatives?

335xd is a fair bit cheaper, although I would prefer an S4 to a 335xd, the £125/month is not to be sniffed at.

https://www.contracthireandleasing.com/car-leasing...

Or a 272 S Line A4, but bear in mind they are doing a higher power version for the A5 soon which will probably go into the A4 too:

https://www.contracthireandleasing.com/car-leasing...

The C43s are crazy money on the leasing market, and the 340i touring is dearer than the S4 too.

So I think without going with the 335xd or a 272 3.0 TDI A4, you are probably stuck! Or drop down a level and get a Golf R or Leon Cupra ST?

Thanks for your help.

Yes that was the one on CH&L that I found to be the cheapest.

The BMW is out as I had a 3 series previously which my wife hated.

The diesel A4 may be an option but I would rather stick to petrol give the mileage we do.

As good as the Golf has been, I would prefer to get something different. We also need more room than the Golf offers.

I'll keep on the look out. There seems very little in the way of good value deals recently.