Best Lease Car Deals Available? (Vol 3)

[mikeN54]

spookly said:

Firstly, you are completely wrong as he was talking about PCH not PCP... clearly you have no idea what you are talking about. PCH is personal contract hire... a personal lease.

Ouch! Yes thanks for being helpful. Already been over that little mistake.

Maybe you should try decaff?

mikeN54 said:

Ha ha, my mistake! Yes know what PCH is, blurry eyes made the "H" looked like a "P"!

And there is a separate PCP thread for those interested in that alternative method. http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Edited by mikeN54 on Thursday 21st July 11:40

[wemorgan]

mikemike08 said:

I was looking at the mazda 3 and smart fourfour, for some reasons on the smart they wanted 2200 deposit and 220 a month and the mazda was similar, I can't wait 2 months for delivery either . Done some figures on my used £12000 skoda superb that I got last year on personal finance and the infinity is is slightly cheaper

It sounds like you could do with a Golf.

[Moulder]

mikemike08 said:

tleefox said:

mikemike08 said:

Bought a car on pcp from a shopping centre today.
Infinity q30 executive (2nd or 3rd from the bottom) 1.5 d automatic
£1200 deposit
24 months
£277 a month Inc vat
6000 miles pa
Car in stock, 10 days wait

Think it was a bit of a bargain

Awful deal.

I was looking at the mazda 3 and smart fourfour, for some reasons on the smart they wanted 2200 deposit and 220 a month and the mazda was similar, I can't wait 2 months for delivery either . Done some figures on my used £12000 skoda superb that I got last year on personal finance and the infinity is is slightly cheaper

Seems expensive compared to https://www.nationwidevehiclecontracts.co.uk/Infin...

It is only the "business" but you do get to drive it 2000 miles more per year, and have an extra £2000

Not posting this to piss in your chips, but it may be that there is a cooling off period where you could look around a bit more?

[kayum]

bchavda said:

Tempted by the S3 deal on select leasing, however my current car don't go back till March.

However the bloke on their chat said they may be able to deliver the car in March... so just waiting back for him.

is it worth pulling the trigger or waiting out for Q4 deals?

I've got the exact same dilemma, if you don't mind me asking, what deal they offer you? The other option I was looking at was the M140i. Some decent PCP deals around but i'll prefer a lease.

[MikeGoodwin]

Dimebars said:

Edited to include a link

Freedom Contracts

http://www.freedomcontracts.com/Audi-A4-MY17-1.4T-...

Tempting.... I know itll be a st car to drive but as a commuter thats not half bad...

[maniac886]

Dimebars said:

maniac886 said:

Just got this email from central uk vehicle leasing:

AUDI A4 Saloon 1.4TFSi 4dr SPORT NAV Man - 12-14 weeks delivery

2 Year deal
10K annual mileage
Payment - £2400(inc VAT) initial followed by 23 payments of £119.99(inc VAT)
Admin fee £180 inc VAT

Edited by maniac886 on Thursday 21st July 09:41

That's the same deal Freedom were/are offering with a slightly lower admin fee

I think Freedom's admin fee is higher now as it is £358.80 inc VAT.

[S3_Graham]

kayum said:

bchavda said:

Tempted by the S3 deal on select leasing, however my current car don't go back till March.

However the bloke on their chat said they may be able to deliver the car in March... so just waiting back for him.

is it worth pulling the trigger or waiting out for Q4 deals?

I've got the exact same dilemma, if you don't mind me asking, what deal they offer you? The other option I was looking at was the M140i. Some decent PCP deals around but i'll prefer a lease.

Supposedly a very long wait for a leased M140. Dealer I was at yesterday suggested November for a PCP car or 6 months for a lease!

[duff]

spookly said:

Firstly, you are completely wrong as he was talking about PCH not PCP... clearly you have no idea what you are talking about. PCH is personal contract hire... a personal lease.

Secondly, you are a pedant. Who really cares enough to comment if someone posts a PCP deal? It might turn out to be better than an equivalent lease deal... doesn't happen often but can when very specific PCP dealer support is available.

Firstly, that mistake was picked up 1.5 hrs before you posted so not sure why you felt the need to make the point also? Gets your post count up I guess.

Secondly, this thread is about leases. If everyone posted up PCP deals this thread would be even more of a mess than it is already.

[bchavda]

kayum said:

I've got the exact same dilemma, if you don't mind me asking, what deal they offer you? The other option I was looking at was the M140i. Some decent PCP deals around but i'll prefer a lease.

The bloke has just come back to me and said they are unable to hold the car until March

9 + 23 x £272.39 10K

Yes I also have been looking at the M140i, but prefer leasing for 24 months.

Test drove a M240i the other day also which is a cracking car!!

Guess I will just wait a little and see what comes up

[wemorgan]

bchavda said:

The bloke has just come back to me and said they are unable to hold the car until March

My car also goes back in March. I think you're a few months too keen for a replacement.
Wait for Q4 deals is my advice.

[Steve_F]

tleefox said:

mikemike08 said:

Bought a car on pcp from a shopping centre today.
Infinity q30 executive (2nd or 3rd from the bottom) 1.5 d automatic
£1200 deposit
24 months
£277 a month Inc vat
6000 miles pa
Car in stock, 10 days wait

Think it was a bit of a bargain

Awful deal.

I know it's not the thread for this but how can people tell that this is a bad deal without knowing the final payment? Terrible deal if handing straight back but surely could still be a great deal if there is a really low final payment?

[bchavda]

wemorgan said:

My car also goes back in March. I think you're a few months too keen for a replacement.
Wait for Q4 deals is my advice.

I know, can't help myself!

I guess Nov/Dec is the time to look

[mikeN54]

Steve_F said:

I know it's not the thread for this but how can people tell that this is a bad deal without knowing the final payment? Terrible deal if handing straight back but surely could still be a great deal if there is a really low final payment?

The final payment will be a conservative estimate of the used value at the end, calculated at the start of the deal taking CURRENT forecasts into account.

So barring any financial disasters it will more or less be the same as the trade in value. Unless you have a more rare or niche model perhaps which could be more volatile in either direction! Never bank on a GMFV!

[Steve_F]

mikeN54 said:

Steve_F said:

I know it's not the thread for this but how can people tell that this is a bad deal without knowing the final payment? Terrible deal if handing straight back but surely could still be a great deal if there is a really low final payment?

The final payment will be a conservative estimate of the used value at the end, calculated at the start of the deal taking CURRENT forecasts into account.

So barring any financial disasters it will more or less be the same as the trade in value. Unless you have a more rare or niche model perhaps which could be more volatile in either direction! Never bank on a GMFV!

I thought PCP deals could be structured differently though to end up with lower final payments, especially if planning to keep it after, might be HP that I'm thinking of. I'll stop before I get banned from the lease thread

[beeej]

Well we might have a feeling that it's a bad PCP deal because... we know there are some good lease deals for the Q30... the pernickety options which go against the grain of deal hunting whether buying or renting... and above all it's a PCP which puts you in the hands of a salesman... and it was signed up for in a shopping centre... (!)

Does it pass the Golf test? Not really.

Here's the art of the possible:
https://www.gateway2lease.com/cars/infiniti/q30/

Sorry.

[Fast Bug]

bchavda said:

The bloke has just come back to me and said they are unable to hold the car until March

No dealer will hold a car for 7 months! Nobody knows what deals will be around then, even if the dealer could fix the figures for that long they would pay stocking charges from the manufacturer and at some point between 90-180 days the car will go fully paid (list price no discount).

[bchavda]

Fast Bug said:

No dealer will hold a car for 7 months! Nobody knows what deals will be around then, even if the dealer could fix the figures for that long they would pay stocking charges from the manufacturer and at some point between 90-180 days the car will go fully paid (list price no discount).

The S3 was an exception as the bloke said initially the delivery dates were January however recently changed to October so thought it would be worth the ask to see if they can do it for march but was a dead end.

[Dimebars]

Steve_F said:

I thought PCP deals could be structured differently though to end up with lower final payments, especially if planning to keep it after, might be HP that I'm thinking of. I'll stop before I get banned from the lease thread

The GFV on a PCP deal is fixed by the finance company. There's no negotiation on it, the only way to change it is to alter the mileage cap

[Kurvenjeager]

Does anyone have recent experience dealing with Gateway2Lease?

I signed an order form on a stock Mini JCW as mentioned earlier on in this thread, but I am now struggling to get a formal confirmation that the vehicle has been secured. G2L keeps on telling me that it will happen before the end of the day, but then again nothing happens.

With other brokers I was used to have a confirmation back within hours..?

[maccas99]

Kurvenjeager said:

Does anyone have recent experience dealing with Gateway2Lease?

I signed an order form on a stock Mini JCW as mentioned earlier on in this thread, but I am now struggling to get a formal confirmation that the vehicle has been secured. G2L keeps on telling me that it will happen before the end of the day, but then again nothing happens.

With other brokers I was used to have a confirmation back within hours..?

I've got a XC60 on order with G2L and I've had no troubles at all. Pretty much constant communication and timely responses. Not sure who you are dealing with but Sophie was very quick and efficient. Car is being delivered late September/early October.

It might be because there is talk that the JCW Mini's haven't actually turned out to be "real" according to other posters.