Not the typical new car thread
Discussion
Panda 100bhp.
Swift sport
As a student, assume in a town, it will be the odd trip home and to the shops.
If you are in a student area, anything you have will be run over and have the mirrors kicked off by revellers.
If you are worrying about lift off oversteer then I would sit tight or get a push bike till you are ready to drove on the road.
Swift sport
As a student, assume in a town, it will be the odd trip home and to the shops.
If you are in a student area, anything you have will be run over and have the mirrors kicked off by revellers.
If you are worrying about lift off oversteer then I would sit tight or get a push bike till you are ready to drove on the road.
HedgeyGedgey said:
I really don't understand insurance for someone my age. A clio 182 is £4500 to insure (3x it's value), a VW Phaeton is just under £2800 (under half its value)
Plain and simple statistics (okay they're not simple, but it's obvious enough). Someone your age is statistically more likely to crash a Clio 182 over a Phaeton, and I don't just mean that way more people have Clio 182s, but the percentage who crash them is much higher than a 19 year old with a wafty exec car.HedgeyGedgey said:
ambuletz said:
What if I told you that if you're driving sensibly none of that is a concern. 'rallying' doesnt involve planning ahead, defensive driving and anticipating other peoples actions. You're 19, you are nothing special, none of what you think makes you amazing is instantly transferrable in the real world, you need transport to get to uni, get a grip.
Was in an accident 6 months after passing my test. Non-fault but in hindsight, avoidable on my part. Go figure.
Then bought a TVR at age 20 and have driven spiritedly for many miles with zero incident. Swings and roundabouts.
HedgeyGedgey said:
I've kind of been steered away from classics by my dad, he said I should get something boring that'll be comfy and relaxed to drive the 170miles home from uni every once in a while
I used to do Leeds to London and back every weekend in my 1984 5 series. Never missed a beatxjay1337 said:
Money, check
Thinks they are better than other drivers cos they did rallying once, check
bad attitude, check
this will go well
I think you (and others) are somewhat misrepresenting what he said. What he was trying to point out was that he's not some kid who's just passed his test, who has little driving experience and wants a really fast car. An obvious recipe for disaster. He has done some rallying, so has more car experience than your usual 19 year old. He's not claiming to be a driving god, just that he has experience of driving cars fast. He pointed this out to try and avoid people jumping down his throat saying that he's too young and inexperienced to have a decent car. It clearly didn't work.Thinks they are better than other drivers cos they did rallying once, check
bad attitude, check
this will go well
HedgeyGedgey said:
I wasn't trying to say I'm a driving God or anything like that. And Tbh looking around and seeing what people my age are driving and this obsession with going quickly they seem to have doesn't really interest me, I'd rather be in a comfy barge waft around and keep my license
What we really need is a new type of website that works in reverse of the current ones. You put in your usual personal details, but rather than enter car details, you enter your budget and it returns a list of cars that fall within it.HedgeyGedgey said:
I really don't understand insurance for someone my age. A clio 182 is £4500 to insure (3x it's value), a VW Phaeton is just under £2800 (under half its value)
Do you really want a VW Phaeton though? That's still alot to pay for insurance so if you're only going for the latter because it's cheaper to insure then you'll be bit on the arse if anything goes wrong with it and the cost of parts, servicing and maintenance starts stacking up.My honest opinion is run something cheap until your insurance drops to a reasonable price and then buy the car you actually want. Just because you've got some money doesn't necessarily mean you have to splash it straight away. Be smart with it and you'll thank us all later, i guarantee.
culpz said:
Do you really want a VW Phaeton though? That's still alot to pay for insurance so if you're only going for the latter because it's cheaper to insure then you'll be bit on the arse if anything goes wrong with it and the cost of parts, servicing and maintenance starts stacking up.
My honest opinion is run something cheap until your insurance drops to a reasonable price and then buy the car you actually want. Just because you've got some money doesn't necessarily mean you have to splash it straight away. Be smart with it and you'll thank us all later, i guarantee.
No I don't want a Phaeton just yet, it was just to show how different the quotes can be. A Corsa 1.8 Sri (the only corsa I'd want tbh) not particularly fast but look quite cool standard is coming in at around £2200 for the insurance. In my opinion it'd be silly to throw that money at a car that's barely worth £1500, when for example for that little bit more for insurance a much more prestigious car that's x10 comfy to do Birmingham to Essex every few weeks. I'm very good with my money so I'd never buy a car that's gonna half in value in the 2 years or so of ownership. Hence this thread and the title, suggestions on obscure cars a 19 year old lad wouldn't normally drive that won't cost £4000 to insure as that is utter madness. Corsas insurance at £2200 is ridiculous, an Audi A8 at £2500 for the insurance isn't madness. Anyone see where I'm coming from from? In simple terms, Clarkson was onto something when he brought that big Volvo estate as the perfect car for a younger driverMy honest opinion is run something cheap until your insurance drops to a reasonable price and then buy the car you actually want. Just because you've got some money doesn't necessarily mean you have to splash it straight away. Be smart with it and you'll thank us all later, i guarantee.
Is pcp or leasing an option?
Quite a few of my mates have went down that route as newer cars tend to be a lot cheaper to insure.
E.g:
18y/o just passed test - 2015 BMW 118i £1600 insurance
19y/o been driving 6 months - 2014 Audi 1.4t a3 £1500 insurance
I'm 19, have bought both of my cars outright and each time the insurance has been more than it would have been with a newer model of the same car.
The chap in particular with the 118i pays 220 a month for the car on pcp, its got 10k miles on it and isn't exactly what you'd expect when you think of 'first car'. He claims he can hand it back after 2 years and pick something else, so doesnt necessarily mean you're tied in long term.
Quite a few of my mates have went down that route as newer cars tend to be a lot cheaper to insure.
E.g:
18y/o just passed test - 2015 BMW 118i £1600 insurance
19y/o been driving 6 months - 2014 Audi 1.4t a3 £1500 insurance
I'm 19, have bought both of my cars outright and each time the insurance has been more than it would have been with a newer model of the same car.
The chap in particular with the 118i pays 220 a month for the car on pcp, its got 10k miles on it and isn't exactly what you'd expect when you think of 'first car'. He claims he can hand it back after 2 years and pick something else, so doesnt necessarily mean you're tied in long term.
Well tbh no I'd not want a lease/pcp. I'd heard a few stories and I like the option of if I don't like the car I'm not stuck with it for a few years, and having a £6000 car as an asset if something tragic happens I've always got that to sell and downgrade to a banger. Looking at ~2010 A3's at the moment, but I don't want a silly dsg or auto one
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