EVs... no one wants them!

EVs... no one wants them!

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survivalist

6,017 posts

205 months

Saturday 4th May 2024
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740EVTORQUES said:
survivalist said:
KingGary said:
Put succinctly, all the people who wanted one and could afford it, now have one. Nobody else does.
Pretty fair assessment.

Until prices (used or new) plummet or better products hit the market, anyway.
Used prices are plummeting which is excellent news for all those who were holding out for just this eventuality.
Which is why, going back to the very first post, dealers don’t want them. Too much risk unless they are dirt cheap.

740EVTORQUES

980 posts

16 months

Saturday 4th May 2024
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Tigger2050 said:
740EVTORQUES said:
My new EV requires an additional £54k investment over the sale price of my BMW V8. Sure it saves me £5k a year in fuel and probably a fair bit more in servicing/ repairs, but like any new car if depreciates so I’m sure I would have been financially better off just keeping the old V8 going.

It SAVES you £5k a year!

If I SPENT £5k a year on fuel I would have to do 35K miles a year in my 240 hp car.

If your BMW only did 20 mpg you would have to be doing 17000 miles a year to spend (not save) 5k a year. You have multiple cars right? How many miles do you drive a year and how many of them involve public charging away from home given your obviously immense mileage?

Your ludicrous exaggeration is fairly typical of the evangelists on here. You do include the 10-15% charging losses in your calculation don't you?
20mpg in a V8 (and not much more in the flat 6 that replaced it) of super unleaded and I was doing around 14,000 miles a year, plus VED of £600 compared to 2.8 miles/ kWh, 99% home charged at 8p/kWh plus 20% solar and less than 1% public charged.

It adds up pretty quickly

robbob1980

9 posts

183 months

Saturday 4th May 2024
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DT1975 said:
Spot on and when you speak to family and friends they're not the slightest bit interested. It's still a really niche thing (apart from this forum) but that could be my age.

That said my lad has an EV but he's an outlier as he always wanted one (it saves me the oil changes)

My street has 300 odd homes and none have any that I can see (upper middle class neighbourhood) The street above (company director land - Stepford Wives - no kids ) has a few but always has but no recent editions of note.

It appears to have come to a bit of a grinding halt. I'm interested mind !
A bloke at work has just bought a Volvo ec40 ev and most people have been asking him about it as they are curious about evs. I don’t think they’re niche at all any more. There’s more and more appearing on my estate. (normal working class houses) While on a dog walk the other day I counted ev/ice and it was at least 5% ev. I don’t have an ev by the way but I’m not against them.

anonymous-user

69 months

Saturday 4th May 2024
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Tigger2050 said:
otolith said:
If you are overly concerned about the future value of an asset, don’t own it, pay a fixed fee you are happy with for the use of it.
Do you guys rent your TV's as well?

I mean the arguments the sellers use are the same as those used for renting cars.......................


"If you’re unsure about leasing or concerned TV rental doesn’t offer value for money - think again! Renting a television can provide a wide range of benefits over an outright purchase, including:

Less stress – renting from a reputable company, takes the worry out of financing a brand-new TV.

Affordability – you can enjoy the latest technology without the hefty price tag thanks to our flexi-pay options to help spread the cost.

Flexibility – TV rental offers you the flexibility to keep up to date with all the most recent advances, allowing you to upgrade to a newer model at any time.


"Hankering after the latest tech? Desperate to upgrade your TV but don’t want it to be out of date before you’ve even ripped open the box?

There’s no denying technology moves quickly but there is an easy way to keep up - TV rental.

TV rental is designed to help make televisions more affordable, putting modern technology within reach of everyone - regardless of budget.

Rather than paying a large lump sum and owning the TV forever, rental allows you to make much smaller, more manageable payments for as long as you wish to keep the screen.

Technology is constantly evolving and one of the biggest concerns people have when it comes to buying a new TV is how quickly it will date. Renting eliminates this concern.

Free to upgrade to a newer model at any time, you’re not tied to any one TV. With the freedom to change at any time, you can be confident of keeping pace with the latest trends.

There’s no point in pretending TVs are cheap. They’re not. But they can be affordable.
By renting you avoid any eye-watering outlay and can instead opt for more manageable monthly or annual payments – putting you in complete control of your finances."

Sound familiar?

A good proportion of people did indeed used to rent their TV's, until it became wide knowledge that this was a hugely expensive way of having access to a TV. Many people still do rent though. I suppose you would support them?
I’d rather rent a £70,000 554bhp BMW than drive a Mondeo. Probably not the only one.


tamore

8,796 posts

299 months

Saturday 4th May 2024
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thought this thread was about EVs. seems to have morphed into a conversation about rumbelows!

Uncle boshy

416 posts

84 months

Saturday 4th May 2024
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kingston12 said:
Indeed. I've just picked up a new petrol car on a two year lease, just because the numbers didn't quite add up for me to get an EV instead. They weren't far away though, so I full expect this car's replacement to be an EV, but I'll be equally happy if it's petrol again next time and EV after that.

There must be quite a few people in similar situations.
This is exactly the point for most of us. I had an ev as a company car ( perk car)and the cost saving meant it was daft not to.

I changed role to a job with no car and so bought myself an older fun petrol.

Then got a lease deal recently on an ev which made sound financial sense, so back in. When this deal ends in 2 years I’ll review my options.

KingGary

1,082 posts

15 months

Saturday 4th May 2024
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Zj2002 said:
Tigger2050 said:
otolith said:
If you are overly concerned about the future value of an asset, don’t own it, pay a fixed fee you are happy with for the use of it.
Do you guys rent your TV's as well?

I mean the arguments the sellers use are the same as those used for renting cars.......................


"If you’re unsure about leasing or concerned TV rental doesn’t offer value for money - think again! Renting a television can provide a wide range of benefits over an outright purchase, including:

Less stress – renting from a reputable company, takes the worry out of financing a brand-new TV.

Affordability – you can enjoy the latest technology without the hefty price tag thanks to our flexi-pay options to help spread the cost.

Flexibility – TV rental offers you the flexibility to keep up to date with all the most recent advances, allowing you to upgrade to a newer model at any time.


"Hankering after the latest tech? Desperate to upgrade your TV but don’t want it to be out of date before you’ve even ripped open the box?

There’s no denying technology moves quickly but there is an easy way to keep up - TV rental.

TV rental is designed to help make televisions more affordable, putting modern technology within reach of everyone - regardless of budget.

Rather than paying a large lump sum and owning the TV forever, rental allows you to make much smaller, more manageable payments for as long as you wish to keep the screen.

Technology is constantly evolving and one of the biggest concerns people have when it comes to buying a new TV is how quickly it will date. Renting eliminates this concern.

Free to upgrade to a newer model at any time, you’re not tied to any one TV. With the freedom to change at any time, you can be confident of keeping pace with the latest trends.

There’s no point in pretending TVs are cheap. They’re not. But they can be affordable.
By renting you avoid any eye-watering outlay and can instead opt for more manageable monthly or annual payments – putting you in complete control of your finances."

Sound familiar?

A good proportion of people did indeed used to rent their TV's, until it became wide knowledge that this was a hugely expensive way of having access to a TV. Many people still do rent though. I suppose you would support them?
I’d rather rent a £70,000 554bhp BMW than drive a Mondeo. Probably not the only one.
I’m sure that works for you, but for some of us realise renting is a mug’s game. Personally, I’d rather own the Mondeo and keep the cash. Nothing wrong with a Ford.


nickfrog

22,787 posts

232 months

Saturday 4th May 2024
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Tigger2050 said:
Do you guys rent your TV's as well?
I never rented a TV as it's cheaper to own.

I have rented several new cars as it was cheaper than to pay cash.

I am agnostic. All I care is that I get the cheapest way of getting a new car.

And don't worry too much about other people. Do your own thing.



Edited by nickfrog on Saturday 4th May 08:51

Uncle boshy

416 posts

84 months

Saturday 4th May 2024
quotequote all
survivalist said:
Coxwain said:
Anyone buying a new or nearly new EV on finance needs their head looking at. With EV depreciation the way it's going, it's the ultimate definition of a liability and the total opposite of an asset. Spending several thousand each year to save a few hundreds in fuel. Bonkers logic!
On a lease/ pcp finance deal the point is that you know your exposure to depreciation at time of purchase. If it depreciates further no more exposure.

Then it’s just a question of if the numbers fit your budget or not.

Some deals good, some bad.





nickfrog

22,787 posts

232 months

Saturday 4th May 2024
quotequote all
The idea that renting is always more expensive is as absurd as the idea that it's always cheaper.

Keep an open mind. I assumed that it's always cheaper to get a £8 Sim and buy the phone.

But recently you could get a Pixel 7a for £15 on ID.

So £7x24. Minus £70 cashback. So £100.

But of course it was also heavily discounted down to £300 on Amazon.

Similar to the recent Honda EV deal at less than £200 amortised. You would have to be a mug to put your £40k or even £30k towards it instead of getting 4% on it plus pension tax relief if you can.

Edited by nickfrog on Saturday 4th May 08:55

anonymous-user

69 months

Saturday 4th May 2024
quotequote all
KingGary said:
Zj2002 said:
Tigger2050 said:
otolith said:
If you are overly concerned about the future value of an asset, don’t own it, pay a fixed fee you are happy with for the use of it.
Do you guys rent your TV's as well?

I mean the arguments the sellers use are the same as those used for renting cars.......................


"If you’re unsure about leasing or concerned TV rental doesn’t offer value for money - think again! Renting a television can provide a wide range of benefits over an outright purchase, including:

Less stress – renting from a reputable company, takes the worry out of financing a brand-new TV.

Affordability – you can enjoy the latest technology without the hefty price tag thanks to our flexi-pay options to help spread the cost.

Flexibility – TV rental offers you the flexibility to keep up to date with all the most recent advances, allowing you to upgrade to a newer model at any time.


"Hankering after the latest tech? Desperate to upgrade your TV but don’t want it to be out of date before you’ve even ripped open the box?

There’s no denying technology moves quickly but there is an easy way to keep up - TV rental.

TV rental is designed to help make televisions more affordable, putting modern technology within reach of everyone - regardless of budget.

Rather than paying a large lump sum and owning the TV forever, rental allows you to make much smaller, more manageable payments for as long as you wish to keep the screen.

Technology is constantly evolving and one of the biggest concerns people have when it comes to buying a new TV is how quickly it will date. Renting eliminates this concern.

Free to upgrade to a newer model at any time, you’re not tied to any one TV. With the freedom to change at any time, you can be confident of keeping pace with the latest trends.

There’s no point in pretending TVs are cheap. They’re not. But they can be affordable.
By renting you avoid any eye-watering outlay and can instead opt for more manageable monthly or annual payments – putting you in complete control of your finances."

Sound familiar?

A good proportion of people did indeed used to rent their TV's, until it became wide knowledge that this was a hugely expensive way of having access to a TV. Many people still do rent though. I suppose you would support them?
I’d rather rent a £70,000 554bhp BMW than drive a Mondeo. Probably not the only one.
I’m sure that works for you, but for some of us realise renting is a mug’s game. Personally, I’d rather own the Mondeo and keep the cash. Nothing wrong with a Ford.
If hoarding cash floats your boat - crack on.

As for mugs game - good one.


Mikebentley

7,358 posts

155 months

Saturday 4th May 2024
quotequote all
I own my Defender outright paid cash two years ago and was offered over what I paid last week for it. My EVs are tools for work and are home charged (24k miles per year +). The EV is leased and is an acceptable cost to my self employed role as a sole trader. I previously leased vans but the EV is an all round cheaper option when overall costs are combined. I used to spend £750 pm on a diesel Transit Connect including all costs (fuel etc) I now spend £400 pm and spend my time in a much nicer environment. The rental costs as Mondeo Man at Rumbelows calls it are valid tax deductions from my annual returns as a self unemployed person. Each to their own.

SWoll

20,466 posts

273 months

Saturday 4th May 2024
quotequote all
KingGary said:
I’m sure that works for you, but for some of us realise renting is a mug’s game. Personally, I’d rather own the Mondeo and keep the cash. Nothing wrong with a Ford.
You're paying for the use of your car however you finance it. What your priorities are, the cars you like and what your budget is will differ from person to person.

There is no right or wrong answer here, so why bother arguing about it.

KingGary

1,082 posts

15 months

Saturday 4th May 2024
quotequote all
Zj2002 said:
If hoarding cash floats your boat - crack on.

As for mugs game - good one.
Well giving most of salary each month to a finance company just means you’ll always be poor.

anonymous-user

69 months

Saturday 4th May 2024
quotequote all
SWoll said:
KingGary said:
I’m sure that works for you, but for some of us realise renting is a mug’s game. Personally, I’d rather own the Mondeo and keep the cash. Nothing wrong with a Ford.
You're paying for the use of your car however you finance it. What your priorities are, the cars you like and what your budget is will differ from person to person.

There is no right or wrong answer here, so why bother arguing about it.
If the anti EV/leasing mob took your sensible approach, this thread wouldn’t be here.

I’ve given my real life view of owning an EV - more cost effective than the 2.0diesel it replaced - and it happens to be a better, more powerful, enjoyable owner experience - yet for the likes of Mondeo man - folk like me are mugs.

Quite the take.

anonymous-user

69 months

Saturday 4th May 2024
quotequote all
KingGary said:
Zj2002 said:
If hoarding cash floats your boat - crack on.

As for mugs game - good one.
Well giving most of salary each month to a finance company just means you’ll always be poor.
Ah - that’s your mistake - it’s not most of my salary. And I’m not poor.

Sure I could have more money in my bank if I walked everywhere - but my kids wouldn’t like it.

I also like cars - hence why I am on PistonHeads. Imagine that.



KingGary

1,082 posts

15 months

Saturday 4th May 2024
quotequote all
SWoll said:
KingGary said:
I’m sure that works for you, but for some of us realise renting is a mug’s game. Personally, I’d rather own the Mondeo and keep the cash. Nothing wrong with a Ford.
You're paying for the use of your car however you finance it. What your priorities are, the cars you like and what your budget is will differ from person to person.

There is no right or wrong answer here, so why bother arguing about it.
You’ve taken what I said completely out of context. I was simply stating that living champagne tastes on lemonade money (£70k BMW vs the “shame” of driving a Mondeo) is for mugs in my opinion.

Tindersticks

2,698 posts

15 months

Saturday 4th May 2024
quotequote all
‘Most of their salary’

Who’s making assumptions?

kingston12

5,602 posts

172 months

Saturday 4th May 2024
quotequote all
KingGary said:
Zj2002 said:
If hoarding cash floats your boat - crack on.

As for mugs game - good one.
Well giving most of salary each month to a finance company just means you’ll always be poor.
Anyone giving ‘most’ of their salary to a finance company certainly would be, but I can’t imagine many are in that position!

anonymous-user

69 months

Saturday 4th May 2024
quotequote all
Battarat said:
Zj2002 said:
I’d rather rent a £70,000 554bhp BMW than drive a Mondeo. Probably not the only one.
The thing is, most people splashing out on the monthlies to rent a luxury car, couldn’t even cobble together the cash to buy a nearly new Mondeo outright. Does this sound familiar?

Rich people buy assets. Poor and middle income people buy (or rent) liabilities. Such has always been the way. And a car is seldom an asset to the end user by the way.

The owner of your BMW (the lease or finance company), and the shareholders of those companies, will be making lots of guaranteed money from you each and every month whilst you remain tied in to make them rich for 2,3,4,5 years. And often all because poor and middle income folk, without owning any real assets, often feel that they need to rent these luxury liabilities to make them feel good about themselves. To keep up with the Jones’s etc.

Personally I’m happy to drive and own outright a 6 year old high performance car. I bought it for free (as in I didn’t have to do a day’s work for it) – using dividend income from my share portfolio. It costs me very little to run each month.

How much does your BMW cost you every month? And how many extra days do you have to work each year to pay for the monthlies? And what is the likely value of the investment income you have lost out on with the large up front payment?
What if my lease costs are paid from investment dividends?

Would that make it acceptable to you?

Via salary sacrifice, with insurance, maintenance and very low running costs. There is no cheaper way to run my chosen car. A car I chose because I like it.



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