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TomCooper
Original Poster
496 posts
38 months
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So after searching around for about 2 years I've finally brought my first car. I'm only 18 so insurance has played a huge part in the car I've been able to get. Started off looking at Novas when I was 16 and from then until now have been through every single possiblity for a first car, ranging from Daihatsu Charades to Ford Fiestas. I've been a named driver on my mom's Astra since I passed my test in February last year so have gained some road experience but it's just not ideal having very little access to a car. But today I finally put a deposit down  It's a 1996 1.8i UK model. It has only covered 55'000 miles and is in mint condition. I haven't got any photos yet because I don't pick the car up until tomorrow but I'll make sure I do post some over the weekend! Doubt I'll get much sleep tonight!
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JayTee94
10,974 posts
26 months
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I await pictures - I am wanting an unusual first car aswell. 
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matt21
2,684 posts
73 months
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Good man.
In february last year I picked up a 1996 1.8. In the dark it looked great, not so good in the daylight. Was bulletproof however.
Swapped it four mths later for a 1993 1.6 which is miles better. Subtely lowered, anthercite wheels, white paint and straight through exhaust it is great fun! Still got it today, and 5k on never missed a beat and returns 35mpg,
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Another Fluffer
3,599 posts
34 months
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 Another young 'un, I eagerly await pics !
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Rob287
576 posts
51 months
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Good stuff! I just got one for my second car. You will absolutely love it. matt21 said: Good man.
In february last year I picked up a 1996 1.8. In the dark it looked great, not so good in the daylight. Was bulletproof however.
Swapped it four mths later for a 1993 1.6 which is miles better. Subtely lowered, anthercite wheels, white paint and straight through exhaust it is great fun! Still got it today, and 5k on never missed a beat and returns 35mpg, I just squeezed 19mpg out if my first tank of fuel  Edit - make that 24mpg even now I've used a calculator
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TomCooper
Original Poster
496 posts
38 months
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Thanks for the kind comments  I'm picking it up at about 3 this afternoon so the next few hours are going to seem like an eternity!
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.blue
414 posts
49 months
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Surprised no one has asked this yet, so: how much was your insurance and who are you with?
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Rob287
576 posts
51 months
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TomCooper said: Thanks for the kind comments I'm picking it up at about 3 this afternoon so the next few hours are going to seem like an eternity! I was the same on Tuesday just gone, murder isn't it
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jamesedwards
34 posts
10 months
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I'm the same age and have also been looking at MX5's but insurance is a killer. Any tips on insurance would be much appreciated
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Shaw Tarse
19,174 posts
72 months
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jamesedwards said: I'm the same age and have also been looking at MX5's but insurance is a killer. Any tips on insurance would be much appreciated Shop around. Add a responsible adult (s) as named driver (s) Limit milage. Try fully comp rather than 3rd party.
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jamesedwards
34 posts
10 months
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Yes of course I've done all them, they're the obvious. Was more wondering who the insurance was taken out with?
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.blue
414 posts
49 months
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There is a sweet spot as for which quoted mileage gives you the cheapest premium. Try possible mileages and see which is cheapest, as long as you'll be doing less all's good.
It's also cheaper often to say you park your car on the street rather than garage or driveway.
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jamesedwards
34 posts
10 months
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Thanks, I will I assumed less miles the better, is that not always the case? Meanwhile OP is busy out with his toy 
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Rob287
576 posts
51 months
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Unless you are doing 2000 miles a year on a SD&P policy I have no idea how to get a good quote at 18.
The reason I just got an MX5 is because the insurance was finally reasonable at £600 and I spent weeks shopping around. (I'm 23 4 years NCD)
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jamesedwards
34 posts
10 months
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1.6 or 1.8?
Insurance companies are laughing their heads off with young drivers insurance.
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.blue
414 posts
49 months
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jamesedwards said: 1.6 or 1.8?
Insurance companies are laughing their heads off with young drivers insurance. Yep and the sad truth (in my experience of speaking to friends) is that most would never dream of claiming on their policies and just pay for a few thousand quid of damage themselves anyway as it will come back and bite them ever year if they claim. Money on insurance is largely money down the drain - only useful in accidents over £3000 - and what are the odds of that?
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TomCooper
Original Poster
496 posts
38 months
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Havent been on here since yesterday! Been busy taking friends and family out in it. Not even a day since I brought it and I already love it! I'll hopefully get some good photos today and upload them this evening In regards to insurance, it's expensive. Its £2600 fully comp. Opted for an admiral multicar because it was by far the cheapest and insuring 3 of our cars on it really brought it down! Im the main driver but my parents are named drivers which brought it down a lot also. Also ringing them, gets you better quotes One annoying this for me regarding insurance was because my original quote was on a engine with a carbourator and the car I've brought is fuel injected, that bumped the price up by £300!!! Also there is only £50 difference between a 1.6 and a 1.8 with carbourators For me a 1.8 with carbs TPFT was £2100. At the end of the day though I'm going to pay a lot for insurance being 18 so I'd rather pay more for something I genuinely want than save a little money and buy something I don't
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Altrezia
6,826 posts
80 months
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Great cars - congratulations. I've had three of them, and am looking forward to another at some point. Enjoy!
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jamesedwards
34 posts
10 months
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Heard a few say Admiral multi-car was the best option, I'll have to take the time and get that looked at. Still £2600, yeah it's a lot of money but in young drivers insurance it's actually not too bad especially considering what you've got, well done Thanks for the advice ! Pics?
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TomCooper
Original Poster
496 posts
38 months
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