Where to put £80k - 430 or 458
Discussion
I genuinely think you'd regret going for the 458 now to be honest (although you'd be a happy boy for a few years).
I got stung (or felt I had) with a 911 Turbo a few years back, at 4% flat and with £26k down as deposit on a 67k car.
Used it daily and admittedly loaded 50k miles on it, but when it came to settlement time (after 4 yrs) I had to sell the car privately for less than the balloon + put in another £4.5k to clean the slate, all deposit gone which left a sour taste. (albeit in peak of recession and 911's lost a lot of value).
It's entirely your call mate ... but I personally wouldn't buy a car now unless I could buy it outright (unless there's a benefit by putting it through a company, which I don't think there is).
Good luck, but remember that it's nice to have such a hard decision to make!
I got stung (or felt I had) with a 911 Turbo a few years back, at 4% flat and with £26k down as deposit on a 67k car.
Used it daily and admittedly loaded 50k miles on it, but when it came to settlement time (after 4 yrs) I had to sell the car privately for less than the balloon + put in another £4.5k to clean the slate, all deposit gone which left a sour taste. (albeit in peak of recession and 911's lost a lot of value).
It's entirely your call mate ... but I personally wouldn't buy a car now unless I could buy it outright (unless there's a benefit by putting it through a company, which I don't think there is).
Good luck, but remember that it's nice to have such a hard decision to make!
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