Multi-car / supercar insurance options
Discussion
UPDATE
So, the process was a little painful with half of the companies on the short-list not having simple contact email addresses - I dont have time to talk to them all on the phone and wanted to pre-qualify them out if they wouldn't cover bits I needed.
Anyway... I've ended up with a fantastic deal with Locktons (Chubb policy). Not only is it cheaper than my renewal, it's cheaper than I paid last year (which I thought was a good deal!). The real 'wow' part is that they are now covering all my cars (9 vehicles in total) - for less 25% less than my 5-car renewal. Saved me £2-3k.
Apparently I'm the ideal risk for them - quite a few cars, not many drivers on the policy, eclectic collection etc.
Only thing they couldn't do is trackday cover, but with the huge saving I can do a lot of trackdays with individual cover!
Very pleased.
So, the process was a little painful with half of the companies on the short-list not having simple contact email addresses - I dont have time to talk to them all on the phone and wanted to pre-qualify them out if they wouldn't cover bits I needed.
Anyway... I've ended up with a fantastic deal with Locktons (Chubb policy). Not only is it cheaper than my renewal, it's cheaper than I paid last year (which I thought was a good deal!). The real 'wow' part is that they are now covering all my cars (9 vehicles in total) - for less 25% less than my 5-car renewal. Saved me £2-3k.
Apparently I'm the ideal risk for them - quite a few cars, not many drivers on the policy, eclectic collection etc.
Only thing they couldn't do is trackday cover, but with the huge saving I can do a lot of trackdays with individual cover!
Very pleased.
paulmnz said:
UPDATE
So, the process was a little painful with half of the companies on the short-list not having simple contact email addresses - I dont have time to talk to them all on the phone and wanted to pre-qualify them out if they wouldn't cover bits I needed.
Anyway... I've ended up with a fantastic deal with Locktons (Chubb policy). Not only is it cheaper than my renewal, it's cheaper than I paid last year (which I thought was a good deal!). The real 'wow' part is that they are now covering all my cars (9 vehicles in total) - for less 25% less than my 5-car renewal. Saved me £2-3k.
Apparently I'm the ideal risk for them - quite a few cars, not many drivers on the policy, eclectic collection etc.
Only thing they couldn't do is trackday cover, but with the huge saving I can do a lot of trackdays with individual cover!
Very pleased.
Thats a good update. Mine is due for renewal end of December and I will try a lot of the insurers fed back here!! Good Post OPSo, the process was a little painful with half of the companies on the short-list not having simple contact email addresses - I dont have time to talk to them all on the phone and wanted to pre-qualify them out if they wouldn't cover bits I needed.
Anyway... I've ended up with a fantastic deal with Locktons (Chubb policy). Not only is it cheaper than my renewal, it's cheaper than I paid last year (which I thought was a good deal!). The real 'wow' part is that they are now covering all my cars (9 vehicles in total) - for less 25% less than my 5-car renewal. Saved me £2-3k.
Apparently I'm the ideal risk for them - quite a few cars, not many drivers on the policy, eclectic collection etc.
Only thing they couldn't do is trackday cover, but with the huge saving I can do a lot of trackdays with individual cover!
Very pleased.
Just to add...
I wont name names, but most of the brokers admitted they could get no where near the quote I ended up with. Worth noting Locktons said the average age of the collection will impact the premium, cars over 10 years old are much more attractive to their under-writer than recent stuff (presumably the latest cars are stolen more). As I have a car from 1966 that helped drag the average down nicely! They are happy to cover highly modified and race cars within the policy too which is excellent as previously I needed separate policies on a couple of cars.
It seems finding an underwriter policy that matches your personal niche is quite important.
I wont name names, but most of the brokers admitted they could get no where near the quote I ended up with. Worth noting Locktons said the average age of the collection will impact the premium, cars over 10 years old are much more attractive to their under-writer than recent stuff (presumably the latest cars are stolen more). As I have a car from 1966 that helped drag the average down nicely! They are happy to cover highly modified and race cars within the policy too which is excellent as previously I needed separate policies on a couple of cars.
It seems finding an underwriter policy that matches your personal niche is quite important.
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