£100k budget trackday / weekend car

[samoht]

Spindoctor said:

I'm not sure you can assume insurers will price an Exige and a Noble similarly - they don't in my case. I'm also paying about £180 for the Noble (3R), but the Exige 410 is close to £500. Both without any track insurance. The Exige market value is higher but doesn't justify such a huge difference. Just one of the mysteries of car insurance.

At a guess, it's probably easier to repair a bent Noble chassis (steel tubes) than an Exige (aluminium extrusions) ?

[Spindoctor]

samoht said:

At a guess, it's probably easier to repair a bent Noble chassis (steel tubes) than an Exige (aluminium extrusions) ?

Yes, could be. But if the damage is that bad you’re likely to be facing (among other things) new fibreglass panels as well as chassis components. None of that is readily available for the Noble. Somewhat easier for the Exige I’d expect. In a major impact event, they’d both involve a hefty sum for repairs but I think more likely the Noble would be written off. Very distressing thoughts…

My (hopeful) theory is that Nobles are extremely rare so insurers have far less data on them, and therefore pricing is at the guesswork end of the actuarial spectrum which happens to work in our favour.

[coolchris]

Completely agree with everything above so few around very few claims on Nobles hence insurance premiums being so low.

[vdasilva]

I have not. Sounds good. I will now. Thank you.
Have you tried Classicline? Unlimited UK LoT days.
[/quote]

[vdasilva]

Thank you, Chris

coolchris said:

Give privilege a shout I'm 43 with 16 years no claims pay £245 protected no claims 5k miles year on a 2.5 Noble m12 went up this year from £180 still bloody cheap though