Audi S/RS insurance?

Author
Discussion

Blown2CV

Original Poster:

28,808 posts

203 months

Tuesday 28th March 2017
quotequote all
Where does the performance "VAG" collective procure its car insurance please? Admiral multi-car trying to stiff me on year 2 renewal...

thanks

ETA it's a leased S8 so i won't be the registered keeper or owner...

blank

3,456 posts

188 months

Tuesday 28th March 2017
quotequote all
I was with Direct Line for a while, then Aviva for the past couple of years.

Less than £300 for a TTS.

PenelopaPitstop

2,164 posts

133 months

Tuesday 28th March 2017
quotequote all
Just negotiate the price down with Admiral. I do it every year. Last year I told them that Aviva gave me lower quote, the same this year and they matched it. Unfortunately combination of my cars and post code don't give me too many options and competition is even more expensive. I also need full cover abroad and not many companies offer it as standard.

I don't know what kind of quotes you get but here's price for my S8 on multicar policy:
Audi S8 2015, 8000 miles per annum, commuting + business use, excess 300+150, 10 years NCB, Surrey suburb, driveway parking - £709 (NCB protection, legal cover, foreign use and some other stuff is included)



Edited by PenelopaPitstop on Tuesday 28th March 21:23

catso

14,787 posts

267 months

Tuesday 28th March 2017
quotequote all
As above my insurance is with Admiral and it was up for renewal this week.

The renewal offer came in quite a bit higher than I would like. I did an online gocompare/confused search and then called Admiral, within 5 minutes they knocked £80 off which made it cheaper than all but the cheapest quote from a company I'd never heard of.

Exactly the same situation with my bike insurance, a quick call got them cutting £110 off - sadly it seems the industry norm is to try it on with an increased renewal premium in the hope that you'll accept it or just ignore and auto-renew, only to drop it to something reasonable if you speak to them.

Blown2CV

Original Poster:

28,808 posts

203 months

Tuesday 28th March 2017
quotequote all
I'd already rung them and had the price reduced a bit. I think the major issue is that not many insurers seem to want to get involved with personal lease!

PenelopaPitstop

2,164 posts

133 months

Tuesday 28th March 2017
quotequote all
I think value of the car could be an issue too, but after one year it's not that expensive any more. I didn't have a problem with lease part, just high prices from most companies.

MikeyLCR

501 posts

181 months

Wednesday 29th March 2017
quotequote all
I'm with A-Plan through their Thatcham Schemes office, Admiral wanted £780 renewal for the RS6, A-Plan was £590

Blown2CV

Original Poster:

28,808 posts

203 months

Thursday 30th March 2017
quotequote all
thanks guys, and weirdly aviva were hugely cheaper... admiral couldn't get anywhere near. I am awaiting a call back from a-plan thatcham bods! cheers

Terminator X

15,072 posts

204 months

Thursday 30th March 2017
quotequote all
Admiral are fine with us (RS3 and S3) although I do a confused.com search every year just to make sure they are not taking the piss.

TX.

djc206

12,350 posts

125 months

Thursday 30th March 2017
quotequote all
I've been insured with esure for a few years. Premiums on my RS5 and RS4 were about £300-350/year age 27+ with 9+ years NCD.

therams

245 posts

185 months

Thursday 30th March 2017
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Direct Line for me. SQ5, 20k miles a year, i'm getting on a bit, but with 10 yrs plus no claims and i've ticked the boxes for protected no claims, legal help, guaranteed hire car etc it is £500 a year. not too bad i reckon

whp1983

1,172 posts

139 months

Thursday 30th March 2017
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Esure £283 p/year for me and missus on 8V S3. Me 10ys no claims her only driving 4 years

KungFuPanda

4,332 posts

170 months

Thursday 30th March 2017
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I'm with Adrian Flux. 2011 Audi A8 3.0 TFSI. 14 years NCB, dodgy Manchester postcode. £320.

Blown2CV

Original Poster:

28,808 posts

203 months

Friday 31st March 2017
quotequote all
not sure if it was fully obvious but this was a multi-car thing, with both cars on leases... so full gamut of insurance providers were not really available to us, but would have split the cars onto separate policies if it made financial sense to do so. As it stands with Aviva it's not toooo bad, but hardly a bargain. The Mrs getting caught speeding last year clearly didn't do us any favours, but my car was still the vast part of the total.

39 (she's 32)
low risk postcode
2 non fault claims in last 5 years (none in last 3 years) also she has none
i have 2 x SP30, she has 1

I think it was like £900 for mine but the comparison websites were coming up with almost no results, think due to the lease non-owner non-keeper aspect.

Kell

1,708 posts

208 months

Friday 31st March 2017
quotequote all
This really bugs me.

We were with Elephant for years and every year, at renewal, the price would go up despite us not making any claims.

My wife would ring them up as a new customer and get a much lower quote then get them to match their own quote.

Then one year, it actually doubled at renewal from £550 to about £1,100 and she told them to fk off.

I think we're multi-car with Admiral now - but she goes through the rigmarole with them every year too. Try getting a qute as new customer and seeing how it compares. Then get them to match it.

Blown2CV

Original Poster:

28,808 posts

203 months

Friday 31st March 2017
quotequote all
well i expected it to go up because of the Mrs' speeding fine, but it literally jumped up to almost double... one phone call and very quickly they reduced that to 'only' a 50% increase over last year (which TBH is the thing that pisses me off because if they empower their front line customer service people to just reduce it by that amount without so much as an approval from their manager, they clearly know they were taking the piss)... still too much, and they dug their heels in at that point. Aviva pretty much ended up pretty much the same as what i paid last year.

silentbrown

8,827 posts

116 months

Saturday 1st April 2017
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Try Chris Knott insurance.

I have the S4 insured with them and they've always been super-helpful, although premium wasn't the cheapest I decided to stick with them this year
.

Just don't get me started on those idiots at Flux...