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Gelf VXR

Original Poster:

463 posts

77 months

[news] 
Monday 20th August 2012 quote quote all
Insurance time again, Sorry if this ones come up before, tried forum search (not working)

Just checking, I think mine came with additional HSV? immobilizer, is this a Thatchem category 1? Key fob type on the dash board.

Thanks in advance

jet_noise

1,231 posts

52 months

[news] 
Monday 20th August 2012 quote quote all
Dear GV,

the OEM fit security is not recognised by Thatcham - VX didn't bother to submit the model for approval as it cost too much.

If your insurer requires Thatcham appr. class 1 alarm or 2 immobiliser then you need an aftermarket one.

Re-reading your post maybe you have (an aftermarket) one?
If so you should have a certificate of fitting or something similar. Some insurers need a copy of this to prove you've got the req. security and that it was carried out by an approved fitter,

regards,
Jet

Edited by jet_noise on Monday 20th August 12:47

paul450

5,945 posts

45 months

[news] 
Monday 20th August 2012 quote quote all
Gelf VXR said:
Insurance time again, Sorry if this ones come up before, tried forum search (not working)

Just checking, I think mine came with additional HSV? immobilizer, is this a Thatchem category 1? Key fob type on the dash board.

Thanks in advance
it will be an aftermarket alarm or immobilizer that has been fitted to your car.

MyM8V8

6,872 posts

65 months

[news] 
Monday 20th August 2012 quote quote all
Andy, I took mine to a local installer who identified it for me. Mine (aftermarket immob') was not a current model, however it was Thatcham 1 when it first came out. Flux's did try to play up about it on renewal, but my firmness with them got them to accept it.

Tattooboy

5,066 posts

48 months

[news] 
Monday 20th August 2012 quote quote all
My current Insurance Company accepted that the factory fit Alarm/Immob was sufficient.
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the_ferret82

25,162 posts

54 months

[news] 
Monday 20th August 2012 quote quote all
my insureance company never moaned over the std fit one. i think the std fit one is thatch cat 2.. i could be wrong..

THUNDER STORM

609 posts

39 months

[news] 
Tuesday 21st August 2012 quote quote all
the_ferret82 said:
my insureance company never moaned over the std fit one. i think the std fit one is thatch cat 2.. i could be wrong..
I read somewhere that the original alarm fitted was a Thatcham cat 2, then Vauxhall fitted a cat 2 to 1 mod to the alarm. I told this to my insurer Admaril and they were satisfied.

Hope this helps.

Adebyebye

Ash From Flux

872 posts

38 months

[news] 
Wednesday 22nd August 2012 quote quote all
Hello
This is a pretty useful site to check what security is fitted as standard on most cars.
http://www.thatcham.org/abigrouprating/
Ash

bobfredstinker

562 posts

20 months

[news] 
Wednesday 22nd August 2012 quote quote all
I've just done that search thing for my Monaro 6.0, and it said the security category was N1. What does N1 mean??

Tattooboy

5,066 posts

48 months

[news] 
Wednesday 22nd August 2012 quote quote all
bobfredstinker said:
I've just done that search thing for my Monaro 6.0, and it said the security category was N1. What does N1 mean??
It means, the alarm/immobiliser has not been tested by Thatcham.

bobfredstinker

562 posts

20 months

[news] 
Wednesday 22nd August 2012 quote quote all
Tattooboy said:
bobfredstinker said:
I've just done that search thing for my Monaro 6.0, and it said the security category was N1. What does N1 mean??
It means, the alarm/immobiliser has not been tested by Thatcham.
Shame.

MyM8V8

6,872 posts

65 months

[news] 
Wednesday 22nd August 2012 quote quote all
Tattooboy said:
bobfredstinker said:
I've just done that search thing for my Monaro 6.0, and it said the security category was N1. What does N1 mean??
It means, the alarm/immobiliser has not been tested by Thatcham.
Which roughly translated means that Holden / VX have not paid Thatcham an extortionate ransom to confirm on its paperwork that the OEM immobiliser works perfectly well and indeed " does do exactly what is says on the tin", part of said ransom from "approved system manufacturers" to be equally distributed amongst the insurance fraternity as a thank you for legging up any poor soul when he wants to insure his pride and joy that doesn't have it's approval?!

bobfredstinker

562 posts

20 months

[news] 
Wednesday 22nd August 2012 quote quote all
MyM8V8 said:
Tattooboy said:
bobfredstinker said:
I've just done that search thing for my Monaro 6.0, and it said the security category was N1. What does N1 mean??
It means, the alarm/immobiliser has not been tested by Thatcham.
Which roughly translated means that Holden / VX have not paid Thatcham an extortionate ransom to confirm on its paperwork that the OEM immobiliser works perfectly well and indeed " does do exactly what is says on the tin", part of said ransom from "approved system manufacturers" to be equally distributed amongst the insurance fraternity as a thank you for legging up any poor soul when he wants to insure his pride and joy?!
Fantastically cynical but, I fear, also very true.

MyM8V8

6,872 posts

65 months

[news] 
Wednesday 22nd August 2012 quote quote all
Not cynical, like most things, just part of the money go round which drives the modern world.









(OK, I am a cynic!)

Ash From Flux

872 posts

38 months

[news] 
Wednesday 22nd August 2012 quote quote all
I don't know why they didn't just fit the same system from a Vectra or something that they know is already approved.

jet_noise

1,231 posts

52 months

[news] 
Wednesday 22nd August 2012 quote quote all
Dear A,

Ash From Flux said:
I don't know why they didn't just fit the same system from a Vectra or something that they know is already approved.
Thatcham approval covers the installation as well as the "system" itself so each model needs its own cert. It's no good having a top of the line "system" if, say, the siren can be disabled by, say, poking a stick through the front grille or cutting an easily accessible wire,

regards,
Jet

Ash From Flux

872 posts

38 months

[news] 
Thursday 23rd August 2012 quote quote all
jet_noise said:
Thatcham approval covers the installation as well as the "system" itself so each model needs its own cert. It's no good having a top of the line "system" if, say, the siren can be disabled by, say, poking a stick through the front grille or cutting an easily accessible wire,

regards,
Jet
Ahh that would make sense.
Thanks

amvs

95 posts

96 months

[news] 
Thursday 23rd August 2012 quote quote all
I've just been around this loop myself. The problem with the factory fit immobilizer is, as correctly mentioned earlier in the post, simply that That ham haven't tested it in the Monaro. It is a standard system fitted to many GM cars Worldwide, and is referred to as their ESS (enhanced security system). I tried, on principle, to prove the point with my insurers and got e-mails from Holden and GM stating that the factory fit unit met or exceeded the Thatcham requirements but they would not accept - in the end they sent me a cancellation letter with an offer to re-insure me with another company for almost double the initial £500 premium. They also forgot to mention any refund of the original premium despite me having been insured for only 5 weeks at that point in time.
I think the expression that most summed up the situation was "they had me by the balls". So I had an add-on system fitted by Mark at Suffolk Alarms - highly recommended. He fitted this without removing the std fit system, although the new one can be used in isolation as we'll as with the factory unit. In effect I have two imobilizers now so my car must be twice as safe (so maybe the insurance company will halve my bill next year?)
Bottom line is all they are interested in is the certificate. You could replace a perfectly good factory fit system with some shonky after market unit (anyone remember Toad?) and that would be fine in the insurers eyes, not to mention potentially butchering your interior in the process which was one of my major concerns

MyM8V8

6,872 posts

65 months

[news] 
Thursday 23rd August 2012 quote quote all
Ash From Flux said:
Hello
This is a pretty useful site to check what security is fitted as standard on most cars.
http://www.thatcham.org/abigrouprating/
Ash
Ash, I assume you work for A Flux, so here's a question for you:

Why does a Thatcham 1 certified immobiliser become unacceptable by an insurer just because it's no longer made? Does the fact that the model has been superceeded render it non functional all of a sudden?

(Why are insurers so awkward with us, why can't you work WITH your customers rather than bringing up unnecessary obstacles to a good working relationship?)


Ash From Flux

872 posts

38 months

[news] 
Thursday 23rd August 2012 quote quote all
MyM8V8 said:
Ash, I assume you work for A Flux, so here's a question for you:

Why does a Thatcham 1 certified immobiliser become unacceptable by an insurer just because it's no longer made? Does the fact that the model has been superceeded render it non functional all of a sudden?

(Why are insurers so awkward with us, why can't you work WITH your customers rather than bringing up unnecessary obstacles to a good working relationship?)
Hello
If a new model comes along it doesn't necessarily make the older model unacceptable. If the vehicle was fitted with a cat1 when it was new we would still class that as a cat1. Or if it was fitted before it was removed from the thatcham list we would still class it as a cat1. Flux would be fine with that. I obviously cannot speak on the behalf of other insurers.
Ash


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